Maine Coon pet insurance

Compare Maine Coon cat insurance.

Quotes from £3.57^{^}

Do I need Maine Coon pet insurance?

Pet insurance is not a legal requirement in the UK. But it can financially protects you if your Maine Coon is hurt or involved in an incident.

Maine Coon insurance can cover costs in the following situations:

Your Maine Coon falls ill or develops a chronic condition
Your Maine Coon is injured, or needs to be put down
Your Maine Coon is lost or stolen

Cheapest monthly price

£3

.57^

Average monthly price

£9

.82^

Are Maine Coons expensive to insure?

Generally Maine Coons are considered more expensive to insure compared to other breeds. This is mainly due to their susceptibility to certain health issues.

The average cost of cat insurance is£7.39^{^} a month. Maine Coons insurance, in contrast costs an average of £9.82^{^} a month.

What impacts the cost of pet insurance?

Some factors that change the price you pay for pet insurance are:

The type of cover you select
Your pet's age
Your pet's breed
If your pet has any history of aggression
If your pet has any pre-existing medical conditions
Your location
Your claim history

On average, owners of aggressive pets pay 8.50%^{^} more for their pet insurance. A pet that has had complaints made about it will cost its owners 6.34%^{^} more.

How can I get cheaper pet insurance?

Some ways to reduce the price of your pet insurance premiums include:

Compare quotes
Select a multi-pet policy
Select an accident-only policy
Maintain your pet's health
Increase your excess
Pay annually
Spay or neuter your pet

Spaying or neutering your pets will reduce your insurance costs by an average of 0.56%^{^} on average.

You can find much bigger savings of up to 44.23%^{^} by selecting an accident-only insurance policy, but you will get much more limited cover.

How much is the average pet insurance claim?

£685^

According to the Association of British Insurers (ABI)

Lifetime cover

Protects your pet for life, as long as the policy is renewed each year.
📍 84%^{^} of customers choose lifetime pet insurance
Maximum benefit

Sets limits on how much you can claim for any given illness or injury.
Time limited cover

Covers your pet for a specific period of time (usually 12 months).
Accident only cover

The cheapest option, but it only covers accidents, not illnesses.
📍 Accident only policies are 44.23%^{^} cheaper on average

Which pet insurance do I need?

Typically covered

✔ Vet bills e.g. medicines, therapies and prescriptions
✔ Hospital visits
✔ Diagnosing illnesses e.g. consultations, X-rays, MRIs
✔ Emergency dental treatment
✔ Alternative therapies e.g. hydrotherapy or acupuncture
✔ Euthanasia (putting your pet down)
✔ Lost and stolen pets e.g. advertising, rewards, cost of animal
✔ Emergency boarding fees e.g. while you are hospitalised
Not typically covered

✖ Pre-existing conditions
✖ Routine care e.g. pet vaccinations, boosters, regular check-ups
✖ Routine dental treatment including routine check-ups
✖ Fleas and worming
✖ Neutering or spaying
✖ Elective or cosmetic treatments
✖ Cremation and burial
✖ Unvaccinated or unmicrochipped animals
✖ Third-party liability cover (cat owners are not held legally liable in the same way dog owners are)

More information

Claim type	Claim amount
Hyperthyroidism	£203^{^}
Arthritis	£323^{^}
Weight Loss	£356^{^}
Allergy (unknown cause)	£173^{^}
Pyrexia	£876^{^}

Will my pet insurance cover all these illnesses and accidents?

Accident-only policies cover injuries, such as those caused by a traffic accident, but they don’t include illnesses like allergic reactions. This means if your Maine Coon cat developed an allergy, you could be left paying an average of £173^{^} yourself.

Time-limited and maximum benefit policies do provide illness cover, but only up to a set time frame or financial limit. Once that limit is reached, ongoing conditions such as arthritis are no longer covered, which could leave you facing repeated out-of-pocket costs of £323^{^}.

Lifetime policies renew the vet fees allowance each year, so you can continue claiming for long-term conditions. However, premiums tend to increase over time, and switching insurer usually means existing conditions won’t be covered.

Yes. You can cover some previously diagnosed illnesses by taking out specialist pet insurance for pre-existing conditions.

These policies will almost certainly be pricier than standard policies and usually come with limits and restrictions. For example, your Maine Coon may need to have shown no symptoms for several months.

The maximum amount the insurance will pay out for a claim related to a pre-existing condition may also be lower than the amount it would pay for a new illness.

What health issues do Maine Coons have?

Joint issues
Heart problems
Obesity
Kidney conditions

Our expert says…

While opting for a cheaper pet insurance policy might save you a few pounds a month, it's a good idea to consider what the policy covers and the actual cost of veterinary care if your pet gets sick.
According to the ABI, the average pet insurance claim in the UK was £685^{^} in 2024. That's significantly higher than the average annual cost of cover for a dog (£166.42^{^}) or cat (£85.96^{^}).
And while that’s the average, some conditions can be far more expensive. For example, treatment for elbow dysplasia, a common condition in large dog breeds, can cost over £50,000, according to the ABI.

Lauren Chong Pet Insurance Expert

Do Maine Coons make for good pets?

Maine Coons generally make great pets. They tend to be a reliable family and love attention. As with other breeds they are very vocal and happy to be part of your day.

What is the life expectancy of a Maine Coon cat?

The average lifespan of a Maine Coon cat typically ranges from 10 to 15 years. But this can vary depending on factors such as genetics, overall health, diet, exercise, and veterinary care.

Do I need to get my Maine Coon microchipped?

Yes. In the UK it is a legal requirement that all cats are microchipped and registered before they are eight weeks old.

If you do not microchip your cat you can be fined up to £500.

Why are Maine Coons so popular?

Due to their friendly and affectionate nature, Maine Coons are known as gentle giants. Their unique appearance, shaggy coats and long bushy talks along with their intelligent and playful nature makes them great family pets.

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Pet’s age
Pet's breed or size
Pet's cost
Pet's behavioural history
Pet's medical history
Pet's health*

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Got my documents by post which I prefer within 5days
Kathleen Butterworth
13/08/2026
Animal Friends was my second choice, as the first choice Tesco went pear shaped as all the details were lost. However, I think the Animal Friends policy is better value for money and I am due to receive a voucher in a couple of months time.
Sandra Ing
12/08/2026
Appears to meet my expectations.
Customer Terence Phillips
07/08/2026
It gave me everything I required for pet insurance,but a third of what I was already paying
Marie Nyman
07/08/2026

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Reviewed on 11 Aug 2026 by

Beth Leslie

Senior Insurance Content Editor

Based on the 10th percentile of monthly premiums our customers were quoted per month for cat insurance based on quotes created on MoneySuperMarket between May 2026 and July 2026 where only 1 pet was included in the quote.

YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).

SuperSaveClub restrictions and T&Cs apply. Click here for details.

Based on the Insurance Emporium's claims data, January-December 2025

Accurate as of 07 August 2026.

Based on The Insurance Emporium's claims data, January to December 2025

Source: Association of British Insurers (ABI), 2025, 'Insurance payouts for ‘pawly’ pets top £1 billion for third year in a row' https://www.abi.org.uk/news/news-articles/2025/5/insurance-payouts-for-pawly-pets-top-1-billion-for-third-year-in-a-row/

Based on the median annual premium our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between May 2026 and July 2026 where only 1 pet was included in the quote and more less than 1 year old.

Based on the median annual premium our customers were quoted per month for cat insurance based on quotes created on MoneySuperMarket between May 2026 and July 2026 where only 1 pet was included in the quote and more less than 1 year old.

Based on the 51 percentile of monthly premiums our customers were quoted less than £7.39 per month for cat insurance based on quotes created on MoneySuperMarket in the month of May 2026 where only 1 pet was included in the quote and the pet didnt have pre-existing medical conditions

Based on the 51st percentile of monthly premiums our customers were quoted per month for cat insurance based on quotes created on MoneySuperMarket between May 2026 and July 2026 where only 1 pet was included in the quote.

Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.

Percentage of sold polices where the user searched for a covertype of LIFETIME. Using Moneysupermarket policies sold between May 2026 and July 2026.

Based on 1 visit per month – average ticket value £15.30 (Oct 24)

T&Cs and restrictions apply, see here for more information

T&Cs apply, click here for more information

Maine Coon pet insurance

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