Travel Money and Foreign Currency


Travel Money

Best Travel Money Deals

Our travel money site is designed to inform you of the best deals no matter how you plan to pay abroad. Our best buys table, travel money saving tips and guides outline all of your travel money options from foreign currency to travellers cheques, as well as debit, credit and prepaid cards for overseas use.

Foreign Currency

Provider Foreign
Currency
Commissions
Ordering
Options
Delivery
Options
Home
Delivery
Fees
Commission
Free
Buy Back
Apply

0.00%
Online
Phone
Branch Collection
Home Delivery
Free* Yes
Additional Details: *£4.95 on orders under £400. You can book and collect from selected airports and train stations.

0.00%
Online
Branch Collection
Home Delivery
Free* Yes
Additional Details: *Free home delivery when you order more than £500.

0.00%
Online
Home Delivery
Free* Not stated.
Additional Details: *£6.00 on orders under £500.

Crown Currency Exchange
0.00%
Online
Phone
Home Delivery
Free* Yes
Additional Details: *£5.00 on orders under £300. Benefit from preferential exchange rates by ordering foreign currency in advance.

first direct
0.00%
Online
Phone
Home Delivery
Free* Not stated.
Additional Details: *Orders over £2,000 (max £7,000) are subject to a 2.00% handling fee (minimum £3.95, free to first directory members).

foreign-currency.com
0.00%
Online
Phone
Home Delivery
£4.95 Yes
Additional Details: Order before 12.30pm and your money will be delivered by fully insured special delivery by 1.00pm the next working day.

Halifax
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
£5.00* Yes
Additional Details: *Home delivery is not available for online orders.

Lloyds TSB
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
£4.50 Not stated.
Additional Details: ---

Marks & Spencer
0.00%
Online
Phone
Branch
Home Delivery
Free* Yes
Additional Details: *£5.00 on orders under £500. M&S Bureaus are available in larger M&S stores.

MyTravel
0.00%
Online
Phone
Home Delivery
£5.00 Yes
Additional Details: Online ordering: Minimum £100, maximum £2,500.

No1 Currency
0.00%
Phone
Branch
Branch Collection
n/a Yes
Additional Details: ---

Online FX
0.00%
Online
Phone
Home Delivery
Free* Yes
Additional Details: *Free delivery on orders over £300 when paid for by debit card or bank transfer. Order before 12.30pm and your money will be delivered by fully insured special delivery by 1.30pm the next working day.

Post Office
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: *£5.00 on orders below £500 (only available online).

Sainsbury's Finance
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
Fully insured registered post. Not stated.
Additional Details: Order any amount between £100 and £2,000.

Senli Cash & Go
0.00%
Online
Home Delivery
Free* Not stated.
Additional Details: *Free delivery on orders over £2,000.

Tesco
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
Free* Yes - even if not purchased from Tesco.
Additional Details: *Free home delivery for orders over the phone or online of £500 or more. (£5.00 if under). Branch collection is available within a limited number of Tesco Stores.

Thomas Cook
0.00%
Online
Phone
Branch Collection
Home Delivery
Not Stated. Not stated.
Additional Details: You can arrange to collect your travel money from Manchester Airport or from Terminal 5 of Heathrow Airport.

Thomas Exchange
0.00%
Online
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: *A charge of £5.00 is made per £2,500 ordered, this covers the order against loss, with an immediate replacement or refund.

Thomas Exchange Global
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: *A charge of £5.00 is made per £2,500 ordered. This covers next day guaranteed and insured delivery. Preferential rate for large amounts and guaranteed better rates than any major competitor.

Travelcare
0.00% (online orders).
Online
Phone
Branch Collection
Home Delivery
Free Yes
Additional Details: ---

Credit Cards

Credit Card Foreign Currency Fee - Europe Foreign Currency Fee - Rest of the World Foreign ATM Withdrawal Fee Typical APR Cash APR Apply

Abbey Zero
0.00% 0.00% 0.00% 18.9% 27.9%
Additional Details: ---

Nationwide BS Gold
0.00% 0.00% 2.50% (min £3.00). 16.9% 27.9%
Additional Details: ---

Post Office Platinum
0.00% 0.00% 2.50% (min £3.00). 16.9% 24.1%
Additional Details: ---

Thomas Cook Credit Card
0.00% 0.00% 2.99% (min £2.99). 19.9% 29.9%
Additional Details: ---

Saga Platinum
0.00% 1.00% 2.00% (min £2.00). 15.9% 19.6%
Additional Details: ---

Egg
2.95% 2.95% 3.00% (min £3.00). 16.9% 22.9%
Additional Details: ---

Clydesdale Bank Gold
2.95% 2.95% 3.00% (min £3.00). 16.9% 24.9%
Additional Details: ---

Yorkshire Bank Gold
2.95% 2.95% 3.00% (min £3.00). 16.9% 24.9%
Additional Details: ---

MBNA Platinum
2.99% 2.99% 3.00% (min £3.00). 15.9% 27.9%
Additional Details: 0% on balance transfers for 13 months when made in the first 90 days.

HSBC Bank Credit Card
2.99% 2.99% 2.50% (min £2.50). 16.9% 23.9%
Additional Details: This product is currently only available to existing HSBC current account customers.

Alliance and Leicester
2.99% 2.99% 3.00% (min £3.00). 15.9% 27.9%
Additional Details: ---

Virgin Credit Card
2.99% 2.99% 3.00% (min £3.00). 16.6% 27.9%
Additional Details: This is a market leading balance transfer card with a 0% introductory period on balance transfers for 16 months with a 2.98% balance transfer fee. Also use this card to get money off your holidays.

American Express Platinum Cashback
2.99% 2.99% 3.00% (min £3.00). 18.9% 27.9%
Additional Details: 5% cashback for 3 months, up to 1.5% thereafter.

Nectar Credit Card
2.99% 2.99% 3.00% (min £3.00). 18.9% 27.9%
Additional Details: ---

Prepaid Cards

Prepaid Card Foreign ATM Withdrawal Fee Foreign Purchase Fee Foreign Currency Fee Card Fees Apply
Application Fee Monthly Fee

Caxton Global Traveller Card
Free Free 2.50% Free Free
Additional Details: No ATM fees when used abroad.

FairFX Dollar Currency Card Special
£1.12* Free None Free Free
Additional Details: *The ATM fee shown is the Sterling equivalent of the US Dollar charge which would be $2.00 ($ rate $1.78/£1.00). Free prepaid card when you load more than $20.

FairFX Euro Currency Card Special
£1.25* Free None Free Free
Additional Details: *The ATM fee shown is the Sterling equivalent of the Euro charge which would be €1.50 (€ rate €1.20/£1.00). Free prepaid card when you load more than €10.

CrewCard
£1.25 £0.50 3.00% £10.00 £0.50
Additional Details: ---

Moneycorp MasterCard Prepaid Card - Euro
€1.50 Free None Free Free
Additional Details: No deposit or start fee required! Get your free currency card and start saving when you next travel.

360money SplashPlastic
£1.50 2.50% Withdrawals: 2.50% Purchases: 1.00% £5.00 None
Additional Details: Annual Account Maintenance Fee: £4.95 (payable on first top up).

Gap Year cashplus
£1.50 Free 2.75% £19.95 £4.95
Additional Details: Travel offers and discounts available.

Lloyds TSB Travel Money Card
£1.50 Free 2.75% £7.50 None
Additional Details: ---

Ministry of Sound
£1.50 £0.20 3.00% £9.99 Free
Additional Details: ---

ICE Travellers Cashcard Sterling
£1.75 Free 2.00% Free Free
Additional Details: No fees to purchase, top up or to buy abroad.

BREAD
£1.99 2.75% 2.75% £7.50 None
Additional Details: Free loading via Post Office branches and BACS and also free balance check via SMS.

Caxton Euro Card
€2.00 Free None Free Free
Additional Details: Improved currency rate compared to foreign currency with this prepaid card. A cost effective way of spending money abroad.

Moneycorp MasterCard Prepaid Card - US Dollar
$2.00 Free None Free Free
Additional Details: No deposit or start fee required! Get your free currency card and start saving when you next travel.

Post Office Travel Money Card
£2.00 Free 2.75%* Free None
Additional Details: *A Cross Border Fee applies if transaction is in currency other than that of the card. 1.50% commission for loading Sterling card (min fee £3.00, max £20). 0% for Euro or US Dollar card.

Just Cash (N&N Financial Solutions)
£2.00 Free 3.00% £7.95 £3.95
Additional Details: ---

Crystal
2.25% (min £2.00, max £10) £1.00 None stated £9.99 £2.99
Additional Details: Reload with cash at over 150,000 locations worldwide in any currency. Max balance £6,000.

News Of The World Pay As You Go
£2.25 2.95% (min 50p, max £1.50) 2.95% (min 50p, max £1.50) £6.49 None
Additional Details: ---

News Of The World Pay Monthly
£2.25 Free None £6.49 £4.99
Additional Details: ---

Tuxedo Pay As You Go
£2.25 2.95% (min 99p, max £1.50) 2.95% (min 99p, max £1.50) £9.95 None
Additional Details: ---

Tuxedo Pay Monthly
£2.25 Free None £9.95 £4.99
Additional Details: ---

Freedom Eagle Cash Card
£2.25 2.75% (min 50p, max £1.50) None £9.99 Free
Additional Details: ---

Travelex Cash Passport Sterling
£2.50 Free None Free Free
Additional Details: There is a minimum charge of £3.00 & 2.00% on all loads and reloads. Online orders are commission free.

Sterling Card
£2.50 Free 2.75% £8.95 £5.95
Additional Details:

InsureandGo Travel Card
2.00% (min £2.40, max £10.00) £1.00 3.00% None £1.00
Additional Details: ---

ICE Travellers Cashcard US Dollar
$3.00 Free None Free Free
Additional Details: No fees to purchase, top up or to buy abroad.

ICE Travellers Cashcard Euro
€3.00 Free None Free Free
Additional Details: No fees to purchase, top up or to buy abroad.

Caxton Dollar Card
$3.00 Free 2.75% Free Free
Additional Details: A cost effective way of spending money abroad.

cashplus Gold Active
£3.00 Free 2.99% Up to £4.95 £4.95
Additional Details: Multi-purpose MasterCard. 100% acceptance, instant approval and FREE top ups at the Post Office and at over 500 retail outlets.

cashplus Gold Flexi
£3.00 £0.99 2.99% £9.95 None
Additional Details: Multi-purpose MasterCard. 100% acceptance, instant approval and FREE top ups at the Post Office and at over 500 retail outlets.

Easykard
3.00% £1.50 3.00% £9.95 £2.95
Additional Details: ---

Travelex Cash Passport Euro
€3.75 Free None Free Free
Additional Details: You can lock-in your Euro exchange rates before you travel.

Travelex Cash Passport Dollar
$4.50 Free None Free Free
Additional Details: You can lock-in your US Dollar exchange rates before you travel.

Sterling Travellers Cheques

Provider Travellers
Cheque
Commissions
Ordering
Options
Delivery
Options
Home
Delivery
Fees
Commission
Free
Buy Back
Apply

Online FX
0.00%
Online
Phone
Home Delivery
£4.95 No
Additional Details: No service fee or commission on the currency exchange transaction.

Crown Currency Exchange
0.00%
Online
Phone
Home Delivery
Free No
Additional Details: Warning! Check with Crown for currency rate.

first direct
0.00%*
Online
Phone
Home Delivery
Free No
Additional Details: *Telephone orders are available up to £7,000 and are subject to a 2.00% commission fee (minimum £3.95, free to first directory members).

Nationwide
0.00%
Phone
Home Delivery
£3.50 Yes
Additional Details: ---

Lloyds TSB
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
£4.50 No
Additional Details: ---

foreign-currency.com
0.00%
Online
Phone
Home Delivery
£4.95 No
Additional Details: Warning! Conversion rate of 0.975 pence to £1.00 applies.

MyTravel
0.00%
Online
Phone
Home Delivery
£5.00 Yes
Additional Details: Online ordering: Minimum £100, maximum £2,500.

1.00%
Online
Phone
Home Delivery
Free Yes
Additional Details: A charge of £4.95 may apply to orders under £300.

Thomas Exchange
1.00%
Online
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: *A charge of £5.00 is made per £2,500 ordered, this covers the order against loss, with an immediate replacement or refund.

Halifax
1.00% (min £3.00).
Online
Phone
Branch
Branch Collection
Home Delivery
£5.00* Yes
Additional Details: *Home delivery is not available for online orders.

Marks & Spencer
1.00%
Phone
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: *£5.00 on orders under £500.

RBS
1.00% (min £3.00, max £50).
Phone
Branch
Branch Collection
Home Delivery
Free* Not stated.
Additional Details: *£5.00 on orders under £500.

NatWest
1.00% (min £3.00, max £50).
Phone
Branch
Branch Collection
Home Delivery
Free* Not stated.
Additional Details: *£5.00 on orders below £500.

Saga
1.00%
Online
Phone
Home Delivery
Free* Yes
Additional Details: Free for orders over £300 *(£4.95 for orders under £300).

Tesco
1.25%
Online
Phone
Branch
Branch Collection
Home Delivery
Free* Yes - even if not purchased from Tesco.
Additional Details: *Free home delivery for orders over the phone or online of £500 or more. (£5.00 if under). Branch collection is available within a limited number of Tesco Stores.

1.50%
Online
Phone
Branch Collection
n/a Yes
Additional Details: Order currency online and pick up at the airport.

Post Office
1.50% (min £3.00, max £50).
Online
Phone
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: *£5.00 on orders below £500 (only available online).

Barclays Bank
1.50% (min £1.50).
Phone
Branch
Branch Collection
Home Delivery
Free No
Additional Details: ---

HSBC
1.50%
Phone
Branch
Branch Collection
Home Delivery
Free Yes
Additional Details: £3.95 handling fee applies to orders below £500 for home delivery.

Travelcare
2.00%
Online
Branch Collection
Home Delivery
Free Not stated.
Additional Details: Collection from UK airports and stations.

Thomas Cook
3.00%
Online
Branch
Branch Collection
Home Delivery
Free Not stated.
Additional Details: You can arrange to collect your travel money from Manchester Airport or from Terminal 5 of Heathrow Airport.

Don’t throw your cash away with a poor exchange rate – maximise your holiday spending money by getting the best deal on foreign exchange. Find out more by reading our money saving tips

Foreign currency or traveller’s cheques? Debit cards or credit cards? Or how about prepaid cards? There are many options when taking a holiday abroad and our guide to travel money and foreign currency will show you how these choices work and who they are right for.

Do you know your commission charges from your dynamic currency conversion? Our jargon buster will help you understand all the technicalities involved in carrying your money abroad.

If you're about to buy your travel money but don't know your Euros from your Dollars and your Drachma from your Yen, then fear not because our guide to world currencies will help you find the currency for the country of your choice.

Register for free to receive the latest travel money news, including foreign exchange and traveller's cheques. Our expert Steve Willey offers inside knowledge while Rate Alert also features best buys and articles on other financial products, insurance, travel, motoring and more. New users receive a £20 Virgin wine voucher