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£25,000 loans

Compare great deals on £25,000 loans

  • Compare loans from market leading UK providers
  • See loans you’re pre-approved for before you apply
  • Searching won’t harm your credit score

Our loan service comes highly rated


At MoneySuperMarket our goal is to provide the best way to find a great loan deal – so comparing with us is quick and easy.


Join thousands of happy customers who’ve found a loan with us.


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Choosing a £25,000 loan with MoneySuperMarket

If you’re looking to borrow a larger sum of money a £25,000 loan can be a good way to spread out the cost.



Whether it’s for home improvements, a new car, or to consolidate other debts it makes sense to find the best possible deal for you.

When you search for a loan online with MoneySuperMarket we compare deals from leading UK providers. It’s quick and easy and we’ll also show you your chances of being accepted for each £25k loan so you can apply in confidence. Searching won’t affect your credit score. 

Compare loans from over 40 lenders across the market

We do the heavy lifting, so you don't have to. We work with leading providers to help you borrow the money you need.

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How much will a £25000 loan cost?


The cost of your £25000 loan will depend on a range of factors including the interest rate and the term (duration) on your loan. 

The interest rate will be set by the lender and will depend on your financial circumstances and credit score. 

Our loan calculator can help you work out what you might pay.


Example of costs of a £25k loan

  2.8% APR over five years 2.8% APR over 10 years 3.5% APR over ten years
Monthly repayments £446.61 £238.70 £246.57
Total cost of loan and credit £26,796 £28,644 £29,589

These rates were chosen for illustration purposes and are not based on any products available with MoneySuperMarket. Calculations were made using MoneySuperMarket’s loan calculator.

With a pre-approved loan, the deal you see is the deal you get

When you apply for a loan, it’s not always clear what deal you’ll be offered or whether you’ll be accepted. But when you’re pre-approved for a loan, you know the deal you see is the deal you’ll get – you’ll know where you stand, with information that will help you make the right choice.

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    Apply with confidence

    When you’re pre-approved, the
    loan amount, duration and interest
    rate are all confirmed

  • chance of approval image

    Tailored to you

    When you know what you’ll be able to
    borrow and how much it will cost, you
    can choose a loan that’s right for you

  • Credit Monitor image

    You’re in safe hands

    This helps protect your credit score as
    you’re less likely to be rejected when
    you apply




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Can I get a £25000 loan with bad credit?

If you've struggled with debts in the past and have a low credit score it could be difficult to get a £25,000 loan.

Specialist lenders can offer loans for bad credit   but they will have higher interest rates than standard loans so they will be more expensive. It may also be difficult to get an unsecured loan for £25k so you may need to consider other options such as secured loans.

Looking at your credit file and working on improving your credit score over time should lead to better interest rates and borrowing options in the future.

Representative 29.9% APR




What type of loan can I get?

 There are different loans available so think about what might suit your needs best. The type of loan you can get will usually depend on your financial situation and your credit score.

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    Unsecured personal loans

    You don’t need to put any assets down as security, but you may need a good credit score to be eligible. Youi’ll need a strong credit score to borrow £25,000 as an unsecured personal loan

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    Secured loans

    You’ll be required to put down a valuable asset – typically your home – as security to get the loan. This may be a more viable option for larger sized loans, particularly if you don’t have a strong credit score




How to apply for a £25,000 loan with MoneySuperMarket

We’re here to help find the best large loan for you – and you’ll see your chances of being accepted

  • Results

    Tell us about yourself

    We’ll need to know a bit about you and your finances. For secured loans register yourself as a homeowner in the search

  • Savings icon

    We’ll browse the market

    We’ll show you loans you’re eligible for from leading providers across the market

  • Guaranteed cards

    Weigh up your options

    You’ll be able to sort loans by the overall cost and the likelihood you’ll be accepted

APR, or your Annual Percentage Rate, is the interest rate at which you pay back money you’ve borrowed. It takes into account the actual interest rate you pay, plus any other fees or charges involved in the deal, to give you a more complete picture of what you loan will cost.

When you see a rate advertised as the representative APR, this means the lender is required to offer this rate to at least 51% of applicants – however it doesn’t mean you’re guaranteed to receive this interest rate yourself.


soft-search or soft-application is a way of finding out where you stand in terms of getting a loan without leaving a mark on your credit report. It’s a useful way of finding a loan you’ll be eligible for without harming your chances of being accepted.


Once you’ve been approved for a loan, depending on your lender, you could receive the funds into your bank account very quickly – this could be the next day, for example, or within the next week or two. If you’ve applied by phone or post it may take slightly longer. Things can also take a bit longer if your application or your financial circumstances are more complicated and require more checks.



Usually you’ll be able to pay off all or part of your loan early, though some lenders may have an early repayment charge.


Missing repayments can lead to penalty charges and extra interest, and it could also have a negative impact on your credit file and rating. If you have concerns about your loan and meeting your repayments speak to your lender as early as possible to see if you can work out a joint solution, such as a repayment holiday or restructure of the loan.



You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money.

  • Whip your credit score into shape with Credit Monitor
  • Super save over and over again with Energy Monitor
  • There are always more ways to save with MoneySuperMarket 

So how do we make our money? In a nutshell, when you use us to buy something, we get a reward from the company you’re buying from.

You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.