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£25,000 loans

Compare deals on £25,000 loans

  • Searching won’t harm your credit score


Compare loans from over 40 lenders across the market

We do the heavy lifting, so you don't have to. We work with leading providers to help you borrow the money you need.

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Why compare loans with MoneySuperMarket

We’re here to help you find the right loan for your needs

  • It doesn’t take long

    Tell us a little about yourself, your finances and the loan you want

  • We’ll browse the market

    We’ll search through loans from a wide range of UK lenders

  • Compare and apply

    You’ll be able to sort 25k loans by overall cost and see your chances of approval

We're 100% independent, working only for our customers

Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.

By combining independence with our excellent technology, we can negotiate the best prices and the best value on products and services.

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How much will a £25,000 loan cost?

How much your £25,000 loan will cost will depend on a number of different factors including:

  • The loan term: The ‘term’ or length you choose for your loan 

  • The interest you’ll pay: This will be decided by your lender, based on your financial situation and credit rating

Usually, the longer your loan term, the lower your monthly repayments will be – but you’re likely to pay more interest overall, so it can end up being more expensive.  

Want a better idea of how much your loan will cost you? Our loan calculator can help you work out the total cost of your loan by factoring in the interest rate or APR, the loan term and how much you’re looking to borrow.


With a pre-approved loan, the deal you see is the deal you get

When you apply for a loan, it’s not always clear what deal you’ll be offered or whether you’ll be accepted. But when you’re pre-approved for a loan, you know the deal you see is the deal you’ll get – you’ll know where you stand, with information that will help you make the right choice.

  • Apply with confidence

    When you’re pre-approved, the loan amount, duration and interest rate are all confirmed

  • Tailored to you

    When you know what you’ll be able to borrow and how much it will cost, you can choose a loan that’s right for you 

  • You’re in safe hands

    This helps protect your credit score as you're less likely to be rejected when you apply

What type of loan can I get?

 There are different loans available so think about what might suit your needs best. The type of loan you can get will usually depend on your financial situation and your credit score.

  • Unsecured personal loans

    You don’t need to put any assets down as security, but you may need a good credit score to be eligible. Youi’ll need a strong credit score to borrow £25,000 as an unsecured personal loan

  • Secured loans

    You’ll be required to put down a valuable asset – typically your home – as security to get the loan. This may be a more viable option for larger sized loans, particularly if you don’t have a strong credit score

Can I borrow £25,000 with poor credit?

Can I borrow £25,000 with poor credit?

If you've struggled with debts in the past and have a low credit score it could be difficult to be approved for a loan for £25,000. You could still get a loan but you’re likely to find...

  • Higher interest rates or APR

  • A smaller loan amount

Specialist lenders can offer loans for bad credit but they will have higher interest rates than standard loans so they will be more expensive. It may also be difficult to get an unsecured loan for £25k so you may need to consider other options such as secured loans and guarantor loans.


Applying for a £25000 loan with us is easy

  • Tell us about yourself

    Just answer a few questions about you and your finances. For secured loans click to show you’re a homeowner in the search.

  • We’ll search the market

    We’ll show you loans you’re eligible for from leading UK providers and your chances of being accepted for each deal.

  • Start your application

    Found a loan to suit your needs? Click through to begin your application. For secured loans, you’ll need to provide more details.

APR, or your Annual Percentage Rate, is the interest rate at which you pay back money you’ve borrowed. It takes into account the actual interest rate you pay, plus any other fees or charges involved in the deal, to give you a more complete picture of what you loan will cost.

When you see a rate advertised as the representative APR, this means the lender is required to offer this rate to at least 51% of applicants – however it doesn’t mean you’re guaranteed to receive this interest rate yourself.

soft-search or soft-application is a way of finding out where you stand in terms of getting a loan without leaving a mark on your credit report. It’s a useful way of finding a loan you’ll be eligible for without harming your chances of being accepted.

Once you’ve been approved for a loan, depending on your lender, you could receive the funds into your bank account very quickly – this could be the next day, for example, or within the next week or two. If you’ve applied by phone or post it may take slightly longer. Things can also take a bit longer if your application or your financial circumstances are more complicated and require more checks.

Usually you’ll be able to pay off all or part of your loan early, though some lenders may have an early repayment charge.

Missing repayments can lead to penalty charges and extra interest, and it could also have a negative impact on your credit file and rating. If you have concerns about your loan and meeting your repayments speak to your lender as early as possible to see if you can work out a joint solution, such as a repayment holiday or restructure of the loan.

It is possible to get a loan for £25,000 without a guarantor but how much you can borrow and on what terms will depend on your own financial and personal circumstances. One of the most important factors will be your credit history and score. The better your credit score and financial position the more likely you’ll be able to borrow a larger loan and at lower interest rates.

It is not possible to get a loan without a full credit check. All regulated lenders in the UK will conduct a full credit check on your before giving you a loan. This is to ensure the loan is affordable for you and that the lending is responsible.

You can use your £25,000 loan to buy a car. Sometimes, when you apply for a loan, lenders will ask what you want the money for, and some have specific criteria of what is and isn’t permitted. But typically, a car purchase will be acceptable. The main considerations will usually be that you can meet the affordability and credit score requirements of the loan.

You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money.

  • Whip your credit score into shape with Credit Monitor

  • Super save over and over again with Energy Monitor

  • There are always more ways to save with MoneySuperMarket 

So how do we make our money? In a nutshell, when you use us to buy something, we get a reward from the company you’re buying from.

You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.