Travel money and foreign currency

Our travel money site is designed to inform you of the best deals on foreign currency exchange, no matter how you plan to pay abroad. Our best buys table, travel money saving tips and guides outline all of your travel money options from foreign currency to travellers cheques, as well as debit, credit and prepaid cards for overseas use.

Compare travel money

    • Provider/Product name Moneycorp Foreign Currency

      Moneycorp

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Competitive rates on over 55 currencies with 0% commission on all orders
    Free next-day delivery between Mon – Fri on orders of £500 or more placed before 2 p.m.
    Online tracking and signature on delivery via Royal Mail Special Delivery Guaranteed™
    But be aware that
    Delivery charge of £5 for orders under £500 (£8.50 for Sat delivery)
    Delivery charge of £15 for pre-9am delivery (£18.50 for Sat delivery)
    Delivery charge of £3.50 for standard Saturday delivery for orders £500 or above
    • Provider/Product name FairFX Foreign Currency

      FAIRFX

    • Foreign currency commissions 0.00%
    • Ordering options Internet
    • Delivery options Home delivery
    • Home delivery fees Free
    • Commission free buy back Not stated
    • Go to site

    Great for
    Competitive exchange rates on over 20 currencies. No hidden fees, get the rate you see
    Delivered next working day to your home - for orders received before 1pm on a working day
    Delivery for orders of £750 and over delivered for free
    But be aware that
    Home delivery for orders under £500 has a fee of £7.50
    Home delivery for orders between £500 - £750 has a fee of £5
    • Provider/Product name Travelex Foreign Currency

      Travelex

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    FREE Click & Collect service - Choose from over 45 currencies and collect from 50 stores. Over 12,000 reviews & 8.9/10 Trustpilot rating
    FREE next day home and office delivery, when you order £500 or more, by Royal Mail Special Delivery Guaranteed™ service
    But be aware that
    Delivery is £1.95 for orders between £300 and £499.99 and £3.95 for orders up to £299.99
    • Provider/Product name Sainsburys Foreign Currency

      Sainsbury's

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Order online before 2pm or on the phone before 2.30pm for next day home delivery (Mon-Thurs)
    Free delivery on all orders of £500 or more. Order online or by phone and collect from one of over 180 Travel Money Bureaux
    Nectar card holders get a discount and can collect Nectar points when purchasing foreign currency
    But be aware that
    Delivery charge of £3.95 on orders £100-£499.99
    The maximum order value is £2,500
    • Provider/Product name HSBC Foreign Currency

      HSBC

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Competitive rates on a wide range of currencies
    FREE next working day delivery on orders over £250. Delivered direct to your door, or you can collect from over 1,000 HSBC branches
    Order by phone, online or branch - same day collection available for Euros and Dollars. HSBC will also buy back any unwanted currency. T&Cs apply
    But be aware that
    A £3.95 delivery charge applies to all online orders under £250 placed for home delivery
    You must pay using your UK issued HSBC, first direct or M&S Bank debit or credit card
    Order by 2pm online or 3pm in branch/phone for next working day delivery
    • Provider/Product name Post Office Foreign Currency

      Post Office Money

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    0% commission and competitive rates on over 70 foreign currencies
    Order before 3pm on a working day to get free next working day delivery to your door or your nearest branch
    Saturday delivery also available
    But be aware that
    Online orders must be for a minimum of £400
    • Provider/Product name ICE Foreign Currency

      ICE

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    New cardholder offer

    Order Travel Money or Load/Top Up your € and US$ ICE Travellers Cashcard with over £700 and get great rates with no charges*

    Great for
    Price Match Guarantee, 0% commission and all currencies in stock
    Free delivery on orders over £700. Guaranteed next day delivery on orders £1,000+ placed before 3pm, Mon - Fri
    UK customer services available six days per week
    But be aware that
    Price Match Guarantee applies on orders over £1,000
    Home delivery for orders under £700 has a fee of £4.75
    You are not able to pick up orders in branch. You can get discounted rates on Euros & US Dollars in branch using the Click & Collect service
    • Provider/Product name Ace-FX Foreign Currency

      ACE-FX

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    EXCLUSIVE: Free ACE-FX Prepaid Currency Card with every order (when loading £50)
    Orders over £1000 are delivered for free
    But be aware that
    Home delivery for orders under £1000 has a fee of £5
    The maximum order value for foreign currency is £2,500
    • Provider/Product name Currency Club Foreign Currency

      The Currency Club

    • Foreign currency commissions 0.00%
    • Ordering options Internet
    • Delivery options Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Free insured next day delivery on all orders
    Bulk buy with The Currency Club's unique Rate Optimiser to better the rate of exchange
    The Currency Club will buy back left over currency at competitive rates
    But be aware that
    Order must be for a minimum of £300
    • Provider/Product name Tesco Bank Foreign Currency

      Tesco Bank

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Not stated
    • Go to site

    Great for
    FREE Click & Collect service - order travel money online and collect from over 200 in-store bureaux
    Next day home delivery on all currencies when you order before 2pm (Mon-Thurs)
    Free home delivery on all online orders of £500 or more
    But be aware that
    Delivery charge of £3.95 on orders of less than £500
    Tesco’s online exchange rates are better than in store - but check if they have any offers in store to see what’s best for you
    • Provider/Product name Asda Money Foreign Currency

      Asda

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    FREE Click & Collect service - Over 110 bureaux across the UK open 7 days a week
    Competitive rates and 0% commission on over 50 currencies
    FREE next day home delivery on orders over £500 – order by 2pm Mon-Thurs
    But be aware that
    Home delivery for orders between £50 and £499.99 has a fee of £3.95
    • Provider/Product name AMEX Foreign Currency

      American Express

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Choose from home delivery or collection at Birmingham airport
    Free next day delivery on orders over £600 placed before 2 p.m. Mon - Thurs
    0% commission and competitive rates on over 50 foreign currencies.
    But be aware that
    Order must be for a minimum of £150
    Delivery charge of £5.50 for orders of £600 or less
    • Provider/Product name Saga Foreign Currency

      Saga

    • Foreign currency commissions 0.00%
    • Ordering options Internet Phone
    • Delivery options Home delivery
    • Home delivery fees Free
    • Commission free buy back Not stated
    • Go to site

    Great for
    Free home delivery on orders for £300 or more
    0% commission and competitive exchange rates on foreign currency for over 60 countries
    Order before 2pm Monday-Thursday for next day home delivery
    But be aware that
    Home delivery is £4.95 for orders under £300
    Minimum order value is £100
    Saga is a specialist provider for the over 50s
    • Provider/Product name Debenhams Foreign Currency

      Debenhams

    • Foreign currency commissions 0.00%
    • Ordering options Branch
    • Delivery options Branch collection
    • Home delivery fees N/A
    • Commission free buy back Yes
    • Go to site

    Great for
    Free £5 off voucher* and special exchange rate for MoneySuperMarket customers
    Visit site to print off voucher and take to your nearest Debenhams Travel Money bureau today - 74 nationwide
    Extra 10% free when you load your leftover currency onto a Debenhams gift card
    But be aware that
    In branch collection only - no home delivery
    The rate you get will be the online rate at the bureau and not necessarily the rate on the voucher

Guide to travel money

If you are travelling abroad, you probably need to take some cash in the local currency to fund day-to-day expenses such as taxi fares and snacks. You can buy foreign currency from a bank, building society, travel agent, bureau de change, even the supermarket or the Post Office, so how do you make sure you get the best deal?

Different rates

Let’s say you want to buy some euros for a trip to France. First, have a look at the different exchange rates on offer as some firms offer better value than others. Your bank, for example, might give you 113 euros in exchange for £100. But you might get 118 euros from an online foreign exchange specialist. 

Read more

Economic factors

Exchange rates depend on a number of factors, including economic conditions and the level of demand. The foreign exchange company also has to consider its own costs – and profits – when setting its exchange rates. 

Currency commission

Companies often charge a commission to exchange sterling into a foreign currency. The commission might be a percentage of the transaction or a flat fee, but it should always be included in your cost comparisons. In other words, you need to find the company that offers the best exchange rate at the lowest cost. 

Commission-free exchange

A number of firms advertise commission-free exchange, which can be appealing to the cost-conscious traveller. But don’t be blinded by marketing gimmicks. A company that offers commission-free exchange might not give such a good deal on the exchange rate. You could therefore end up with fewer euros or dollars in your pocket. 

Delivery charges

More companies these days are happy to arrange a foreign currency exchange over the internet. Online services are convenient, but check out the delivery times and costs. Some firms can arrange next day delivery of the currency, but there might be a delivery charge. A number of companies charge for delivery only if you exchange a small amount, say under £500 – and you might be able to avoid the delivery charge completely if you can pick up the currency from a local branch. So be sure to explore all the options.   

Insurance limits

Remember not to take too much cash abroad as it can easily be lost or stolen. There will also be a cash limit on what you can claim on your travel insurance policy, which means you will be covered only up to a certain amount. For example, if the cash limit is £250 and a thief makes off with your wad of £500, the policy would only pay out £250, minus any excess (which itself could be £50 or £100).  

Leftover currency

You might not expect to return from your trip with any leftover currency, but you never know. It’s therefore a good idea to find out if the company charges commission to buy back the foreign currency. The exchange rate will also be different, so again it can pay to shop around. 

Loyalty points

Look out, too, for any sales or promotions of foreign currency, particularly during the holiday season. And if you buy from your supermarket, you might be able to earn loyalty points for the transaction. 

Comparison service

Foreign exchange can be confusing, but there’s really only one figure you need to know: how many euros, dollars or rand will you have in your hand after all costs and charges have been deducted. Of course, if you need any help, MoneySuperMarket’s foreign exchange comparison service has all the facts and figures at the click of a mouse.     

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