Multi currency prepaid cards - Ordered by - Biggest saving to customers based on an £1000 load
with 10 purchases of £50 and five ATM transactions at £100 each.
Transaction fee
Free —
Monthly fee
Free —
Card fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- No fees or charges when spending abroad and withdrawing at ATMs
- Pre-load 15 different currencies onto your card, including GBP – giving you the ability to buy currency when the rate is at its best
- Check your balance, view your transactions, top up on the go and block your card if needed via the Caxton's app
- Using your card at ATMs and spending in the UK incurs a £1.50 fee. Fees do not apply outside of the UK
MONEYSUPERMARKET CUSTOMERS RECEIVE £40 CASHBACK ON LOADS OVER £1000. THIS OFFER IS ONLY AVAILABLE TO NEW CUSTOMERS THROUGH MONEYSUPERMARKET. T&CS APPLY.
Transaction fee
Free —
Monthly fee
Free —
Card fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- Free card when you load more than £50 onto the card.
- As a FairFX customer, you automatically earn 3.5% cashback every time you spend at selected high-street brands in the UK
- There is a £5.99 charge for a lost or stolen card replacement
- 1.4% foreign exchange fee
AS A NEW FAIRFX CUSTOMER APPLYING THROUGH MONEYSUPERMARKET, RECEIVE £5 WHEN YOU LOAD £500 OR MORE, OR £26 WHEN YOU LOAD £1,000 OR MORE. THIS OFFER IS ONLY AVAILABLE THROUGH MONEYSUPERMARKET.COM. T&CS APPLY.
Transaction fee
Free —
Monthly fee
Free —
Card fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- Spend abroad with no fees in over 130 currencies, with free international ATM withdrawals (£200 monthly allowance)
- Easy to use: sign up and start using in 60 seconds, with free load and unload with debit & credit card or bank transfer
- Buy crypto in one tap, send and receive from other users, split bills, manage your spending with budgeting tools, lock and unlock your card in one tap
- ATM withdrawal limit of £200 or local equivalent per month. Further withdrawals attract a 2% fee
- Outside of FX market hours (Saturday and Sunday), 0.5% fee applied to exchange rate to cover rate fluctuations. Specific fees apply for some smaller currencies - see revolut.com/fee-schedule for details
UNTIL 31 MARCH 2020, MONEYSUPERMARKET CUSTOMERS CAN RECEIVE A FREE REVOLUT CARD BY FOLLOWING THE ADJACENT LINK AND COMPLETING SIGN-UP
Transaction fee
Free —
Monthly fee
Free —
Card fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- You get £5 travel money free when you make a first load of £50 or more
- No ATM fees for withdrawals over £200 (or currency equivalent)
- Swap your GBP into 18 currencies at competitive exchange rates
- You must be a UK resident aged 18 or over
- ATM fees of £1.50 (or currency equivalent) apply for withdrawals under £200
- Commission of up to 2% is charged, depending on how quickly you ask WeSwap to complete your currency swap
As a MoneySuperMarket customer, get an extra £5 travel money when you join and load £50 or more. T&Cs apply
Transaction fee
Free —
Monthly fee
Free —
Card fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- Store up to 23 currencies on one prepaid Mastercard®
- Mobile app lets you top-up, check your balance and view recent transactions
- Accepted in 36 million locations in more than 200 countries
- If you have money left on your card a year after the card expires, a £2 monthly maintenance fee will apply. If there’s no balance remaining, you won’t be charged
- A 3% cross-border fee applies to certain countries – see T&Cs
- You must be a UK resident and be 18 years or over to open an account - Cash withdrawal fees apply
Transaction fee
Free —
Monthly fee
Free —
Card fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- FREE UK ATM Withdrawals, FREE Purchases, NO Monthly Fee
- Instant online approval. No credit check to apply
- iDraft up to £250 and £1000 Direct Debit cover available – subject to approval
- You must be a UK resident aged 18 or over
MoneySuperMarket customers receive £10 upon first load of £50. This offer is only available through MoneySuperMarket.com. T&Cs apply.
Transaction fee
Free —
Monthly fee
Free —
Card fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- No fees or charges when spending and withdrawing at ATMs abroad and in the UK
- Unlike some cards, you can exchange up to £25k a year with no FX mark-up
- Shop safely with purchase protection, get free home delivery on travel money (orders over £750) and exchange any unused currency commission-free
- You must be a UK resident aged 18 or over
- There is a £5 monthly fee or £55 a year upfront
Prepaid cards are not eligible for protection under the Financial Services Compensation Scheme
What is a currency card?
A currency card is a type of prepaid card which allows you to make transactions abroad without expensive fees or charges. Depending on your location, you have a choice of currencies you can put on the card, including pounds, euros or US dollars. The currency loaded onto the card is fixed at that day's exchange rate.
Other currency prepaid cards
Like travellers cheques for the modern holidaymaker or business tripper, foreign currency prepaid cards offer a secure way to take your travel money away with you.
Some prepaid cards allow you to pre-load them with sterling and you can then use them for your holiday spending anywhere in the world, across multiple currencies. By doing so, you can side-step expensive foreign transaction fees charged by many debit and credit cards and, because you pre-load your card with cash in advance, it's ideal if you're on a budget.
Avoid foreign exchange charges
Most debit and credit cards charge high fees when you use them abroad. On purchases, for example, you'll usually have to fork out a foreign currency charge of between 2.75% and 2.99%, which means paying an extra £3 every time you spend £100.
And if you withdraw money from a cash machine, you will often face a further 2% to 3% charge, plus daily interest if you make a withdrawal using a credit card.
The good news, however, is that foreign currency prepaid cards charge either much lower overseas fees, or nothing at all.
When comparing deals, you just need to remember to look out for charges for loading money on to the card, as well as so-called 'inactivity' fees that can kick in if you don't use your card for a number of months.
Stick to a budget
It's easy to relax the purse-strings a little on holiday, but we can easily end up regretting it if our excess leads to a debt headache on our return.
However, unlike a credit card, or a debit card that allows you to go overdrawn, a prepaid card will only allow you to spend what you’ve put on it.
And that makes it a helpful tool for sticking to your holiday budget (although you may want to carry another form of payment in case of emergencies).
Stay secure
A small amount of local currency can be very useful when you arrive at your holiday destination.
But taking your entire budget in cash is very risky and could leave you in a sticky situation if your wallet, purse or bag gets stolen, for example. If, on the other hand, your foreign currency prepaid card is lost or stolen, all you need to do is contact the card provider immediately to cancel it and many providers will either issue you with emergency cash or even send out a replacement.
Find the best deal
With MoneySuperMarket, you can compare and apply for a range of foreign currency prepaid cards with ease. So take a look at our tables to ensure you're getting the right one for your particular needs.