Compare everyday prepaid cards
Everyday prepaid cards do just what they say on the tin. All you need to do is load them up with money and then use them just like cash or a debit or credit card. And you can compare the best options with MoneySuperMarket.
Prepaid cards for Everyday use - Ordered alphabetically A-Z
FairFX
FairFX Currency Card
Great for
- Free multi-currency card that lets you hold 20 major currencies with no monthly fees
- Lock in great rates before you travel, or while you’re away, and spend in over 190 countries at 35 million locations*
- Earn upto 3.5% cashback at some of the UK's most popular high street retailers and supermarkets. T&Cs apply.
But be aware that
- You'll need to be a UK resident and aged 18 or over
- *2.25% fee applicable on transactions that are not in one of the 20 card currencies
- Card cancellation is free, but there is a £5 fee to redeem any remaining money left on the card
More details
THE BASICS
Card issuer: Equals Money International Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Card delivered to you within 5 working days, ready to use at home and abroad
Benefits notes:
One card with 20 currencies
Lock in great rates and spend in more than 190 countries, wherever Mastercard is accepted
Your funds are securely held in a safeguarded account with Citibank UK Limited, Royal Bank of Scotland or Barclays Bank PLC
A friendly team are available 7 days a week
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £6.00
Card cancellation fee - Free
Dormancy fee - £2.00 per month or currency equivalent on expired cards with leftover balances
Card fee notes:
No fees applied when you pay in the UK or in any of the 20 currencies
RELOAD OPTIONS
Debit Card - Free
Credit Card - Free
Reload notes:
Bank transfers onto account: Free
TRANSACTION FEES
Foreign transaction Fee - 2.25%
Purchase fee - Free
Internet Purchase fee - Free
Transaction fee notes:
A 2.25% out of currency fee is charged when you use the card in a different currency to what is held on the card – including ATM withdrawals
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.00
ATM withdrawal fee (International) - £1.00
ATM withdrawal fee notes:
When you use your card at an ATM, you may also be subject to applicable fees, surcharge rules, and regulations of the relevant ATM, or other financial institution or association
ELIGIBILITY
You are advised to check the product Terms and Conditions for information relating to interest rates, fees and charges
FairFX accounts don’t fall under the Financial Services Compensation Scheme, instead your money is protected via safeguarding. FairFX hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets
Suits Me
Essential
Great for
- You could be approved in under 3 minutes with no verified proof of address and no credit checks required
- Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
- Pay no monthly fee and manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
- You need to be a UK resident and aged 18 or over to open an account
More details
THE BASICS
Card issuer: PrePay Technologies Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Sort code & account number included
Benefits notes:
Apply online and you could get instant approval with no verified proof of address or credit checks
Account opening within 3 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee – n/a
Reload notes:
Bank transfer in from UK - £1.25
PayPoint - £2.00 + 1.5% of transaction value
TRANSACTION FEES
Foreign transaction fee – £1.97 + 2.57% of transaction value
Purchase fee - Free
Internet Purchase fee - n/a
Transaction fee notes:
Point of sales (POS) transactions in the UK are free. Foreign non-GBP transactions are charged at the above fee rate
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.50
ATM withdrawal fee (International) - £2.50 plus 2.57% of the transaction value
ATM withdrawal fee notes
Balance enquiries at £0.50 per request
ELIGIBILITY
You must be a UK resident aged 18 or over
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.
Suits Me
Premium
Great for
- You could be approved in under 3 minutes with no verified proof of address and no credit checks required
- Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
- Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
- You need to be a UK resident and aged 18 or over to open an account
More details
THE BASICS
Card issuer: PrePay Technologies Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Sort code & account number included
Benefits notes:
Apply online and you could get instant approval with no verified proof of address or credit checks
Account opening within 3 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances
CARD FEES
Card application fee - Free
Monthly service fee - £4.97
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee – £1.00 if your balance is £1.00 or more and £0.20 if your balance is less than £1.00
Reload notes:
PayPoint: Cash top-up £1.00 + 1.5% At any UK PayPoint
Bank Transfer (UK): Maximum of £10,000
TRANSACTION FEES
Foreign transaction fee – £1.97 + 2.57%
Purchase fee - £1.97
Internet Purchase fee - Free
Transaction fee notes:
No UK transaction fees
European transaction fee (EUR, RON, SEK): 2.35% of the transaction value
International transaction fee (Other currencies): £1.97 plus 2.57% of the transaction value
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.25
ATM withdrawal fee (Europe) - £1.25 plus 2.35% of the transaction value
ATM withdrawal fee (International) - £2.50 plus 2.57% of the transaction value
ATM WITHDRAWAL FEE NOTES
Balance enquiries at £0.24 per request
ELIGIBILITY
You must be a UK resident aged 18 or over
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.
Suits Me
Premium Plus
Great for
- You could be approved in under 3 minutes with no verified proof of address and no credit checks required
- Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
- Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account
But be aware that
- You need to be a UK resident and aged 18 or over to open an account
More details
THE BASICS
Card issuer: PrePay Technologies Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Sort code & account number included
Benefits notes:
Apply online and you could get instant approval with no verified proof of address or credit checks
Account opening within 3 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances
CARD FEES
Card application fee - Free
Monthly service fee - £9.97
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee – £1.00 if your balance is £1.00 or more and £0.20 if your balance is less than £1.00
Reload notes:
PayPoint Load: £0.80 + 1.5%. Maximum load of £250 per day
Bank Transfer (UK): Maximum of £10,000
TRANSACTION FEES
Foreign transaction Fee - £1.97 +2.57%
Purchase fee - £1.97
Internet Purchase fee - £0
Transaction fee notes:
No UK transaction fees
European transaction fee (EUR, RON, SEK): 2.35% of the transaction value
International transaction fee (Other currencies): £1.97 plus 2.57% of the transaction value
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - First 4 ATM withdrawal are free per month, then £1.25 thereafter per each withdrawal
ATM withdrawal fee (International) - First 4 ATM withdrawal are free per month, then £2.50 + 2.57% thereafter per each withdrawal
UK ATM withdrawal fee notes:
4 free UK ATM withdrawals permitted per month
A fee of £1.25 per withdrawal is then applied
ELIGIBILITY
You must be a UK resident aged 18 or over
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.
Prepaid cards are not eligible for protection under the Financial Services Compensation Scheme
