Lifetime cover
Protects your pet for life, as long as the policy is renewed each year.
💡 Most popular
Protect yourself from expensive vet bills
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Pet insurance is not a legal requirement in the UK. But it can financially protects you if your Ragdoll is hurt or involved in an incident.
Ragdoll insurance can cover costs in the following situations:
Your Ragdoll is ill, injured, or needs to be put down
Your Ragdoll is lost or stolen
Your Ragdoll harms someone or their property (including their pets)
Ragdolls have historically been more expensive to insure than some other cat breeds due to their pedigree status but not in all cases.
The average cost of cat insurance is£12.34[4] a month. Ragdoll insurance costs an average of £11.89[3] a month.
Some factors that change the price you pay for pet insurance are:
The type of cover you select
Your pet's age
Your pet's breed
If your pet has any history of aggression
If your pet has any pre-existing medical conditions
Your location
Your claim history
On average, owners of aggressive pets pay 8.50%[5] more for their pet insurance. A pet that has had complaints made about it will cost its owners 6.34%[5] more.
Some ways to reduce the price of your pet insurance premiums include:
Compare quotes
Select a multi-pet policy
Select an accident-only policy
Maintain your pet's health
Increase your excess
Pay annually
Spay or neuter your pet
Spaying or neutering your pets will reduce your insurance costs by an average of 0.56%[5] on average.
You can find much bigger savings of up to 44.23%[5] by selecting an accident-only insurance policy, but you will get much more limited cover.
According to the Association of British Insurers (ABI)
There are four main types of Ragdoll pet insurance:
Protects your pet for life, as long as the policy is renewed each year.
💡 Most popular
Sets limits on how much you can claim for any given illness or injury.
Covers your pet for a specific period of time (usually 12 months).
Only covers accidents, not illnesses.
💡 Cheapest
Cover varies by provider and policy, so always check your insurance documents.
✔ Vet bills e.g. medicines, therapies and prescriptions
✔ Hospital visits
✔ Diagnosing illnesses e.g. consultations, X-rays, MRIs
✔ Alternative therapies e.g. hydrotherapy or acupuncture
✔ Euthanasia
✔ Lost and stolen pets e.g. advertising, rewards, cost of animal
✔ Third party liability cover e.g. your dog harms someone or their property
✔ Emergency boarding fees e.g. while you are hospitalised
✖ Routine care e.g. pet vaccinations, boosters, regular check-ups
✖ Routine dental treatment including routine check-ups
✖ Fleas and worming
✖ Elective or cosmetic treatments
✖ Cremation and burial
✖ Unvaccinated or unmicrochipped animals
Yes. You can cover most pre-existing conditions if you take out specialist pet insurance. These policies will almost certainly be pricier than standard policies.
No pre-existing conditions | Pre-existing conditions |
|---|---|
£10.51[7] | £12.88[8] |
This table show the average prices across all our pet insurance policies.
Heart issues
Obesity
Dental problems
Urinary tract infections
While opting for a cheaper pet insurance policy might save you a few pounds a month, it's crucial to consider what the policy covers and the actual cost of veterinary care if your pet gets sick. According to the ABI, the average claim in the UK was £668[6] in 2023, almost 50% higher than the average cost of a policy. Consulting your vet about potential conditions and their costs can help you choose the right coverage for your pet.
Lauren Chong Pet Insurance Expert & Registered Vet
Ragdolls generally make great pets as they are affectionate, relaxed and gentle in nature. Due to their docile temperament they make great family pets and are considered great with children and other pets.
The average lifespan of a Ragdoll cat typically ranges from 12 to 17 years. But this can vary depending on factors such as genetics, overall health, diet, exercise, and veterinary care.
Yes. In the UK it is a legal requirement that all cats are microchipped and registered before they are eight weeks old.
If you do not microchip your cat you can be fined up to £500.
Unlike many cat breeds that have a strong prey drive and want to be outside to explore. Ragdoll cats can be suited to living indoors.
We compare quotes from 37[9] of the most trusted providers, so you can easily compare cover level, vet fee limits, excess and price.
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Based on the 10th percentile of monthly premiums our customers were quoted per month for cat insurance based on quotes created on MoneySuperMarket between February 2025 and April 2025 where only 1 pet was included in the quote.
SuperSaveClub restrictions and T&Cs apply. Click here for details.
Based on the 51st percentile of monthly premiums our customers were quoted per month for cat insurance based on quotes created on MoneySuperMarket between February 2025 and April 2025 where only 1 pet was included in the quote.
Based on the 51 percentile of monthly premiums our customers were quoted less than £12.34 per month for cat insurance based on quotes created on MoneySuperMarket in the month of April 2025 where only 1 pet was included in the quote and the pet didnt have pre-existing medical conditions
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
ABI data 2023
Based on the 51st percentile of cheapest monthly prices quoted on MoneySuperMarket between 2025-02-21 and 2025-05-21 where the pet did not have pre-existing medical conditions.
Based on the 51 percentile of monthly premiums our customers were quoted less than £12.88 for pet insurance based on quotes created on MoneySuperMarket in the month of April 2024 where only 1 pet was included in the quote and the pet did have a pre-existing medical conditions
Accurate as of 20 May 2025.
T&Cs and restrictions apply, see here for more information
T&Cs apply, click here for more information
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
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