Travel money and foreign currency

Our travel money site is designed to inform you of the best deals on foreign currency exchange, no matter how you plan to pay abroad. Our best buys table, travel money saving tips and guides outline all of your travel money options from foreign currency to travellers cheques, as well as debit, credit and prepaid cards for overseas use.

Compare travel money

    • Provider/Product name FairFX Foreign Currency

      FairFX

    • Foreign currency commissions 0.00%
    • Ordering options Internet
    • Delivery options Home delivery
    • Home delivery fees Free
    • Commission free buy back Not stated
    • Go to site

    Great for
    Competitive exchange rates on 21 currencies. No hidden fees, get the rate you see
    Delivered next working day to your home - for orders received before 1pm on a working day
    Delivery for orders of £750 and over delivered for free
    But be aware that
    Home delivery for orders under £750 has a fee of £6
    • Provider/Product name Post Office Foreign Currency

      Post Office

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Free home delivery or branch collection (from over 11,500 locations) on orders over £400 Mon - Fri
    0% commission and competitive rates on over 70 foreign currencies
    Order before 3pm on a week day for free next day home delivery or branch collection
    But be aware that
    Online orders must be for a minimum of £400
    • Provider/Product name Travelex Foreign Currency

      Travelex

    • Foreign currency commissions 0.00%
    • Ordering options Internet
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Travelex Price Promise - Find a cheaper overall price and the difference is refunded (T&Cs apply)
    Free home delivery for orders of £500 or more
    Order before 3pm for next working day delivery or pick up from the airport or from over 200 stores
    But be aware that
    Home delivery is £1.95 for orders between £300 and £499.99 and £3.95 for orders up to £299.99
    Commission free buy back is available for a fee of £3.99 per currency
    • Provider/Product name ICE Foreign Currency

      ICE

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Price Match Guarantee, 0% commission and all currencies in stock
    Free delivery on orders over £700. Guaranteed next day delivery on orders £1,000+ placed before 3pm, Mon - Fri
    UK customer services available six days per week
    But be aware that
    Price Match Guarantee applies on orders over £1,000
    Home delivery for orders under £700 has a fee of £4.75
    You are not able to pick up orders in branch. You can get discounted rates on Euros & US Dollars in branch using the Click & Collect service
    • Provider/Product name Moneycorp Foreign Currency

      Moneycorp

    • Foreign currency commissions 0.00%
    • Ordering options Internet Phone
    • Delivery options Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Competitive rates on over 55 currencies with 0% commission on all orders
    Free next-day delivery between Mon – Fri on orders of £500 or more placed before 2 p.m.
    Online tracking and signature on delivery via Royal Mail Special Delivery Guaranteed™
    But be aware that
    Delivery charge of £5 for orders under £500 (£8.50 for Sat delivery)
    Delivery charge of £15 for pre-9am delivery (£18.50 for Sat delivery)
    Delivery charge of £3.50 for standard Saturday delivery for orders £500 or above
    • Provider/Product name Sainsburys Foreign Currency

      Sainsbury's

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Order online before 2pm or on the phone before 2.30pm for next day home delivery (Mon-Thurs)
    Free delivery on all orders of £500 or more. Order online & collect from one of 153 Travel Money Bureaus
    Nectar Cardholders get a discount & can collect Nectar points
    But be aware that
    Delivery charge of £4.75 on orders of £100 - £299.99 and £2.35 on orders of £300 - £499.99
    Commission free buy back is available for a fee of £3.99 per item
    • Provider/Product name ICICI Bank Foreign Currency

      ICICI Bank

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Not stated
    • Go to site

    Great for
    Competitive exchange rates on over 60 foreign currencies
    Free insured next working day home delivery on orders over £700 placed before 2:30 p.m.
    But be aware that
    Home delivery for orders under £700 has a fee of £5
    • Provider/Product name Ace-FX Foreign Currency

      ACE-FX

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Exclusive

    Free prepaid card

    Great for
    EXCLUSIVE: Free ACE-FX Prepaid Currency Card when you order over £1,500 worth of currency
    Orders over £500 are delivered for free
    But be aware that
    Home delivery for orders under £500 has a fee of £5
    The maximum order value for foreign currency is £2,500
    • Provider/Product name Currency Club Foreign Currency

      The Currency Club

    • Foreign currency commissions 0.00%
    • Ordering options Internet
    • Delivery options Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Free insured next day delivery on all orders
    Bulk buy with The Currency Club's unique Rate Optimiser to better the rate of exchange
    The Currency Club will buy back left over currency at competitive rates
    But be aware that
    Order must be for a minimum of £300
    • Provider/Product name Saga Foreign Currency

      Saga

    • Foreign currency commissions 0.00%
    • Ordering options Internet Phone
    • Delivery options Home delivery
    • Home delivery fees Free
    • Commission free buy back Not stated
    • Go to site

    Great for
    Free home delivery on orders for £300 or more
    0% commission and competitive exchange rates on foreign currency for over 60 countries
    Order before 2pm Monday-Thursday for next day home delivery
    But be aware that
    Home delivery is £4.95 for orders under £300
    Minimum order value is £100
    Saga is a specialist provider for the over 50s
    • Provider/Product name AMEX Foreign Currency

      American Express

    • Foreign currency commissions 0.00%
    • Ordering options Internet Branch Phone
    • Delivery options Branch collection Home delivery
    • Home delivery fees Free
    • Commission free buy back Yes
    • Go to site

    Great for
    Choose from home delivery or collection at Birmingham airport
    Free next day delivery on orders over £500 placed before 2 p.m. Mon - Thurs
    0% commission and competitive rates on over 50 foreign currencies.
    But be aware that
    Order must be for a minimum of £150
    Delivery charge of £5 for orders of £500 or less
    • Provider/Product name Debenhams Foreign Currency

      Debenhams

    • Foreign currency commissions 0.00%
    • Ordering options Branch
    • Delivery options Branch collection
    • Home delivery fees N/A
    • Commission free buy back Yes
    • Go to site

    Exclusive

    Free £5 voucher plus special exchange rate for MoneySuperMarket.com customers

    Great for
    Special in store exchange rate for MoneySupermarket Customers
    Visit site to print off voucher and take to your nearest Debenhams Travel Money bureau today - 59 nationwide
    Extra 10% free when you load your leftover currency onto a Debenhams gift card
    But be aware that
    In branch collection only - no home delivery

Guide to travel money

If you are travelling abroad, you probably need to take some cash in the local currency to fund day-to-day expenses such as taxi fares and snacks. You can buy foreign currency from a bank, building society, travel agent, bureau de change, even the supermarket or the Post Office, so how do you make sure you get the best deal?

Different rates

Let’s say you want to buy some euros for a trip to France. First, have a look at the different exchange rates on offer as some firms offer better value than others. Your bank, for example, might give you 113 euros in exchange for £100. But you might get 118 euros from an online foreign exchange specialist. 

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Economic factors

Exchange rates depend on a number of factors, including economic conditions and the level of demand. The foreign exchange company also has to consider its own costs – and profits – when setting its exchange rates. 

Currency commission

Companies often charge a commission to exchange sterling into a foreign currency. The commission might be a percentage of the transaction or a flat fee, but it should always be included in your cost comparisons. In other words, you need to find the company that offers the best exchange rate at the lowest cost. 

Commission-free exchange

A number of firms advertise commission-free exchange, which can be appealing to the cost-conscious traveller. But don’t be blinded by marketing gimmicks. A company that offers commission-free exchange might not give such a good deal on the exchange rate. You could therefore end up with fewer euros or dollars in your pocket. 

Delivery charges

More companies these days are happy to arrange a foreign currency exchange over the internet. Online services are convenient, but check out the delivery times and costs. Some firms can arrange next day delivery of the currency, but there might be a delivery charge. A number of companies charge for delivery only if you exchange a small amount, say under £500 – and you might be able to avoid the delivery charge completely if you can pick up the currency from a local branch. So be sure to explore all the options.   

Insurance limits

Remember not to take too much cash abroad as it can easily be lost or stolen. There will also be a cash limit on what you can claim on your travel insurance policy, which means you will be covered only up to a certain amount. For example, if the cash limit is £250 and a thief makes off with your wad of £500, the policy would only pay out £250, minus any excess (which itself could be £50 or £100).  

Leftover currency

You might not expect to return from your trip with any leftover currency, but you never know. It’s therefore a good idea to find out if the company charges commission to buy back the foreign currency. The exchange rate will also be different, so again it can pay to shop around. 

Loyalty points

Look out, too, for any sales or promotions of foreign currency, particularly during the holiday season. And if you buy from your supermarket, you might be able to earn loyalty points for the transaction. 

Comparison service

Foreign exchange can be confusing, but there’s really only one figure you need to know: how many euros, dollars or rand will you have in your hand after all costs and charges have been deducted. Of course, if you need any help, MoneySuperMarket’s foreign exchange comparison service has all the facts and figures at the click of a mouse.     

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