Compare exclusive credit cards

A selection of the best credit cards that are exclusive to MoneySupermarket. Save money with fantastic rates on balance transfers and purchases, and enjoy benefits such as reward points and worldwide usage free of charge.

Exclusive featured credit cards - Sorted by longest 0% period

Apply for the cards below today or search all cards

  1. Exclusive

    You won't get this card on any other comparison site

    Great for
    You can transfer money to your current account and pay no interest for 20 months (you'll have to pay a 4% fee)
    But be aware that
    Please be aware that if you haven’t been pre-approved the APR and length of the promotional offer may vary and it is dependent on your personal circumstances.
    You must transfer a balance within the first 60 days to get the promotional offer
    You can't transfer a balance from another card issued by MBNA

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  2. Exclusive

    Receive £20 cashback when you make a balance transfer of £500 or more within 60 days of account opening. You can't get this offer on any other comparison site. T&Cs apply. Limited offer, ends 21st June 2017

    Great for
    UBER OFFER: Use your Barclaycard to pay for your rides with Uber and every 11th ride is free, up to £15. T&Cs apply. Ends 31st December 2017
    You’ll have to pay a 3.5% fee to transfer your balance. If you do it in the first 60 days, Barclaycard will refund 2.90%, so the overall fee is 0.60%
    You'll get access to pre-sale tickets to events before they go on general release
    But be aware that
    You might get a different interest rate to the one shown here because this depends on your circumstances
    You must transfer a balance within the first 60 days to get the promotional offer
    You can’t transfer a balance from another card issued by Barclaycard

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative rate will be 19.9% APR (variable).

  3. Exclusive

    Get £25 cashback when you transfer a balance of over £100 or spend over £100 by 30th June 2017. You can't get this offer anywhere else. T&Cs apply. Limited offer, must apply by 31st May

    Great for
    Earn M&S points when you shop
    You'll receive a bonus voucher for 500 M&S points, worth £5, to be redeemed when you make a purchase on food, clothing or homeware at M&S, T&Cs apply
    But be aware that
    You might get a different interest rate to the one shown here because this depends on your circumstances
    You must transfer a balance within the first 90 days to get the promotional offer
    You're not eligible if you've had an M&S Bank credit card in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  4. Exclusive

    £20 cash back if you make balance transfers or money transfers totalling at least £1,000 within the first 60 days of your account opening. You can't get this offer anywhere else. T’s & C’s apply

    Great for
    Transferring money to your current account with 0% interest for 24 months (4% fee applies)
    Eligibility check: Find out if you are eligible before applying for this card
    Contactless payments for items up to £30
    But be aware that
    Please be aware that if you haven’t been pre-approved the APR and length of the promotional offer may vary and it is dependent on your personal circumstances.
    You cannot transfer a balance from another MBNA card
    The promotional balance transfer, money transfer period and fees applies to transfers made in the first 60 days

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  5. Exclusive

    Get £30 cashback when you transfer a balance of over £100 or spend over £100 by 30th June 2017. You can't get this offer anywhere else. T&Cs apply. Limited offer, must apply by 31st May

    Great for
    Earn M&S points when you shop
    You'll receive a bonus voucher for 500 M&S points, worth £5, to be redeemed when you make a purchase on food, clothing or homeware at M&S, T&Cs apply
    But be aware that
    You might get a different interest rate to the one shown here because this depends on your circumstances
    You must transfer a balance within the first 90 days to get the promotional offer
    You're not eligible if you've had an M&S Bank credit card in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  6. Exclusive

    You won't get this card on any other comparison site

    Great for
    You can transfer money to your current account and pay no interest for 36 months (you'll have to pay a 2.99% fee)
    But be aware that
    Please be aware that if you haven’t been pre-approved the APR and length of the promotional offer may vary and it is dependent on your personal circumstances.
    You must transfer a balance within the first 60 days to get the promotional offer
    You can't transfer a balance from another card issued by MBNA

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  7. Exclusive

    You won't get this offer on any other comparison site

    Great for
    0% interest on balance transfers and purchases for four months
    This card can help build your credit rating if you pay your monthly minimum payment on time
    But be aware that
    You must have had credit in the UK before to be eligible for this card
    You're not eligible for this card if you've been declared bankrupt in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.94% p.a. (variable) your representative rate will be 34.9% APR (variable).

  8. Exclusive

    You won't get this card on any other comparison site

    Great for
    Lowest APR American Express credit card with 9.9% standard rate and no annual fee
    Get 5,000 bonus Membership Rewards points when you spend £500 in your first three months – redeem for a gift card worth £25
    Earn 1 Membership Rewards point for every £1 you spend
    But be aware that
    You must be 18 or over to be eligible for this card
    You must have no history of bad debt
    You must have a permanent UK home address

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 9.9% p.a. (variable) your representative rate will be 9.9% APR (variable).

  9. Exclusive

    You won't get this card on any other comparison site

    Great for
    A simple purchases credit card with no annual fee and 0% on purchases for 18 months
    Earn 1 Membership Reward point for every £1 you spend
    As an Amex Cardmember you can pay for travel and entertainment with your points. Also, look out for Amex pre-sale tickets and restaurant discounts.
    But be aware that
    You must be 18 or over to be eligible for this card.
    You must have no history of bad debt
    You must have a permanent UK home address

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative rate will be 22.9% APR (variable).

  10. Exclusive

    Receive £20 cashback when you use the card to make a purchase in a foreign currency by 30th September 2017. You can't get this offer on any other comparison site. T&C's apply. Limited Offer, must apply by 3rd September 2017

    Great for
    You can transfer a balance to this card with no fee
    You can use this card abroad with no fee
    You may be eligible to apply for this card even if you've already got another Halifax credit card. Excludes Student Credit Card customers, conditions apply
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You can't transfer a balance from another card issued by Halifax

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  11. Exclusive

    You won't get this card on any other comparison site

    Great for
    A simple credit card with no annual fee and 1 Membership Rewards point for every £1 you spend
    Get 10,000 bonus Membership Rewards points when you spend £1,000 in your first three months – redeem for a gift card worth £50
    As an Amex Cardmember you can pay for travel and entertainment with your points. Also, look out for Amex pre-sale tickets and restaurant discounts
    But be aware that
    You must be aged 18 or over
    You must have no history of bad debt
    You must have a permanent UK home address

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative rate will be 22.9% APR (variable).

  12. Exclusive

    Exclusive £20 Amazon Gift Certificate for Moneysupermarket customers (T&Cs apply)

    Great for
    This card can help to build your credit rating
    If you stay within your credit limit and repay on time, your interest rate could go down to 19.9% APR (variable)
    You can get your credit report and credit score for free
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible for this card if you've had a CCJ in the last 12 months
    You're not eligible for this card if you've been declared bankrupt in the last 18 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.95% p.a. (variable) your representative rate will be 34.9% APR (variable).

Exclusive Credit Cards

Credit cards are a really convenient method of payment. What's more they enable you to spread the cost of purchases if you can't afford to pay for them in full.

However, with hundreds of different cards to choose from, how do you know which is right for you?

What type of card is best for me?

There isn't a single credit card that is perfect for every individual so before you apply think about how you'll use the card:

Are you looking for a card to spend on and if so will you be able to clear your balance in full each month? Maybe you've already got an outstanding debt on another card and are looking to make a balance transfer, but do you want to spend on the card as well? These are all vital questions which will help identify the best card for your needs.

How credit cards are used

There are basically three ways of using a credit card: straightforward purchases, moving an outstanding debt over from another card (known as a balance transfer), and withdrawing money from a cash machine.

Top tips

If at all possible, try to pay off more than the minimum each month - otherwise it could take years to clear your debt.

It’s a good idea to pay by direct debit - that way you will always pay on time and avoid incurring a late payment fee.

It may be tempting, but try not to use a credit card to withdraw cash from an ATM - you'll probably be charged a higher rate of interest than on purchases and this will be charged from the day you make the withdrawal. You'll also be hit with a withdrawal fee.

Keep an eye on your spending and make sure you stick within your agreed credit limit.

It's well worth using a credit card for purchases of £100 or more because you have greater protection than if you pay with cash or a debit card. Under Section 75 of the 1974 Consumer Credit Act credit card issuers and retailers take joint responsibility for faulty purchases. This applies to purchases between £100 and £30,000. If the retailer goes bust or the goods are faulty when they arrive you can claim a refund from the card provider.

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
9.5/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

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