Compare prepaid Dollar cards
If you’re going to the United States on holiday, a dollar prepaid card could be a welcome addition to your wallet. Avoid carrying around lots of cash and side-step expensive foreign transaction charges by comparing the best dollar prepaid cards at MoneySuperMarket.
Prepaid cards for Dollars - Ordered alphabetically A-Z

Caxton
Caxton Currency Card
Card fee
Free
Transaction fee
Free
UK ATM fee
£1.50
International ATM fee
Free
Monthly fee
Free
Great for
- Free multi-currency card. Hold 15 major currencies with no monthly fees, excellent rates and UK customer support
- Use your card fee-free* at over 35 million locations globally and pay zero fees on overseas ATM withdrawals
- The Caxton app lets you manage your finances from every corner of the globe. Check your balance, top up, or even block your card – at any time of day
But be aware that
- You need to load a minimum of £10 to receive the card
- The card needs to be activated online or via the app
- *Caxton does not charge overseas ATM fees, but some ATM providers may charge their own fees to use
More Details
THE BASICS
Card issuer: PSI-Pay Ltd pursuant to a license by Mastercard® International Incorporated
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
No fee on foreign transactions
Accepted online
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee - £2.00pm if there have been no transactions, card loads or balance switches in the previous 12 months
TRANSACTION FEES
Foreign transaction Fee - Free
Purchase fee - Free
Internet Purchase fee - Free
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.50
ATM withdrawal fee (International) - Free
ELIGIBILITY
You must be aged 18 or over
You must be a UK resident
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

Currensea
Travel Debit Card
Card fee
Free
Transaction fee
Free
UK ATM fee
UK ATM withdrawals not allowed
International ATM fee
Free
Monthly fee
Free
Great for
- The UK's first travel money card that connects directly to your high street bank account: no top-ups, no pre-pay, no leftover balance and no need to open a new bank account
- You can choose to contribute part of your savings on bank charges to plant trees or to recover ocean-bound plastics, helping offset the environmental impact associated with your travels
- Works with all leading high street banks and supports all currencies. No hidden fees like weekend or dormant charges
But be aware that
- You must be over 18 years old and have a UK bank account
- You can withdraw up to £1500 per month from international ATMs. UK ATM withdrawals not allowed
More Details
THE BASICS
Card issuer: Currensea
Card type: MasterCard
The card is valid for 60 months
BENEFITS
Online account management
No fee on foreign transactions
Accepted online
Benefits notes:
A new travel money card that connects directly to your high street bank account: no top-ups, no pre-pay. Works with all leading high street banks
You don't need an app or access to WiFi to operate the card
Supports all currencies
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £5.00
Card cancellation fee - Free
Dormancy fee - n/a
Card fee notes:
0.50% markup above interbank or Mastercard rates, no transaction charges, saves up to 85% vs your high street bank
TRANSACTION FEES
Foreign transaction Fee - Free
Purchase fee - Free
Internet Purchase fee - Free
Transaction fee notes:
Zero transaction fees
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - UK ATM withdrawals not allowed
ATM withdrawal fee (International) - Free
ELIGIBILITY
You must be at least 18 years old
You must be a UK resident
You must have a UK high street bank account
You are advised to check the lenders Terms & Conditions for information relating to interest rates, fees and charges.

FairFX
FairFX Currency Card
Card fee
Free
Transaction fee
Free
UK ATM fee
£1.00
International ATM fee
£1.00
Monthly Fee
Free
Great for
- Free multi-currency card that lets you hold 15 major currencies with no monthly fees
- Lock in some of the best rates available before you travel, or while you’re away, and spend in over 190 countries at 35 million locations*
- Earn at least 3.5% cashback at some of the UK's most popular high street retailers and supermarkets. T&Cs apply
But be aware that
- You'll need to be a UK resident and aged 18 or over
- *1.75% fee applicable on transactions that are not in one of the 15 card currencies
- Card cancellation is free, but there is a £5 fee to redeem any remaining money left on the card
More Details
THE BASICS
Card issuer: Valitor Limited
Card type: MasterCard
The card is valid for 36 months
BENEFITS
Online account management
Accepted online
Card delivered to you within 5 working days, ready to use at home and abroad
Benefits notes:
One card with 15 currencies
Lock in great rates and spend in more than 190 countries, wherever Mastercard is accepted
Your funds are securely held in a safeguarded account with Citibank
A friendly, UK-based team are available 7 days a week, 365 days a year
CARD FEES
Card application fee - Free
Monthly service fee - Free
Annual service fee - Free
Card replacement fee - £6.00
Card cancellation fee - Free
Dormancy fee - £2.00 per month or currency equivalent on expired cards with leftover balances
Card fee notes:
No fees applied when you pay in the UK or in any of the 15 currencies
RELOAD OPTIONS
Debit Card - Free
Credit Card - Free
Reload notes:
Bank transfers onto account: Free
TRANSACTION FEES
Foreign transaction Fee - 1.75%
Purchase fee - Free
Internet Purchase fee - Free
Transaction fee notes:
A 1.75% out of currency fee is charged when you use the card in a different currency to what is held on the card – including ATM withdrawals
ATM WITHDRAWAL FEES
ATM withdrawal fee (UK) - £1.00
ATM withdrawal fee (International) - £1.00
ATM withdrawal fee notes:
When you use your card at an ATM, you may also be subject to applicable fees, surcharge rules, and regulations of the relevant ATM, or other financial institution or association
ELIGIBILITY
You are advised to check the product Terms and Conditions for information relating to interest rates, fees and charges
Prepaid cards are not eligible for protection under the Financial Services Compensation Scheme
Organising US dollars for a holiday in the States is pretty familiar to many of us: it’s the second most popular destination for trips, according to single trip travel insurance quotes on MoneySuperMarket* And while you may have taken out cash for your last trip, it’s highly likely that you’ll be considering a prepaid card for your travel money this time.
Dollar prepaid cards
Dollar prepaid cards offer the same convenience as a debit or credit card, but charges are typically much lower, as these cards are specifically designed for overseas use. Once you’ve spent the dollars you’ve loaded on to the card, you can top it up whenever you want to and, if you lose it, you can cancel the card and be issued with a replacement or emergency cash.
Lower charges
If you’re one of the 22.82% of people who take more than one overseas holiday per year*, a prepaid card could be even more beneficial for you. That’s because foreign exchange fees can soon mount up when you use a debit or credit card in the USA - but you may be able to avoid these fees with a dollar prepaid card.
Many dollar prepaid cards are transaction-fee free, and some will let you withdraw dollars at an ATM for free, up to a certain limit. But with a debit or credit card you could be charged a foreign currency charge of between 2.75% and 2.99%, which means if you spent $100, you'd pay around $3 extra. On top of this, if you withdraw cash on your debit or credit card, you'll face an additional fee of around 2% to 3% and, with a credit card, you'll pay interest from the day you take out the cash.
This doesn’t mean that a dollar prepaid card is always free to use. You need to be careful when choosing a prepaid currency card, because there are other fees to think about – some cards will charge you when you load funds on to the card, while others will charge an 'inactivity' fee if you don't use it for a number of months. There could also be a replacement fee to pay if you want to replace your card the next year. It’s always advisable to read the small print to make exactly sure it’s the right move for you and your holiday spending plans.
Limit your spending
It’s all too easy to overspend when you’re abroad, and if you take a debit or credit card on holiday you can dip into your overdraft before you know it, or end up borrowing more than you’d planned. The beauty of a prepaid card is that you can only spend the dollars that you’ve put on it, making it especially useful if you’re trying to keep to a budget.
Make currency movements work for you
You can also use your dollar prepaid card to take advantage of favourable exchange rates in the run up to your visit to the States. Try to load your card when the exchange rate is in your favour, so that you get more bang for your buck.
Remember however, that if you load the card with dollars well in advance of your trip and the pound strengthens, you won’t be able to benefit as you locked into the exchange rate at the time. But, of course, if the pound weakens, you will be in a better position, as your dollars will be worth more.
Security advantages of prepaid cards
Taking cash with you on holiday is always risky – it only takes one pickpocket to potentially ruin your holiday. Although travel insurance does often cover cash you carry around on holiday, but it generally caps out at between £200 and £300. This means that if you carry more than the equivalent maximum in US dollars and you were to have your wallet stolen, you would risk being uninsured or only able to claim for the maximum amount.
This concern, coupled with the fact that you can pay with cards almost everywhere in America, means that carrying cash is a risky way to manage your spending.
If you use a prepaid currency card instead, you can cancel a lost or stolen card immediately by contacting the card provider and you may be able to get emergency cash or be sent a replacement card as soon as possible.
Another security concern while spending abroad is the risk of having your card cloned, and your bank account drained while you’re away. A prepaid card limits this risk, because if it were to happen then you’d only lose the balance of the card. However, if you fell victim to this kind of crime, you may find it more challenging to recover the money stolen from a prepaid card.
Some prepaid cards also come with apps that alert you every time a dollar is spent. This is an invaluable tool for the more security conscious traveller, because the instant notifications will warn you when money is being spent – and if you didn’t make the transaction, you may be able to freeze the card immediately via the app.
Compare prepaid dollar cards
With MoneySuperMarket you can compare a range of dollar prepaid cards to ensure you're getting the right one for you. Each card has their own benefits, from fee-free withdrawal limits, to bonus travel money when you load a certain amount.
Make sure you compare the card and transaction fee, and the UK and international ATM fees to get an understanding of what it will cost you to use the prepaid dollar card. You should also compare the exchange rate, to see how many dollars you can get for your budget.
Make sure you read the ‘great for’ points listed with each prepaid card above, as this gives you a great summary of the benefits of each specific card. And pay close attention to the ‘be aware that’ points, as this highlights any potential limitations of the card. When you think you’ve found the right solution for your next trip, always review the details of it before you sign up.
*According to quotes run on MoneySuperMarket between January and May 2018