Nationwide credit cards

The Nationwide Select credit card is only available to customers who hold a FlexAccount with the building society in which you must pay £750 a month. In contrast, the Nationwide credit card is open to all applicants. All cards are particularly competitive when it comes to 0% on purchases, a low APR relative to the market, and – most significantly – use when abroad.

 

Compare Nationwide credit cards - Sorted by APR

  1. Great for
    You can transfer a balance to this card with no fee
    You can use this card abroad with no commission charges
    But be aware that
    You might get a different interest rate or promotional period to the one shown here because this depends on your circumstances
    You must transfer a balance within the first 3 months to get the promotional offer
    You must have a Nationwide current account to be eligible for this card. If you don't have one you can apply for an account and this card at the same time

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 15.9% p.a. (variable) your representative rate will be 15.9% APR (variable).

  2. Great for
    You can transfer a balance to this card with no fee
    You can earn £1 to spend abroad with no commission for every £5 you spend on your card in the UK
    But be aware that
    You might get a different interest rate or promotional period to the one shown here because this depends on your circumstances
    You must transfer a balance within the first 3 months to get the promotional offer
    You must earn at least £5,000 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.9% p.a. (variable) your representative rate will be 17.9% APR (variable).

Guide to Natiowide credit cards

Nationwide is Britain’s biggest building society, offering both balance transfer credit cards and cards for purchases. It also offers cards which are only available to customers who have their main current account with Nationwide.

Some of Nationwide’s cards are particularly competitive for overseas use, offering commission-free purchases abroad. You also get access to cashback at various stores when shopping online and on the high street.

Nationwide credit cards are fully regulated by the city regulator the Financial Conduct Authority (FCA).

Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.

 

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
9.5/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

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