Car Leasing

If you are looking for a cheap car leasing agreement, then take advantage of the MoneySuperMarket car leasing channel.

You can find a great deal on hundreds of different makes and models of vehicle through these UK car leasing companies. Whether you are looking for personal or business based car leasing agreements; you can take a look at car leasing deals available through these providers.

MoneySuperMarket doesn't offer a comparison service for this type of product but we have compiled a list below of insurers who can help

Car Leasing providers/products

    • Provider/Product name Car leasing

      Contract Hire and Leasing

      Car leasing

    • Description

      ContractHireAndLeasing.com, authorised and regulated by the Financial Conduct Authority, presents the biggest choice of the latest leasing deals covering all makes and models; making it the only place to search for your next vehicle. Franchised main dealers and brokers add their best deals daily on the award-winning website to ensure you get unbeatable value.

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    • Provider/Product name Car leasing

      Lease Cars

      Car leasing

    • Description

      Lease Cars has thousands of great leasing deals available to both business and personal users. Part of the Vertu Motors PLC Group with over 100 dealerships nationwide they can supply your next new car at the best finance rates available in the UK. Internet prices with a local dealership service. No admin fees & free delivery. Authorised and regulated by the financial conduct authority.

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    • Provider/Product name Car leasing

      CarLease UK

      Car leasing

    • Description

      CarLease UK, one of the UK's official car leasing suppliers, offer some of the most competitive business car leasing and personal car leasing deals available. Simply choose one of the fantastic car & van lease deals. And with over 40 years' motor industry experience, clients can be assured of the highest standards. CarLease UK are authorised and regulated by the Financial Conduct Authority.

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    • Provider/Product name Car leasing

      All Car Leasing

      Car leasing

    • Description

      All Car Leasing is one of the most trusted suppliers of cars and vans in the UK for business or personal contracts. With over 15 years of experience they certainly know their stuff. All Car Leasing have over 4,000 cars and vans available, take a look and find your dream car at affordable prices.

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    • Provider/Product name Car leasing

      Neva Cars

      Car leasing

    • Description

      One of the UK's leading Contract Hire & Leasing Brokers, Neva Consultants Hull offers you a range of vehicle funding and fleet options, whether you are looking for corporate leasing, business or personal contract hire. Their mission is to deliver competitive finance & leasing solutions, they are able to independently source both vehicle & finance to deliver the package of car and finance you want. Neva Consultants Hull is authorised and regulated by the Financial Conduct Authority.

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    • Provider/Product name Car leasing

      Best Car Leasing Deals

      Car leasing

    • Description

      At LVM, Best Car Leasing Deals know that you have a wide choice of other companies to choose from. They pride themselves on the level of service, whether you're a personal customer or have a fleet of a hundred. Above all though, they strive to find you the very Best Car Leasing Deals on the market. Please give Best Car Leasing Deals a try. LVM is authorised and regulated by the Financial Conduct Authority.

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    • Provider/Product name Car leasing

      Plan Car

      Car leasing

    • Description

      Established in 1998, Plan's success is built on a reputation for great service, honesty, integrity and competitive pricing! Their website can provide you with instant leasing quotes on any car or van. Use the showroom facility to save favourite quotes and compare specs, technical data and pricing. Plan (GB) LTD is authorised and regulated by the Financial Conduct Authority.

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    • Provider/Product name Car leasing

      Car 4 Leasing

      Car leasing

    • Description

      Car4Leasing are independent leasing specialists offering bespoke car leasing contracts. Whether you are looking for the latest special offer or want to build a car from scratch Car4Leasing have it covered. No hassle, no fuss, just great pricing and excellent customer service helping you get the car you want for a price you can afford. Car4Leasing is regulated by the Financial Conduct Authority.

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    • Provider/Product name Car leasing

      Blue Chilli

      Car leasing

    • Description

      Blue Chilli Cars provide competitive car leasing to businesses and individuals. What they do - source the best priced vehicles and match it with the best finance rates, giving you the best deal. Better cars at cheaper prices. Simple! For your peace of mind Blue Chilli Cars are authorised and regulated by the Financial Conduct Authority. Click on the logo now to view the great offers.

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    • Provider/Product name Car leasing

      Personal Car Leasing

      Car leasing

    • Description

      Personal Car Leasing offer great deals on all makes and models designed specifically for private individuals. All contracts include delivery of a new car complete with tax disc and manufacturer warranty. Personal Car Leasing have stock offers and can factory order to your requirements. Your new car is only a few clicks away. Personal Car Leasing is regulated by the Financial Conduct Authority.

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    • Provider/Product name Car leasing

      Lease4Less

      Car leasing

    • Description

      Welcome to Lease4Less, located in Eccles, Greater Manchester. Lease4Less are able to provide car and commercial leasing products across the UK. If you are looking to lease a car or van then Lease4Less are able to provide exceptional service and aftersales care. Lease4Less is authorised and regulated by the Financial Conduct Authority.

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    • Provider/Product name Car leasing

      Car-Finance.net

      Car leasing

    • Description

      Car-finance.net bring together the most competitive leasing and finance offers in the marketplace. Using their ability to bring together the best vehicle discounts with an array of finance facilities allows them to offer outstanding new car deals. Variable deposit amounts and mileages are available. Car-finance.net are authorised and regulated by the Financial Conduct Authority.

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Leasing can be a cost-effective and hassle-free way to get behind the wheel, especially if you are after the newest car model but can't afford it outright, or don't want to splash the cash.

But there are a lot of options to choose from when it comes to car leasing and a lot of things to watch out for to make sure you get the most suitable deal for you.

If you want more information on car leasing you're in luck because we've compiled this handy guide to explain all the options, pitfalls, pros and cons.

Car leasing explained

Leasing a vehicle is a little like renting a house or flat in that you sign a contract to pay a monthly fee for the car over a set period, at the end of which you hand back the keys to the leasing company.

Unlike car hire, where you rent a car for perhaps a day or a week, car leasing is like long-term renting and sometimes includes the option to buy the vehicle over time.

What's great about leasing is that you don't need to worry about the car losing value as it ages, because you don't own it. This also means you don't have to go through the hassle of selling it once you're finished with the car, as you can simply hand the keys back to the dealer at the end of the agreed term.

In fact, leasing means you can be driving a new model every couple of years if you like, which means you'll never have to worry about the car being out of warranty.

With some car leasing deals you can even pay extra each month for maintenance costs, so that if any problems should arise with the car, you won't have to find the money to repair it.

Of course the downside of car leasing is that you won't own the car at the end of the agreement, unless you have the option to buy the car and choose to do so. Also, car leasing deals often also come with mileage restrictions - charging you by the mile if you exceed those restrictions.

Clearly there's a lot to consider when it comes to leasing, so here's a look at how it works in more detail.

How does car leasing work?

You'll be able to choose a car from a range of manufacturers and models. The more expensive the car you choose, the higher the monthly lease payments are likely to be. However, there are a number of factors which affect the amount you you'll pay.

The key is depreciation, as cars which hold their value best will be cost the dealer less over time and therefore cost less to lease each month. Cars which lose the most value have the highest monthly leasing fees, as the dealer will want to recoup their loss.

You'll be asked to agree on a contract outlining how long you will be leasing the car for, how many miles you drive each year and how much you are expected to pay each month for the lease and, if you want, maintenance.

The annual mileage part is important because the more miles a car does, the more its value drops - so estimating an annual mileage gives the dealer an indication of how much the car will depreciate over the course of the lease.

The dealer will charge you a set fee, outlined in your contract, for every mile you drive above the agreed annual limit.

Generally, payments are taken directly from your account via Direct Debit, so you needn't worry about missing a payment.

When you start the lease you usually have to pay a deposit equal to two or three months' worth of payments and many lease agreements will charge an additional fee if you choose to get out of the arrangement before the end of the agreed term.

Business car leasing

Vehicle leasing can be a good option for businesses as leasing payments can be declared as tax-allowable expenses. VAT registered businesses can also reclaim 100% of the VAT if the vehicle is used exclusively for business or 50% if it is also used privately.

As with private car leasing, however, you'll be charged for exceeding the agreed mileage on the lease, which may not be suitable for you, depending on your business.

Things to look out for

New cars tend to have a warranty that lasts for the first two or three years, so it may not be cost effective to double up on maintenance costs.

That said, manufacturers warranties don't cover everything. Wear and tear on things like tyres and batteries are unlikely to be included so it is important to look at just what the maintenance payments do and don't cover.

You should also check what the penalties are for missing a scheduled payment, or for ending the lease before the contract term expires.

If you do opt for maintenance payments, find out if you will be supplied with a courtesy car should the one you're leasing be off the road for an extended period of time.

Make sure you agree to a realistic annual mileage limit. It may be tempting to under-estimate how many miles you'll do in a year to get cheaper monthly payments, but that saving could be outweighed by excess mileage charges.

Finally, as a leased car doesn't belong to you, you'll need fully comprehensive car insurance. Third party cover would only pay for damage to other people's property in the event of a claim, so you'd be left to foot the bill for repairs as handing back a damaged car to the dealer at the end of the lease can result in charges.

You shouldn't struggle to get insurance for a leased vehicle although premiums tend to be slightly higher than those where the driver is the legal owner of the car. The difference isn't huge though, about £10-15 a year, so if you think leasing is more appropriate for you it's probably worth paying.

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