Skip to content

Pay as you go

Compare pay as you go prepaid cards

Updated: 22 Aug 2023

Pay-as-you-go prepaid cards are a great choice for parents keen to keep a lid on their children’s spending. Aimed mainly at teenagers and students, they have no monthly fee. You can find the best deals here on MoneySuperMarket.

Compare occasional cards - Ordered alphabetically A-Z

provider logo

Suits Me

Essential

  • Transaction fee

    Free

  • Monthly fee

    Free

  • Card fee

    Free

  • UK ATM fee

    £1.50

  • International ATM fee

    £2.50


Great for

  • You could be approved in under 3 minutes with no verified proof of address and no credit checks required
  • Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
  • Pay no monthly fee and manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account

But be aware that

  • You need to be a UK resident and aged 18 or over to open an account
More details

THE BASICS

  • Card issuer: PrePay Technologies Limited

  • Card type: MasterCard

  • The card is valid for 36 months

BENEFITS

  • Online account management

  • Accepted online

  • Sort code & account number included

Benefits notes:

  • Apply online and you could get instant approval with no verified proof of address or credit checks

  • Account opening within 3 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances

CARD FEES

  • Card application fee - Free

  • Monthly service fee - Free

  • Annual service fee - Free

  • Card replacement fee - £5.00

  • Card cancellation fee - Free

  • Dormancy fee – n/a

Reload notes:

  • Bank transfer in from UK - £1.25

  • PayPoint - £2.30 + 2.6% of transaction value

    TRANSACTION FEES

  • Foreign transaction fee – n/a

  • Purchase fee - Free

  • Internet Purchase fee - n/a

Transaction fee notes:

  • No UK transaction fees

  • Purchase fee: £1 plus 2% of the transaction value

  • International transaction fee (Other currencies): £1 plus 2% of the transaction value

ATM WITHDRAWAL FEES

  • ATM withdrawal fee (UK) - £1.50

  • ATM withdrawal fee (International) - £2.50 plus 2% of the transaction value

ELIGIBILITY

  • You must be a UK resident aged 18 or over

You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

provider logo

Suits Me

Premium

  • Transaction fee

    Free

  • Monthly fee

    £4.97

  • Card fee

    Free

  • UK ATM fee

    £1.25

  • International ATM fee

    £2.50


Great for

  • You could be approved in under 3 minutes with no verified proof of address and no credit checks required
  • Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
  • Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account

But be aware that

  • You need to be a UK resident and aged 18 or over to open an account
More details

THE BASICS

  • Card issuer: PrePay Technologies Limited

  • Card type: MasterCard

  • The card is valid for 36 months

BENEFITS

  • Online account management

  • Accepted online

  • Sort code & account number included

Benefits notes:

  • Apply online and you could get instant approval with no verified proof of address or credit checks

  • Account opening within 3 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances

CARD FEES

  • Card application fee - Free

  • Monthly service fee - £4.97

  • Annual service fee - Free

  • Card replacement fee - £5.00

  • Card cancellation fee - Free

  • Dormancy fee – n/a

Reload notes:

  • PayPoint: Cash top-up £1.29 + 2.6% At any UK PayPoint

  • Bank Transfer (UK): Maximum of £10,000

TRANSACTION FEES

  • Foreign transaction fee – n/a

  • Purchase fee - £1.97

  • Internet Purchase fee - Free

Transaction fee notes:

  • No UK transaction fees

  • European transaction fee (EUR, RON, SEK): 2.35% of the transaction value

  • International transaction fee (Other currencies): £1.97 plus 2.57% of the transaction value

ATM WITHDRAWAL FEES

  • ATM withdrawal fee (UK) - £1.25

  • ATM withdrawal fee (Europe) - £1.25 plus 2.35% of the transaction value

  • ATM withdrawal fee (International) - £2.50 plus 2.57% of the transaction value

ELIGIBILITY

  • You must be a UK resident aged 18 or over

You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

provider logo

Suits Me

Premium Plus

  • Transaction fee

    Free

  • Monthly fee

    £9.97

  • Card fee

    Free

  • UK ATM fee

    Free

  • International ATM fee

    £2.50


Great for

  • You could be approved in under 3 minutes with no verified proof of address and no credit checks required
  • Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
  • Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account

But be aware that

  • You need to be a UK resident and aged 18 or over to open an account
More details

THE BASICS

  • Card issuer: PrePay Technologies Limited

  • Card type: MasterCard

  • The card is valid for 36 months

BENEFITS

  • Online account management

  • Accepted online

  • Sort code & account number included

Benefits notes:

  • Apply online and you could get instant approval with no verified proof of address or credit checks

  • Account opening within 3 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances

CARD FEES

  • Card application fee - Free

  • Monthly service fee - £9.97

  • Annual service fee - Free

  • Card replacement fee - £5.00

  • Card cancellation fee - Free

  • Dormancy fee – n/a

Reload notes:

  • PayPoint Load: £0.80 + 2.6%. Maximum load of £250 per day

  • Bank Transfer (UK): Maximum of £10,000

TRANSACTION FEES

  • Foreign transaction Fee - Free

  • Purchase fee - £1.97

  • Internet Purchase fee - £0 

  • Transaction fee notes:

  • No UK transaction fees

  • European transaction fee (EUR, RON, SEK): 2.35% of the transaction value

  • International transaction fee (Other currencies): £1.97 plus 2.57% of the transaction value

ATM WITHDRAWAL FEES

  • ATM withdrawal fee (UK) - Free

  • ATM withdrawal fee (International) - £2.50

UK ATM withdrawal fee notes: 

  • 4 free UK ATM withdrawals permitted per month

  • A fee of £1.12 per withdrawal is then applied

ELIGIBILITY

  • You must be a UK resident aged 18 or over

You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.