The best credit cards available at moneysupermarket.com

Cards listed in order of cashback rate

Moneysupermarket are free to use, independent and compare UK Cards.


Product Name Cashback Purchases Representative APR (Variable)
  • AMERICAN EXPRESS
  • Platinum Cashback Credit Card
  • This card offers an introductory 5% cashback on your first £2,500 spend within the first 3 months. You will then receive a simple 1.25% flat rate on every full £1 spent per purchase. Spend more than £10,000 on your card in the preceding 12 months and receive an engagement bonus of double cashback every year on the 13th month of your card anniversary.
  • 0%
  • 0 months
  • 18.7%
  • APR
Representative example: If you spend £1,200 at a purchase interest rate of 14% (variable)) with an annual Fee of £25 your representative APR will be 18.7% (variable)
  • AMERICAN EXPRESS
  • Platinum Cashback Everyday Credit Card
  • If you spend £2,000 on your card in the first 3 months you will earn £100 cashback. Earn cashback on your supermarket spend, your petrol spend, your travel spend, and your entertainment spend. In fact, you can earn cashback on virtually all your everyday purchases with the American Express Platinum Cashback Everyday Credit Card. As long as you spend a minimum of £3,000 in a year, almost every full pound you spend on your card qualifies for cashback (cashback rates are rounded down). You will earn cashback at the following rates: For spend between £0 - £3,500: 0.5% cashback. For spend between £3,501 - £7,500: 1% cashback. For spend over £7,501: 1.25% cashback.
  • 0%
  • 0 months
  • 19.9%
  • APR
Representative example: If you spend £1,200 at a purchase interest rate of 19.9% (variable) your representative APR will be 19.9% (variable)
  • SANTANDER
  • 123 Credit Card
  • You will receive 3% cash back at all major petrol stations and on National Rail and Transport for London travel (capped at £300 spend per month), 2% cash back on department store spending and 1% cash back on supermarket spending. The cash back you earn is credited to your account each month. This differs from most other cash back cards which credit it annually. Also the card can be used in conjunction with other loyalty cards. According to research by MoneySupermarket, based on a monthly spend of £1,000, using the Santander Card could earn you in the region of £192 cash back over the year, even after the annual fee has been deducted.
  • 0%
  • 18 months
  • 16.5%
  • APR
Representative example: If you spend £1,200 at a purchase interest rate of 12.7% (variable)) with an annual Fee of £24 your representative APR will be 16.5% (variable)
  • NATIONWIDE BUILDING SOCIETY
  • Select Card
  • You will earn 0.5% cashback on all your sterling purchases.
  • 0%
  • 15 months
  • 15.9%
  • APR
Representative example: If you spend £1,200 at a purchase interest rate of 15.9% (variable) your representative APR will be 15.9% (variable)

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