Lifetime cover
Protects your pet for life, as long as the policy is renewed each year.
📍 82%
Protect yourself from expensive vet bills
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Pet insurance is not a legal requirement in the UK. But it can financially protects you if your Maine Coon is hurt or involved in an incident.
Maine Coon insurance can cover costs in the following situations:
Your Maine Coon is ill, injured, or needs to be put down
Your Maine Coon is lost or stolen
Your Maine Coon harms someone or their property (including their pets)

Generally Maine Coons are considered more expensive to insure compared to other breeds. This is mainly due to their susceptibility to certain health issues.
The average cost of cat insurance is£7.69
Some factors that change the price you pay for pet insurance are:
The type of cover you select
Your pet's age
Your pet's breed
If your pet has any history of aggression
If your pet has any pre-existing medical conditions
Your location
Your claim history
On average, owners of aggressive pets pay 8.50%
Some ways to reduce the price of your pet insurance premiums include:
Compare quotes
Select a multi-pet policy
Select an accident-only policy
Maintain your pet's health
Increase your excess
Pay annually
Spay or neuter your pet
Spaying or neutering your pets will reduce your insurance costs by an average of 0.56%
You can find much bigger savings of up to 44.23%
According to the Association of British Insurers (ABI)
There are four main types of Maine Coon pet insurance:
Protects your pet for life, as long as the policy is renewed each year.
📍 82%
Sets limits on how much you can claim for any given illness or injury.
Covers your pet for a specific period of time (usually 12 months).
The cheapest option, but it only covers accidents, not illnesses.
📍 Accident only policies are 44.23%
Cover varies by provider and policy, so always check your insurance documents.
✔ Vet bills e.g. medicines, therapies and prescriptions
✔ Hospital visits
✔ Diagnosing illnesses e.g. consultations, X-rays, MRIs
✔ Alternative therapies e.g. hydrotherapy or acupuncture
✔ Euthanasia
✔ Lost and stolen pets e.g. advertising, rewards, cost of animal
✔ Emergency boarding fees e.g. while you are hospitalised
✖ Routine care e.g. pet vaccinations, boosters, regular check-ups
✖ Routine dental treatment including routine check-ups
✖ Fleas and worming
✖ Elective or cosmetic treatments
✖ Cremation and burial
✖ Unvaccinated or unmicrochipped animals
✖ Third party liability cover (cat owners are not held legally liable like dog owners are)
Yes. You can cover most pre-existing conditions if you take out specialist pet insurance. These policies will almost certainly be pricier than standard policies.
No pre-existing conditions | Pre-existing conditions |
|---|---|
£23.63 | £12.88 |
Joint issues
Heart problems
Obesity
Kidney conditions
While opting for a cheaper pet insurance policy might save you a few pounds a month, it's a good idea to consider what the policy covers and the actual cost of veterinary care if your pet gets sick.
According to the ABI, the average pet insurance claim in the UK was £685
^ in 2024. That's significantly higher than the average annual cost of cover for a dog (£163.68^ ) or cat (£93.03^ ).And while that’s the average, some conditions can be far more expensive. For example, treatment for elbow dysplasia, a common condition in large dog breeds, can cost over £50,000, according to the ABI.
Lauren Chong Pet Insurance Expert
Maine Coons generally make great pets. They tend to be a reliable family and love attention. As with other breeds they are very vocal and happy to be part of your day.
The average lifespan of a Maine Coon cat typically ranges from 10 to 15 years. But this can vary depending on factors such as genetics, overall health, diet, exercise, and veterinary care.
Yes. In the UK it is a legal requirement that all cats are microchipped and registered before they are eight weeks old.
If you do not microchip your cat you can be fined up to £500.
Due to their friendly and affectionate nature, Maine Coons are known as gentle giants. Their unique appearance, shaggy coats and long bushy talks along with their intelligent and playful nature makes them great family pets.
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Reviewed on 29 Apr 2026 by
Based on the 10th percentile of monthly premiums our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote.
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
SuperSaveClub restrictions and T&Cs apply. Click here for details.
Based on the Insurance Emporium's claims data, July-December 2025
Based on the Insurance Emporium's claims data, July-December 2025
Accurate as of 22 April 2026.
Based on The Insurance Emporium's claims data, January to December 2025
Based on The Insurance Emporium's claims data, January to December 2025
Based on the volume of dog insurance quotes created on MoneySuperMarket between April 2024 and March 2026.
Based on the 51 percentile of monthly premiums our customers were quoted less than £13.13 per month for dog insurance based on quotes created on MoneySuperMarket in the month of March 2026 where only 1 pet was included in the quote and the pet didnt have pre-existing medical conditions
Based on the 51st percentile of monthly premiums our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Percentage of sold polices where the user searched for a covertype of LIFETIME. Using Moneysupermarket policies sold between January 2026 and March 2026.
Source: Association of British Insurers (ABI), 2025, 'Insurance payouts for ‘pawly’ pets top £1 billion for third year in a row' https://www.abi.org.uk/news/news-articles/2025/5/insurance-payouts-for-pawly-pets-top-1-billion-for-third-year-in-a-row/
Based on the median annual premium our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote and more less than 1 year old.
Based on the median annual premium our customers were quoted per month for cat insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote and more less than 1 year old.
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
T&Cs and restrictions apply, see here for more information
Based on The Insurance Emporium's claims data, July-December 2025
Based on The Insurance Emporium's claims data, July-December 2025
T&Cs and restrictions apply, see here for more information
T&Cs apply, click here for more information
Based on the 51st percentile of monthly premiums our customers were quoted per month for cat insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote.
Based on the 10th percentile of monthly premiums our customers were quoted per month for cat insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote.