Compare multi currency prepaid cards
Some prepaid cards allow you to load them up with sterling and then use them anywhere in the word. Ideal for your holiday spending, you'll avoid expensive foreign transaction charges and won't need to carry around lots of cash. Compare the best deals at MoneySuperMarket.
Multi currency prepaid cards - Ordered alphabetically A-Z
FairFX
FairFX Currency Card
Great for
- Free multi-currency card that lets you hold 20 major currencies with no monthly fees
- Lock in great rates before you travel, or while you’re away, and spend in over 190 countries at 35 million locations*
- Earn upto 3.5% cashback at some of the UK's most popular high street retailers and supermarkets. T&Cs apply.
But be aware that
- You'll need to be a UK resident and aged 18 or over
- *2.25% fee applicable on transactions that are not in one of the 20 card currencies
- Card cancellation is free, but there is a £5 fee to redeem any remaining money left on the card
More Details
THE BASICS
Card issuer: Valitor Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Card delivered to you within 5 working days, ready to use at home and abroad
Benefits notes:
One card with 20 currencies
Lock in great rates and spend in more than 190 countries, wherever Mastercard is accepted
Your funds are securely held in a safeguarded account with Citibank
A friendly, UK-based team are available 7 days a week, 365 days a year
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £6.00
Card cancellation fee - Free
Dormancy fee - £2.00 per month or currency equivalent on expired cards with leftover balances
Card fee notes:
No fees applied when you pay in the UK or in any of the 20 currencies
RELOAD OPTIONS
Debit Card - Free
Credit Card - Free
Reload notes:
Bank transfers onto account: Free
TRANSACTION FEES
Foreign transaction Fee - 2.25%
Purchase fee - Free
Internet Purchase fee - Free
Transaction fee notes:
A 2.25% out of currency fee is charged when you use the card in a different currency to what is held on the card – including ATM withdrawals
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.00
ATM withdrawal fee (International) - £1.00
ATM withdrawal fee notes:
When you use your card at an ATM, you may also be subject to applicable fees, surcharge rules, and regulations of the relevant ATM, or other financial institution or association
ELIGIBILITY
You are advised to check the product Terms and Conditions for information relating to interest rates, fees and charges
MoneySuperMarket customers receive £10 upon first load of £50. This offer is only available through MoneySuperMarket.com. T&Cs apply
Cashplus
Cashplus Prepaid MasterCard (Freedom)
Great for
- FREE UK ATM Withdrawals, FREE Purchases, NO Monthly Fee
- Instant online approval. No credit check to apply
- Up to £500 Overdraft - subject to approval
But be aware that
- You must be a UK resident aged 18 or over
More Details
THE BASICS
Card issuer: APS Financial Ltd
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
24 hour service
Accepted online
Sort code & account number included
Benefits notes:
Free UK ATM withdrawals
Free UK purchases
Free to set up Direct Debits and standing orders
Free purchase protection
CARD FEES
Card application fee - £9.95
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £5.95
Card cancellation fee - N/A
Dormancy fee - No dormancy fees
Card fee notes:
No UK purchase fees
RELOAD OPTIONS (Online)
Cash - Free
RELOAD OPTIONS (Post Office)
Cash - 0.50%
Reload notes:
Bank transfers onto account: Free
Post Office loads: 0.50% fee will apply to the total amount paid in (min fee £3.00)
TRANSACTION FEES
Foreign transaction Fee: 2.99%
Purchase fee: Free
Internet Purchase fee: Free
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK): Free
ATM withdrawal fee (International): £3.00
ELIGIBILITY
You must be a UK resident and aged 18+
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.
Currensea
Travel Debit Card
Card fee
Free
Transaction fee
Free
UK ATM fee
UK ATM withdrawals not allowed
International ATM fee
Free
Monthly fee
Free
Great for
- The UK's first travel money card that connects directly to your high street bank account: no top-ups, no pre-pay, no leftover balance and no need to open a new bank account
- You can choose to contribute part of your savings on bank charges to plant trees or to recover ocean-bound plastics, helping offset the environmental impact associated with your travels
- Works with all leading high street banks and supports all currencies. No hidden fees like weekend or dormant charges
But be aware that
- You must be over 18 years old and have a UK bank account
- You can withdraw up to £1500 per month from international ATMs. UK ATM withdrawals not allowed
More Details
THE BASICS
Card issuer: Currensea
Card type: MasterCard
The card is valid for 60 months
BENEFITS
Online account management
No fee on foreign transactions
Accepted online
Benefits notes:
A new travel money card that connects directly to your high street bank account: no top-ups, no pre-pay. Works with all leading high street banks
You don't need an app or access to WiFi to operate the card
Supports all currencies
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee - n/a
Card fee notes:
0.50% markup above interbank or Mastercard rates, no transaction charges, saves up to 85% vs your high street bank
TRANSACTION FEES
Foreign transaction Fee - Free
Purchase fee - Free
Internet Purchase fee - Free
Transaction fee notes:
Zero transaction fees
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - UK ATM withdrawals not allowed
ATM withdrawal fee (International) - Free
ELIGIBILITY
You must be at least 18 years old
You must be a UK resident
You must have a UK high street bank account
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.
Suits Me
Premium Plus
Great for
- You could be approved in under 10 minutes with no proof of address and no credit checks required
- Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
- Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
- You need to be a UK resident and aged 18 or over to open an account
More Details
THE BASICS
Card issuer: PrePay Technologies Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Sort code & account number included
Benefits notes:
Apply online and you could get instant approval with no proof of address or credit checks
Account opening within 10 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances
CARD FEES
Card application fee - Free
Monthly service fee - £9.97
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee – n/a
Reload notes:
PayPoint Load: £0.80 + 2.6%. Maximum load of £250 per day
Bank Transfer (UK): Maximum of £10,000
TRANSACTION FEES
Foreign transaction Fee - Free
Purchase fee - £1.97
Internet Purchase fee - £0
Transaction fee notes:
No UK transaction fees
European transaction fee (EUR, RON, SEK): 2.35% of the transaction value
International transaction fee (Other currencies): £1.97 plus 2.57% of the transaction value
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - Free
ATM withdrawal fee (International) - £2.50
UK ATM withdrawal fee notes:
4 free UK ATM withdrawals permitted per month
A fee of £1.12 per withdrawal is then applied
ELIGIBILITY
You must be a UK resident aged 18 or over
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.
Suits Me
Premium
Great for
- You could be approved in under 10 minutes with no proof of address and no credit checks required
- Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
- Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
- You need to be a UK resident and aged 18 or over to open an account
More Details
THE BASICS
Card issuer: PrePay Technologies Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Sort code & account number included
Benefits notes:
Apply online and you could get instant approval with no proof of address or credit checks
Account opening within 10 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances
CARD FEES
Card application fee - Free
Monthly service fee - £4.97
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee – n/a
Reload notes:
PayPoint: Cash top-up £1.29 + 2.6% At any UK PayPoint
Bank Transfer (UK): Maximum of £10,000
TRANSACTION FEES
Foreign transaction fee – n/a
Purchase fee - £1.97
Internet Purchase fee - Free
Transaction fee notes:
No UK transaction fees
European transaction fee (EUR, RON, SEK): 2.35% of the transaction value
International transaction fee (Other currencies): £1.97 plus 2.57% of the transaction value
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.25
ATM withdrawal fee (Europe) - £1.25 plus 2.35% of the transaction value
ATM withdrawal fee (International) - £2.50 plus 2.57% of the transaction value
ELIGIBILITY
You must be a UK resident aged 18 or over
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.