|
Card
|
Balance Transfer |
Typical APR (Variable)
|
Price for Risk
|
|
|
Rate
|
Duration
|
Fee
|
Virgin Credit Card
|
0% |
16 months |
2.98% |
16.6% |
No |
|
Our expert says: "This is a market leading balance transfer card with a 0% introductory period on balance transfers for 16 months with a 2.98% balance transfer fee. Also use this card to get money off your holidays"
|
NatWest Platinum
|
0% |
15 months |
2.9% |
16.9% |
No |
|
Our expert says: "Available only for existing NatWest current account customers"
|
MBNA Platinum Plus
|
0% |
13 months |
2.9% |
15.9% |
No |
|
Our expert says: "Now enjoy 6.9% on card purchases for 13 months from the date your account is opened 0% period on balance transfer applies when made in the first 90 days + You must be a UK resident over the age of 23 with an income over £20,000
"
|
Royal Bank of Scotland Platinum
|
0% |
15 months |
2.9% |
16.9% |
No |
|
Our expert says: "Available only for existing RBS current account customers"
|
Barclaycard Platinum
|
0% |
until January 2011 |
2.5% |
14.9% |
No |
|
Our expert says: "A credit card with a low 14.9% APR plus 0% interest free on balance transfers until January 2011 ( 2.5% handling fee applies) and 0% interest on purchases for 3 months, both from account opening"
|
MBNA Platinum
|
0% |
13 months |
2.9% |
15.9% |
No |
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000
"
|
MBNA Platinum Rewards Card
|
0% |
13 months |
2.9% |
15.9% |
No |
|
Our expert says: "A good alternative to a cashback card because reward points can be used at a wide range of high street retailers including John Lewis, Boots and Debenhams. Earn 1 point for every £1.00 spent on the card. There is a 13-month 0% offer on balance transfers, but don’t use the card for this purpose if you’ll spend on it as well: purchases are only interest-free for 3 months – you’ll be charged 15.9% thereafter"
|
BT Credit Card
|
0% |
13 months |
3% |
16.9% |
No |
|
Our expert says: "0% period on balance transfer applies when made in the first 90 days + Earn money off your BT bill with the BT Credit Card + You must be over the age of 23 + You must be a UK resident with an income over £20,000"
|
Egg Card
|
0% |
until 01/01/2011 |
3% |
16.9% |
Yes |
|
Our expert says: "One of the market-leading offers if you want to make a balance transfer: interest-free until 01/01/11, although you will pay a 3% transfer fee. The 0% offer on purchases is shorter at just three-months – you will pay the typical standard APR of 16.9% thereafter"
|
Post Office Platinum
|
0% |
12 months |
2.98% |
16.9% |
No |
|
AA Credit Card
|
0% |
until December 2010 |
2.99% |
16.9% |
No |
|
Our expert says: "Attractive reward card, particularly for AA members. Members receive 2 points for every £1.00 spent on motoring costs and 1 point per £1.00 for other spending. Non-members receive 1 point for every £2.00 spent. Balance transfers are interest-free until Dec 2010. Spend on motoring products and services, fuel and AA products are interest free until Dec 2010"
|
Halifax All In One
|
0% |
9 months |
3% |
15.9% |
Yes |
|
Our expert says: "This credit card is a very strong offer with a competitive 0% introductory period on purchases and balance transfers (subject to a fee)"
|
Lloyds TSB Airmiles Duo
|
0% |
6 months |
3% |
15.9% |
No |
|
Our expert says: "This rewards card enables you to collect Airmiles with your purchases and balance transfers which gives you one of the best Airmiles rewards schemes in the market, plus collect double Airmiles when you spend abroad"
|