Compare charity credit cards

Give to your favourite charity as you shop! MoneySupermarket's comparison of the best charity credit cards lists those that even come with low rates for the life of the card, so you can save on balance transfers and purchases.

Feature charity credit cards - Sorted by interest rate (representative APR)

Apply for the cards below today or search all charity cards

    • Provider/Product name Standard

      Amnesty International

      Standard

    • Balance transfer 0% 6 months 3%fee
    • Purchases 0% 6 months
    • Rewards Charity Travel
    • Representative APR (variable) 18.9%APR
    • Your chance of approval

      Will you get this card?

      Start >>
    • Sorry, we have no link

      More details

    Great for
    Supporting Amnesty International
    But be aware that
    You cannot transfer a balance from another Co-op card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

    • Provider/Product name Standard

      Save the Children

      Standard

    • Balance transfer 0% 6 months 3%fee
    • Purchases 0% 6 months
    • Rewards Charity Travel
    • Representative APR (variable) 18.9%APR
    • Your chance of approval

      Will you get this card?

      Start >>
    • Sorry, we have no link

      More details

    Great for
    Supporting Save the Children
    But be aware that
    You cannot transfer a balance from another Co-op card
    You must have a minimum income of £10,000 pa

    Representative Example:

    If you spend £1,200 at an annual interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

    • Provider/Product name Standard

      RSPB

      Standard

    • Balance transfer 0% 6 months 3%fee
    • Purchases 0% 6 months
    • Rewards Charity Travel
    • Representative APR (variable) 18.9%APR
    • Your chance of approval

      Will you get this card?

      Start >>
    • Sorry, we have no link

      More details

    Great for
    Supporting RSPB
    But be aware that
    You cannot transfer a balance from another Co-op card
    You must have a minimum income of £10,000 pa

    Representative Example:

    If you spend £1,200 at an annual interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

What is a charity credit card?

A charity card gives you the chance to raise money for your favourite charity because every time you use the card, a percentage of the amount you spend is donated to a good cause. Some cards also make a one-off donation to the charity when you sign up, plus an additional gift if you spend a certain amount within a certain time.

You can give money to a wide range of charities with a charity credit card, including the RSPCA, WWF, Save the Children and Oxfam.

What are the benefits of a charity credit card?

It’s easy to give money regularly to a good cause with a charity card because the donation is made automatically – no forms to fill in or cheques to write.

The donation also costs you nothing because it is given by the card issuer every time you spend on the card. And the more you spend, the bigger the donation.

Are there any downsides to charity credit cards?

The interest rates on charity cards can often be high, typically about 17%. So you should only consider a charity credit card if you are confident that you can pay off your balance in full each month. If you borrow money on the card, the interest charges will almost certainly outweigh the charitable donations.

Some critics claim that the donations made through charity cards are too small: the typical donation rate is just 0.25%, or 25p for every £100 you spend. The charity is also usually unable to claim back any tax because you cannot normally Gift Aid a donation. If you give money to a good cause through Gift Aid, the charity will get back from the taxman 25p for every £1. So, a £10 donation will be worth £12.50 to the charity.

What are the alternatives?

You can often raise more money for your favourite charity with a cashback credit card because the cashback rate is usually higher than the donation rate. But you have to be disciplined. You not only have to pay off your balance in full each month, but you also have to remember to donate the cashback to charity.

You can check out the best deals on charity credit cards and cashback cards with MoneySupermarket’s free online comparison service.

Your personalised chance of approval

We’ve taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it’s better to get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you’ve probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren’t a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free, independent and compare all UK credit cards as well as offering exclusive deals you can't get anywhere else.

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