What is a prepaid travel card?
A prepaid card for your travels saves you from carrying large amounts of cash abroad. Here’s how they work...
Everyday prepaid cards
A simpler way to manage your everyday spending
No impact on your credit score. Eligibility criteria, fees and charges apply. Prepaid cards aren’t protected by the Financial Services Compensation Scheme (FSCS).
Suits Me
Essential
Great for
-
You could be approved in under 3 minutes with no verified proof of address and no credit checks required
-
Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
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Pay no monthly fee and manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
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You need to be a UK resident and aged 18 or over to open an account
Suits Me
Premium
Great for
-
You could be approved in under 3 minutes with no verified proof of address and no credit checks required
-
Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
-
Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
-
You need to be a UK resident and aged 18 or over to open an account
Suits Me
Premium Plus
Great for
-
You could be approved in under 3 minutes with no verified proof of address and no credit checks required
-
Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
-
Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
-
You need to be a UK resident and aged 18 or over to open an account
What is an everyday prepaid card?
An everyday prepaid card lets you load money onto a card before you spend it. You can then use it much like a debit card to pay online, shop in-store or withdraw cash—wherever the card is accepted.
Because you can only spend the money available on the card, it can be a useful way to manage your budget without borrowing or using an overdraft.
How do prepaid cards work?
Once you’ve opened an account, you add money to your card using one of the payment methods offered by the provider. Your purchases and withdrawals are deducted from the balance, and you can top it up again when you need to.
Many prepaid cards also come with an app, helping you check your balance, review transactions and manage your money on the go.
Who could an everyday prepaid card suit?
An everyday prepaid card could be worth considering if you:
Want a simple way to control your spending
Don’t have, or don’t want to use a traditional bank account
Would prefer a card that doesn’t offer credit or an overdraft
Want to separate everyday spending from your main account
Have had difficulty opening a standard current account
What should I look out for?
Prepaid card fees and features vary between providers. Before applying, check for monthly charges, card fees, cash withdrawal costs and any fees for adding money or using the card abroad.
Prepaid cards aren’t credit cards, so using one won’t normally build your credit history. They also aren’t protected by the Financial Services Compensation Scheme (FSCS).
Reviewed on 1 Sep 2026
Selected providers. SuperSaveClub restrictions and T&Cs apply. Click here for details.
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
