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Market Leading Bradford & Bingley Notice Account

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Fixed Term Bonds
Cash ISAs

Provider	AER	Notice Period	Minimum Investment
Easy Access Account
Bradford & Bingley Notice Saver Online	3.30% 2.80% bonus, 1st 12 mths	60 Days	£1,000
Bradford & Bingley Notice Saver Online	3.30% 2.80% bonus, 1st 12 mths	Our Expert Says: "Very competitive rate but note that 60 days' notice has to be given before you can access your money. Also worth noting that the product offers a 2.80% bonus which runs for the first 12 months. Bradford & Bingley savings is part of Santander."
The AA AA Internet Extra (Issue 1)	3.15% Bonus, 1st 12 mths	Instant	£1
The AA AA Internet Extra (Issue 1)	3.15% Bonus, 1st 12 mths	Our Expert Says: "Highly competitive rate and no withdrawals restrictions, although it includes a 12-month bonus of 2.65%. The rate increases to 3.30% (with a 2.80% bonus) above £50k but unless the account is held in joint names only the first £50k is totally guaranteed."
Birmingham Midshires Telephone Extra	3.15% 2.65% bonus, 1st 12 mths	Instant	£1
Birmingham Midshires Telephone Extra	3.15% 2.65% bonus, 1st 12 mths	Our Expert Says: "Competitive rate in the first year but note the large bonus of 2.65% which ends after 12 months. You can apply over the phone on 0845 603 6597 or online."
Alliance and Leicester Plc Online Saver Issue 6	3.00% Bonus, 1st 12 mths	Instant	£1,000
Alliance and Leicester Plc Online Saver Issue 6	3.00% Bonus, 1st 12 mths	Our Expert Says: "Highly flexible account with a competitive rate. Available to new and existing customers, unlimited penalty-free withdrawals are allowed. Be aware the rate includes a 12 month bonus."
Sainsbury's Finance Easy Saver	2.80%	Instant	£1
Sainsbury's Finance Easy Saver	2.80%	Our Expert Says: "This easy access account is guaranteed to be at least 2.00% above the Bank of England bank rate for 12 months. Pick up double Nectar points on your Sainsbury's shopping for 2 years when you open and deposit a minimum balance of at least £5,000 within 30 days of account opening and maintain this amount for 2 years."
NatWest e-Savings Plus	2.75% 2.22% Gross bonus, conditions apply	Instant	£5,000
NatWest e-Savings Plus	2.75% 2.22% Gross bonus, conditions apply	Our Expert Says: "This account has a fixed bonus for 12 months provided you make no withdrawals in the month and maintain a balance of £5,000."
Abbey eSaver Issue 2	2.50% 2.00% bonus, 1st 12 mths	Instant	£1
Abbey eSaver Issue 2	2.50% 2.00% bonus, 1st 12 mths	Our Expert Says: "Competitive rate but includes a 12 month bonus of 2.00%. Very flexible with no withdrawal restrictions."

Provider	AER	Notice Period	Minimum Investment
Fixed Term Bonds
Skipton Building Society Fixed Rate Bond	5.35%	30/11/2014	£500
The AA 5 Year Fixed Rate Savings Account	5.15%	5 Years	£500
The AA 2 Year Fixed Rate Savings Account	4.25%	2 Years	£500
The AA 2 Year Fixed Rate Savings Account	4.25%	Our Expert Says: "This AA account pays a competitive rate for a two-year fix. Withdrawals are allowed but you sacrifice 90 days’ interest each time."
Abbey 2 Year Fixed Rate Bond	4.00%	01/12/2011	£10,000
Abbey 2 Year Fixed Rate Bond	4.00%	Our Expert Says: "Good 2 year account which you can apply for online. Santander is one of the largest global banks and offers a viable option for safe savings."
Abbey 1 Year Fixed Rate Bond	3.00%	01/12/2010	£25,000
Abbey 1 Year Fixed Rate Bond	3.00%	Our Expert Says: "Santander is one of the largest global banks and offers a viable option for safe savings; this account is for the short term saver and can be applied for online."
Abbey 1 Year Fixed Rate Bond	2.75%	01/12/2010	£10,000
Abbey 1 Year Fixed Rate Bond	2.75%	Our Expert Says: "Santander is one of the largest global banks and offers a viable option for safe savings; this account is for the short term saver and can be applied for online."

Provider	AER	Notice Period	Minimum Investment	Transfer In
Cash ISAs
Abbey Direct ISA Issue 3	3.00% Bonus, 1st 12 mths	Instant	£9,000	Yes
Abbey Direct ISA Issue 3	3.00% Bonus, 1st 12 mths	Our Expert Says: "Great for those looking to make an ISA transfer as well as invest this year’s allowance. The rate increases to 3.00% above £9k. Withdrawals are penalty-free."
ING Direct Cash ISA	2.50% 1.47% bonus, 1st 12 mths	Instant	£1	No
ING Direct Cash ISA	2.50% 1.47% bonus, 1st 12 mths	Our Expert Says: "Competitive rate although it includes a 12-month bonus. Only this year’s allowance can be invested: transfers in aren’t accepted."
NatWest e-ISA	2.00%	Instant	£1	Yes
NatWest e-ISA	2.00%	Our Expert Says: "Only available to those with a NatWest current or instant savings account."
HSBC Bank Plc Cash e-ISA	1.75%	Instant	£1	Yes
HSBC Bank Plc Cash e-ISA	1.75%	Our Expert Says: "Monthly interest paying online ISA allowing transfers in, with no penalties for withdrawals. Only available to existing HSBC internet banking customers."
NatWest Cash ISA	0.50%	Instant	£1	Yes
NatWest Cash ISA	0.50%	Our Expert Says: "Only available to those with a NatWest current or instant savings account."

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