Compare English Bulldog pet insurance from £13.29

Do I need English Bulldog pet insurance?

Pet insurance is not a legal requirement in the UK. But it can financially protects you if your English Bulldog is hurt or involved in an incident.

English Bulldog insurance can cover costs in the following situations:

Your English Bulldog is ill, injured, or needs to be put down
Your English Bulldog is lost or stolen
Your English Bulldog harms someone or their property (including their pets)

Cheapest monthly price

£13

.29^

Average monthly price

£30

.09^

Are English Bulldogs expensive to insure?

English Bulldogs are more expensive to insure. This is because of the predisposition to health problems, including breathing issues and obesity.

Pet insurers may also charge more for pedigree breeds like English Bulldogs because they cost more to replace and are more attractive to thieves.

The average cost of dog insurance is £13.16^{^} a month. English Bulldogs insurance, in contrast, costs an average of £30.09^{^} a month.

What impacts the cost of pet insurance?

Some factors that change the price you pay for pet insurance are:

The type of cover you select
Your pet's age
Your pet's breed
If your pet has any history of aggression
If your pet has any pre-existing medical conditions
Your location
Your claim history

On average, owners of aggressive pets pay 8.50%^{^} more for their pet insurance. A pet that has had complaints made about it will cost its owners 6.34%^{^} more.

How can I get cheaper pet insurance?

Some ways to reduce the price of your pet insurance premiums include:

Compare quotes
Select a multi-pet policy
Select an accident-only policy
Maintain your pet's health
Increase your excess
Pay annually
Spay or neuter your pet

Spaying or neutering your pets will reduce your insurance costs by an average of 0.56%^{^} on average.

You can find much bigger savings of up to 44.23%^{^} by selecting an accident-only insurance policy, but you will get much more limited cover.

How much is the average pet insurance claim?

£685^

According to the Association of British Insurers (ABI)

Lifetime cover

Protects your pet for life, as long as the policy is renewed each year.
📍 83%^{^} of customers choose lifetime pet insurance
Maximum benefit

Sets limits on how much you can claim for any given illness or injury.
Time limited cover

Covers your pet for a specific period of time (usually 12 months).
Accident only cover

The cheapest option, but it only covers accidents, not illnesses.
📍 Accident only policies are 44.23%^{^} cheaper on average

Which pet insurance do I need?

Claim type	Claim amount
Skin Allergies	£146^{^}
Allergy of unknown cause	£168^{^}
Undiagnosed skin condition	£158^{^}
Lymphoma	£552^{^}
Otitis	£235^{^}

Will my pet insurance cover all these illnesses and accidents?

Accident-only policies cover injuries like fractured bone but not illnesses such as lymphatic issues. So if your English Bulldog developed lymphoma, you’d be paying an average of £552^{^} yourself.

Time-limited and maximum benefit policies do cover illnesses, but only for a set time or amount. Once that runs out, chronic and recurring conditions like skin allergies are no longer covered. That could mean repeated out-of-pocket costs of £146^{^} .

Lifetime policies reset the vet fees limit each year, so you can keep claiming for ongoing conditions. The downside is premiums usually increase each year, and switching insurer means losing cover for existing conditions.

Typically covered

✔ Vet bills e.g. medicines, treatments and prescriptions
✔ Hospital visits
✔ Diagnosing illnesses e.g. consultations, X-rays, MRIs
✔ Dental treatment for accidents, like breaking a tooth
✔ Alternative therapies e.g. hydrotherapy or acupuncture (when recommended by a vet)
✔ Euthanasia (putting pets down)
✔ Lost and stolen pets e.g. advertising, rewards, refund of purchase price
✔ Third party liability cover e.g. your dog harms someone or their property
✔ Emergency boarding fees e.g. if you are unexpectedly hospitalised
Not typically covered

✖ Pre-existing conditions
✖ Routine care e.g. pet vaccinations, boosters, regular check-ups
✖ Routine dental treatment including routine check-ups
✖ Fleas and worming
✖ Neutering or spaying
✖ Elective or cosmetic treatments
✖ Cremation and burial
✖ Training and obedience classes
✖ Banned breeds or dog breeds classed as dangerous
✖ Unvaccinated or unmicrochipped animals

More information

Can I get pet insurance if my English Bulldog has a pre-existing condition?

Yes. You can cover most pre-existing conditions if you take out specialist pet insurance. These policies will almost certainly be pricier than standard policies.

Can I get pet insurance if my English Bulldog is aggressive?

Yes, pet insurers will usually still cover your English Bulldog if they sometimes bite or otherwise act aggressively. But you will probably have to pay higher insurance premiums.

What health issues do English Bulldog have?

English Bulldogs are prone to getting the following medical issues:

Breathing issues
Skin infections
Obesity

Are English Bulldogs an aggressive dog breed?

English Bulldogs are typically known for their friendly and gentle nature. They can show some aggression if feeling threatened by unfamiliar dogs.

Only 0.4%^{^} of English Bulldogs owners report that their English Bulldogs show signs of aggression such as tackling or biting other people or pets.

As with any breed socialisation, stimulation and exercise can help to avoid any changes in temperament.

Our expert says…

While opting for a cheaper pet insurance policy might save you a few pounds a month, it's a good idea to consider what the policy covers and the actual cost of veterinary care if your pet gets sick.
According to the ABI, the average pet insurance claim in the UK was £685^{^} in 2024. That's significantly higher than the average annual cost of cover for a dog (£162^{^} ) or cat (£92.39^{^} ).
And while that’s the average, some conditions can be far more expensive. For example, treatment for elbow dysplasia, a common condition in large dog breeds, can cost over £50,000, according to the ABI.

Lauren Chong Pet Insurance Expert

Do English Bulldogs make for good pets?

English Bulldogs can make amazing family pets. They are known for their loyal, gentle and patient nature making them particularly good with children.

With all dogs they should be supervised around children, especially visitors to ensure safe interactions

What is the life expectancy of an English Bulldog?

The average lifespan of an English Bulldog is shorter then average medium sized dog breeds. Their propensity to medical issues mean that they 8-10 years is average.

Do I need to get my English Bulldog microchipped?

Yes. In the UK it is a legal requirement that all dogs are microchipped and registered before they are eight weeks old.

If you do not microchip your dog you can be fined up to £500.

What is the daily healthcare for an English Bulldog?

English Bulldogs require a daily routine to aid in their long term health.

Care needs to be taken to not allow them to become obese, two meals a day is adequate along with some treats for training. Refer to the manufacturers guidelines on how much to give your English Bulldog.

Regular short walks, taking care in very hot sun and a mixture of surfaces including pavements to help keep their nails short.

Keeping their face folds clean is essential so should be cleaned regularly. An appropriate nappy rash type cream can be used if you notice any soreness and a spot of dog friendly oil should be used on their noses if they become dry.

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