Lifetime cover
Protects your pet for life, as long as the policy is renewed each year.
💡 Most popular
Bengal pet insurance
Bengal insurance from just £4.25^
Protect yourself from expensive vet bills
Easily compare multiple quotes to find the best deal
Earn up to £130 in rewards every year with ^
Do I need Bengal pet insurance?
Pet insurance is not a legal requirement in the UK. But it can financially protects you if your Bengal is hurt or involved in an incident.
Bengal insurance can cover costs in the following situations:
Your Bengal is ill, injured, or needs to be put down
Your Bengal is lost or stolen
Your Bengal harms someone or their property (including their pets)
Cheapest monthly price
£4
.25^
Average monthly price
£8
.52^
Are Bengals expensive to insure?
Generally Bengals are considered more expensive to insure compared to other breeds. This is mainly due to their susceptibility to certain health issues.
The average cost of cat insurance is£8.09
What impacts the cost of pet insurance?
Some factors that change the price you pay for pet insurance are:
The type of cover you select
Your pet's age
Your pet's breed
If your pet has any history of aggression
If your pet has any pre-existing medical conditions
Your location
Your claim history
On average, owners of aggressive pets pay 8.50%
How can I get cheaper pet insurance?
Some ways to reduce the price of your pet insurance premiums include:
Compare quotes
Select a multi-pet policy
Select an accident-only policy
Maintain your pet's health
Increase your excess
Pay annually
Spay or neuter your pet
Spaying or neutering your pets will reduce your insurance costs by an average of 0.56%
You can find much bigger savings of up to 44.23%
How much is the average pet insurance claim?
£668^
According to the Association of British Insurers (ABI)
What type of Bengal insurance should I get?
There are four main types of Bengal pet insurance:
-
-
Maximum benefit
Sets limits on how much you can claim for any given illness or injury.
-
Time limited cover
Covers your pet for a specific period of time (usually 12 months).
-
Accident only cover
Only covers accidents, not illnesses.
💡 Cheapest
What does Bengal insurance cover?
Cover varies by provider and policy, so always check your insurance documents.
-
Typically covered
✔ Vet bills e.g. medicines, therapies and prescriptions
✔ Hospital visits
✔ Diagnosing illnesses e.g. consultations, X-rays, MRIs
✔ Alternative therapies e.g. hydrotherapy or acupuncture
✔ Euthanasia
✔ Lost and stolen pets e.g. advertising, rewards, cost of animal
✔ Third party liability cover e.g. your dog harms someone or their property
✔ Emergency boarding fees e.g. while you are hospitalised
-
Not typically covered
✖ Routine care e.g. pet vaccinations, boosters, regular check-ups
✖ Routine dental treatment including routine check-ups
✖ Fleas and worming
✖ Elective or cosmetic treatments
✖ Cremation and burial
✖ Unvaccinated or unmicrochipped animals
Can I get pet insurance if my Bengal has a pre-existing condition?
Yes. You can cover most pre-existing conditions if you take out specialist pet insurance. These policies will almost certainly be pricier than standard policies.
No pre-existing conditions | Pre-existing conditions |
|---|---|
£10.49 | £12.88 |
What health issues do Bengals have?
Joint issues
Heart problems
Eye conditions
Cataracts
Our expert says…
While opting for a cheaper pet insurance policy might save you a few pounds a month, it's crucial to consider what the policy covers and the actual cost of veterinary care if your pet gets sick. According to the ABI, the average claim in the UK was £668
^ in 2023, almost 50% higher than the average cost of a policy. Consulting your vet about potential conditions and their costs can help you choose the right coverage for your pet.
Lauren Chong Pet Insurance Expert
Frequently Asked Questions
Do Bengals make for good pets?
Bengals can make wonderful pets for an experience pet owner. They are energetic & intelligent therefore require a lot of mental and physical stimulation.
What is the life expectancy of a Bengal cat?
The average lifespan of a Bengal cat typically ranges from 12 to 16 years. But this can vary depending on factors such as genetics, overall health, diet, exercise, and veterinary care.
Do I need to get my Bengal microchipped?
Yes. In the UK it is a legal requirement that all cats are microchipped and registered before they are eight weeks old.
If you do not microchip your cat you can be fined up to £500.
Can a Bengal cat live indoors?
A lot of owners chose to keep their cats indoors, generally for safety reasons. In order to keep your Bengal cat happy it is recommended to create a stimulation environment with plenty of toys and scratching posts. Offer daily exercise and consider a catio or outdoor run so they can roam in a safe space.
Compare pet insurance quotes from the UK's leading insurers
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What information do I need to get a pet insurance quote?
-
Pet’s age
-
Pet's breed or size
-
Pet's cost
-
Pet's behavioural history
-
Pet's medical history
-
Pet's health*
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Reviewed on 9 Dec 2025 by
