Compare multi currency prepaid cards
Some prepaid cards allow you to load them up with sterling and then use them anywhere in the word. Ideal for your holiday spending, you'll avoid expensive foreign transaction charges and won't need to carry around lots of cash. Compare the best deals at MoneySuperMarket.
Multi currency prepaid cards - Ordered alphabetically A-Z

Cashplus
Cashplus Prepaid MasterCard (Freedom)
Monthly fee
Free
Card fee
£9.95
Transaction fee
Free
UK ATM fee
Free
International ATM fee
£3.00
Great for
- FREE UK ATM Withdrawals, FREE Purchases, NO Monthly Fee
- Instant online approval. No credit check to apply
- Up to £500 Overdraft - subject to approval
But be aware that
- You must be a UK resident aged 18 or over
More Details
THE BASICS
Card issuer: APS Financial Ltd
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
24 hour service
Accepted online
Sort code & account number included
Benefits notes:
Free UK ATM withdrawals
Free UK purchases
Free to set up Direct Debits and standing orders
Free purchase protection
CARD FEES
Card application fee - £9.95
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £5.95
Card cancellation fee - N/A
Dormancy fee - No dormancy fees
Card fee notes:
No UK purchase fees
RELOAD OPTIONS (Online)
Cash - Free
RELOAD OPTIONS (Post Office)
Cash - 0.50%
Reload notes:
Bank transfers onto account: Free
Post Office loads: 0.50% fee will apply to the total amount paid in (min fee £3.00)
TRANSACTION FEES
Foreign transaction Fee: 2.99%
Purchase fee: Free
Internet Purchase fee: Free
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK): Free
ATM withdrawal fee (International): £3.00
ELIGIBILITY
You must be a UK resident and aged 18+
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

Caxton
Caxton Currency Card
Card fee
Free
Transaction fee
Free
UK ATM fee
£1.50
International ATM fee
Free
Monthly fee
Free
Great for
- Free multi-currency card. Hold 15 major currencies with no monthly fees, excellent rates and UK customer support
- Use your card fee-free* at over 35 million locations globally and pay zero fees on overseas ATM withdrawals
- The Caxton app lets you manage your finances from every corner of the globe. Check your balance, top up, or even block your card – at any time of day
But be aware that
- You need to load a minimum of £10 to receive the card
- The card needs to be activated online or via the app
- *Caxton does not charge overseas ATM fees, but some ATM providers may charge their own fees to use
More Details
THE BASICS
Card issuer: PSI-Pay Ltd pursuant to a license by Mastercard® International Incorporated
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
No fee on foreign transactions
Accepted online
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee - £2.00pm if there have been no transactions, card loads or balance switches in the previous 12 months
TRANSACTION FEES
Foreign transaction Fee - Free
Purchase fee - Free
Internet Purchase fee - Free
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.50
ATM withdrawal fee (International) - Free
ELIGIBILITY
You must be aged 18 or over
You must be a UK resident
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

Currensea
Travel Debit Card
Card fee
Free
Transaction fee
Free
UK ATM fee
UK ATM withdrawals not allowed
International ATM fee
Free
Monthly fee
Free
Great for
- The UK's first travel money card that connects directly to your high street bank account: no top-ups, no pre-pay, no leftover balance and no need to open a new bank account
- You can choose to contribute part of your savings on bank charges to plant trees or to recover ocean-bound plastics, helping offset the environmental impact associated with your travels
- Works with all leading high street banks and supports all currencies. No hidden fees like weekend or dormant charges
But be aware that
- You must be over 18 years old and have a UK bank account
- You can withdraw up to £1500 per month from international ATMs. UK ATM withdrawals not allowed
More Details
THE BASICS
Card issuer: Currensea
Card type: MasterCard
The card is valid for 60 months
BENEFITS
Online account management
No fee on foreign transactions
Accepted online
Benefits notes:
A new travel money card that connects directly to your high street bank account: no top-ups, no pre-pay. Works with all leading high street banks
You don't need an app or access to WiFi to operate the card
Supports all currencies
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee - n/a
Card fee notes:
0.50% markup above interbank or Mastercard rates, no transaction charges, saves up to 85% vs your high street bank
TRANSACTION FEES
Foreign transaction Fee - Free
Purchase fee - Free
Internet Purchase fee - Free
Transaction fee notes:
Zero transaction fees
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - UK ATM withdrawals not allowed
ATM withdrawal fee (International) - Free
ELIGIBILITY
You must be at least 18 years old
You must be a UK resident
You must have a UK high street bank account
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

FairFX
FairFX Currency Card
Card fee
Free
Transaction fee
Free
UK ATM fee
£1.00
International ATM fee
£1.00
Monthly Fee
Free
Great for
- Free multi-currency card that lets you hold 15 major currencies with no monthly fees
- Lock in some of the best rates available before you travel, or while you’re away, and spend in over 190 countries at 35 million locations*
- Earn at least 3.5% cashback at some of the UK's most popular high street retailers and supermarkets. T&Cs apply.
But be aware that
- You'll need to be a UK resident and aged 18 or over
- *1.75% fee applicable on transactions that are not in one of the 15 card currencies
- Card cancellation is free, but there is a £5 fee to redeem any remaining money left on the card
More Details
THE BASICS
Card issuer: Valitor Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Benefits notes:
One card with 15 currencies
Lock in great rates and spend in more than 190 countries, wherever Mastercard is accepted
Your funds are securely held in a safeguarded account with Citibank
A friendly, UK-based team are available 7 days a week, 365 days a year
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £6.00
Card cancellation fee - Free
Dormancy fee - £2.00 per month or currency equivalent on expired cards with leftover balances
Card fee notes:
No fees applied when you pay in the UK or in any of the 15 currencies
RELOAD OPTIONS (Online)
Debit Card - Free
Credit Card - Free
Reload notes:
Bank transfers onto account: Free
TRANSACTION FEES
Foreign transaction Fee - 1.75%
Purchase fee - Free
Internet Purchase fee - Free
Transaction fee notes:
A 1.75% out of currency fee is charged when you use the card in a different currency to what is held on the card – including ATM withdrawals
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.00
ATM withdrawal fee (International) - £1.00
ATM withdrawal fee notes:
When you use your card at an ATM, you may also be subject to applicable fees, surcharge rules, and regulations of the relevant ATM, or other financial institution or association
ELIGIBILITY
You must be a UK resident and aged 18+
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

Suits Me
Suits Me Essential
Transaction fee
£1.00
Monthly fee
Free
Card Fee
Free
UK ATM fee
£1.00
International ATM fee
£2.50
Great for
- You could be approved in under 10 minutes with no proof of address and no credit checks required
- Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
- Pay no monthly fee and manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
- You need to be a UK resident and aged 18 or over to open an account
- One-off activation fee of £5.00 is needed to start using your account
More Details
THE BASICS
Card issuer: PrePay Technologies Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Sort code & account number included
Benefits notes:
Apply online and you could get instant approval with no proof of address or credit checks
Account opening within 10 minutes where you'll gain instant access to your account number and sort code to start managing your money and finances
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee – n/a
Reload notes:
Bank transfer in from UK - £1.25
PayPoint - £2:30 + 2.6%. Maximum load of £250 per day
TRANSACTION FEES
Foreign transaction fee – n/a
Purchase fee - £1.00 plus 2% of the transaction value
Internet Purchase fee – Free
Transaction fee notes:
No UK transaction fees
International transaction fee: £1 plus 2% of the transaction value
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.50
ATM withdrawal fee (International) - £2.50 plus 2% of the transaction value
ELIGIBILITY
You must be a UK resident aged 18 or over
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

Suits Me
Premium Plus
Transaction fee
£1.97
Monthly fee
£9.97
Card fee
Free
UK ATM fee
Free
International ATM fee
£2.50
Great for
- You could be approved in under 10 minutes with no proof of address and no credit checks required
- Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
- Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
- You need to be a UK resident and aged 18 or over to open an account
More Details
THE BASICS
Card issuer: PrePay Technologies Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Sort code & account number included
Benefits notes:
Apply online and you could get instant approval with no proof of address or credit checks
Account opening within 10 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances
CARD FEES
Card application fee - Free
Monthly service fee - £9.97
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee – n/a
Reload notes:
PayPoint Load: £0.80 + 2.6%. Maximum load of £250 per day
Bank Transfer (UK): Maximum of £10,000
TRANSACTION FEES
Foreign transaction Fee - Free
Purchase fee - £1.97
Internet Purchase fee - £0
Transaction fee notes:
No UK transaction fees
European transaction fee (EUR, RON, SEK): 2.35% of the transaction value
International transaction fee (Other currencies): £1.97 plus 2.57% of the transaction value
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - Free
ATM withdrawal fee (International) - £2.50
UK ATM withdrawal fee notes:
4 free UK ATM withdrawals permitted per month
A fee of £1.12 per withdrawal is then applied
ELIGIBILITY
You must be a UK resident aged 18 or over
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

Suits Me
Suits Me Premium
Transaction fee
£1.97
Monthly fee
£4.97
Card fee
Free
UK ATM fee
£1.25
International ATM fee
£2.50
Great for
- You could be approved in under 10 minutes with no proof of address and no credit checks required
- Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
- Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
- You need to be a UK resident and aged 18 or over to open an account
More Details
THE BASICS
Card issuer: PrePay Technologies Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Sort code & account number included
Benefits notes:
Apply online and you could get instant approval with no proof of address or credit checks
Account opening within 10 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances
CARD FEES
Card application fee - Free
Monthly service fee - £4.97
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee – n/a
Reload notes:
PayPoint Load: £0.99 + 2.6%
PayPoint: £1.29+ 2.6%. Maximum load of £250 per day
Bank Transfer (UK): Maximum of £10,000
TRANSACTION FEES
Foreign transaction fee – n/a
Purchase fee - £1.97
Internet Purchase fee - Free
Transaction fee notes:
No UK transaction fees
European transaction fee (EUR, RON, SEK): 2.35% of the transaction value
International transaction fee (Other currencies): £1.97 plus 2.57% of the transaction value
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.25
ATM withdrawal fee (Europe) - £2.50 plus 2.35% of the transaction value
ATM withdrawal fee (International) - £2.50 plus 2.57% of the transaction value
ELIGIBILITY
You must be a UK resident aged 18 or over
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.
Prepaid cards are not eligible for protection under the Financial Services Compensation Scheme
What is a currency card?
A currency card is a type of prepaid card which allows you to make transactions abroad without expensive fees or charges. Depending on your location, you have a choice of currencies you can put on the card, including pounds, euros or US dollars. The currency loaded onto the card is fixed at that day's exchange rate.
Other currency prepaid cards
Like travellers cheques for the modern holidaymaker or business tripper, foreign currency prepaid cards offer a secure way to take your travel money away with you.
Some prepaid cards allow you to pre-load them with sterling and you can then use them for your holiday spending anywhere in the world, across multiple currencies. By doing so, you can side-step expensive foreign transaction fees charged by many debit and credit cards and, because you pre-load your card with cash in advance, it's ideal if you're on a budget.
Avoid foreign exchange charges
Most debit and credit cards charge high fees when you use them abroad. On purchases, for example, you'll usually have to fork out a foreign currency charge of between 2.75% and 2.99%, which means paying an extra £3 every time you spend £100.
And if you withdraw money from a cash machine, you will often face a further 2% to 3% charge, plus daily interest if you make a withdrawal using a credit card.
The good news, however, is that foreign currency prepaid cards charge either much lower overseas fees, or nothing at all.
When comparing deals, you just need to remember to look out for charges for loading money on to the card, as well as so-called 'inactivity' fees that can kick in if you don't use your card for a number of months.
Stick to a budget
It's easy to relax the purse-strings a little on holiday, but we can easily end up regretting it if our excess leads to a debt headache on our return.
However, unlike a credit card, or a debit card that allows you to go overdrawn, a prepaid card will only allow you to spend what you’ve put on it.
And that makes it a helpful tool for sticking to your holiday budget (although you may want to carry another form of payment in case of emergencies).
Stay secure
A small amount of local currency can be very useful when you arrive at your holiday destination.
But taking your entire budget in cash is very risky and could leave you in a sticky situation if your wallet, purse or bag gets stolen, for example. If, on the other hand, your foreign currency prepaid card is lost or stolen, all you need to do is contact the card provider immediately to cancel it and many providers will either issue you with emergency cash or even send out a replacement.
Find the best deal
With MoneySuperMarket, you can compare and apply for a range of foreign currency prepaid cards with ease. So take a look at our tables to ensure you're getting the right one for your particular needs.