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Everyday

Compare everyday prepaid cards

Updated: 27 Sep 2023

Everyday prepaid cards do just what they say on the tin. All you need to do is load them up with money and then use them just like cash or a debit or credit card. And you can compare the best options with MoneySuperMarket.

Prepaid cards for Everyday use - Ordered alphabetically A-Z

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FairFX

FairFX Currency Card

  • Card fee

    Free

  • Transaction fee

    Free

  • UK ATM fee

    £1.00

  • International ATM fee

    £1.00

  • Monthly Fee

    Free


Great for

  • Free multi-currency card that lets you hold 20 major currencies with no monthly fees
  • Lock in great rates before you travel, or while you’re away, and spend in over 190 countries at 35 million locations*
  • Earn upto 3.5% cashback at some of the UK's most popular high street retailers and supermarkets. T&Cs apply.

But be aware that

  • You'll need to be a UK resident and aged 18 or over
  • *2.25% fee applicable on transactions that are not in one of the 20 card currencies
  • Card cancellation is free, but there is a £5 fee to redeem any remaining money left on the card
More details

THE BASICS

  • Card issuer: Valitor Limited

  • Card type: MasterCard

  • The card is valid for 36 months

BENEFITS

  • Online account management

  • Accepted online

  • Card delivered to you within 5 working days, ready to use at home and abroad

Benefits notes:

  • One card with 20 currencies 

  • Lock in great rates and spend in more than 190 countries, wherever Mastercard is accepted

  • Your funds are securely held in a safeguarded account with Citibank

  • A friendly, UK-based team are available 7 days a week, 365 days a year

CARD FEES

  • Card application fee - Free

  • Monthly service fee - Free

  • Annual service fee - Free

  • Card replacement fee - £6.00

  • Card cancellation fee - Free

  • Dormancy fee - £2.00 per month or currency equivalent on expired cards with leftover balances 

Card fee notes: 

  • No fees applied when you pay in the UK or in any of the 20 currencies

RELOAD OPTIONS

  • Debit Card - Free

  • Credit Card - Free

Reload notes:

Bank transfers onto account: Free

TRANSACTION FEES

  • Foreign transaction Fee - 2.25%

  • Purchase fee - Free

  • Internet Purchase fee - Free 

Transaction fee notes:

A 2.25% out of currency fee is charged when you use the card in a different currency to what is held on the card – including ATM withdrawals

ATM WITHDRAWAL FEES

  • ATM withdrawal fee (UK) - £1.00

  • ATM withdrawal fee (International) - £1.00

ATM withdrawal fee notes: 

  • When you use your card at an ATM, you may also be subject to applicable fees, surcharge rules, and regulations of the relevant ATM, or other financial institution or association

ELIGIBILITY

You are advised to check the product Terms and Conditions for information relating to interest rates, fees and charges

Start of the results
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Suits Me

Essential

  • Transaction fee

    Free

  • Monthly fee

    Free

  • Card fee

    Free

  • UK ATM fee

    £1.50

  • International ATM fee

    £2.50


Great for

  • You could be approved in under 10 minutes with no proof of address and no credit checks required
  • Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
  • Pay no monthly fee and manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account

But be aware that

  • You need to be a UK resident and aged 18 or over to open an account
More details

THE BASICS

  • Card issuer: PrePay Technologies Limited

  • Card type: MasterCard

  • The card is valid for 36 months

BENEFITS

  • Online account management

  • Accepted online

  • Sort code & account number included

Benefits notes:

  • Apply online and you could get instant approval with no proof of address or credit checks

  • Account opening within 10 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances

CARD FEES

  • Card application fee - Free

  • Monthly service fee - Free

  • Annual service fee - Free

  • Card replacement fee - £5.00

  • Card cancellation fee - Free

  • Dormancy fee – n/a

Reload notes:

  • Bank transfer in from UK - £1.25

  • PayPoint - £2.30 + 2.6% of transaction value

    TRANSACTION FEES

  • Foreign transaction fee – n/a

  • Purchase fee - Free

  • Internet Purchase fee - n/a

Transaction fee notes:

  • No UK transaction fees

  • Purchase fee: £1 plus 2% of the transaction value

  • International transaction fee (Other currencies): £1 plus 2% of the transaction value

ATM WITHDRAWAL FEES

  • ATM withdrawal fee (UK) - £1.50

  • ATM withdrawal fee (International) - £2.50 plus 2% of the transaction value

ELIGIBILITY

  • You must be a UK resident aged 18 or over

You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

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Suits Me

Premium

  • Transaction fee

    Free

  • Monthly fee

    £4.97

  • Card fee

    Free

  • UK ATM fee

    £1.25

  • International ATM fee

    £2.50


Great for

  • You could be approved in under 10 minutes with no proof of address and no credit checks required
  • Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
  • Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account

But be aware that

  • You need to be a UK resident and aged 18 or over to open an account
More details

THE BASICS

  • Card issuer: PrePay Technologies Limited

  • Card type: MasterCard

  • The card is valid for 36 months

BENEFITS

  • Online account management

  • Accepted online

  • Sort code & account number included

Benefits notes:

  • Apply online and you could get instant approval with no proof of address or credit checks

  • Account opening within 10 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances

CARD FEES

  • Card application fee - Free

  • Monthly service fee - £4.97

  • Annual service fee - Free

  • Card replacement fee - £5.00

  • Card cancellation fee - Free

  • Dormancy fee – n/a

Reload notes:

  • PayPoint: Cash top-up £1.29 + 2.6% At any UK PayPoint

  • Bank Transfer (UK): Maximum of £10,000

TRANSACTION FEES

  • Foreign transaction fee – n/a

  • Purchase fee - £1.97

  • Internet Purchase fee - Free

Transaction fee notes:

  • No UK transaction fees

  • European transaction fee (EUR, RON, SEK): 2.35% of the transaction value

  • International transaction fee (Other currencies): £1.97 plus 2.57% of the transaction value

ATM WITHDRAWAL FEES

  • ATM withdrawal fee (UK) - £1.25

  • ATM withdrawal fee (Europe) - £1.25 plus 2.35% of the transaction value

  • ATM withdrawal fee (International) - £2.50 plus 2.57% of the transaction value

ELIGIBILITY

  • You must be a UK resident aged 18 or over

You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

provider logo

Suits Me

Premium Plus

  • Transaction fee

    Free

  • Monthly fee

    £9.97

  • Card fee

    Free

  • UK ATM fee

    Free

  • International ATM fee

    £2.50


Great for

  • You could be approved in under 10 minutes with no proof of address and no credit checks required
  • Get exclusive access to Suits Me's cashback rewards programme where you'll earn up to 15% cashback instore and online at many top UK retailers
  • Manage your money and finances on the go, with the free, safe and secure Suits Me mobile banking app and online banking account

But be aware that

  • You need to be a UK resident and aged 18 or over to open an account
More details

THE BASICS

  • Card issuer: PrePay Technologies Limited

  • Card type: MasterCard

  • The card is valid for 36 months

BENEFITS

  • Online account management

  • Accepted online

  • Sort code & account number included

Benefits notes:

  • Apply online and you could get instant approval with no proof of address or credit checks

  • Account opening within 10 minutes where you'll gain instant access to your account number and sort code, and mobile and online banking to start managing your money and finances

CARD FEES

  • Card application fee - Free

  • Monthly service fee - £9.97

  • Annual service fee - Free

  • Card replacement fee - £5.00

  • Card cancellation fee - Free

  • Dormancy fee – n/a

Reload notes:

  • PayPoint Load: £0.80 + 2.6%. Maximum load of £250 per day

  • Bank Transfer (UK): Maximum of £10,000

TRANSACTION FEES

  • Foreign transaction Fee - Free

  • Purchase fee - £1.97

  • Internet Purchase fee - £0 

  • Transaction fee notes:

  • No UK transaction fees

  • European transaction fee (EUR, RON, SEK): 2.35% of the transaction value

  • International transaction fee (Other currencies): £1.97 plus 2.57% of the transaction value

ATM WITHDRAWAL FEES

  • ATM withdrawal fee (UK) - Free

  • ATM withdrawal fee (International) - £2.50

UK ATM withdrawal fee notes: 

  • 4 free UK ATM withdrawals permitted per month

  • A fee of £1.12 per withdrawal is then applied

ELIGIBILITY

  • You must be a UK resident aged 18 or over

You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

Prepaid cards are not eligible for protection under the Financial Services Compensation Scheme