Lifetime cover
Protects your pet for life, as long as the policy is renewed each year.
📍 82%
Quotes from £13.97
Pet insurance is not a legal requirement in the UK. But it can financially protects you if your English Bulldog is hurt or involved in an incident.
English Bulldog insurance can cover costs in the following situations:
Your English Bulldog is ill, injured, or needs to be put down
Your English Bulldog is lost or stolen
Your English Bulldog harms someone or their property (including their pets)
English Bulldogs are more expensive to insure. This is because of the predisposition to health problems, including breathing issues and obesity.
Pet insurers may also charge more for pedigree breeds like English Bulldogs because they cost more to replace and are more attractive to thieves.
The average cost of dog insurance is £13.13
Some factors that change the price you pay for pet insurance are:
The type of cover you select
Your pet's age
Your pet's breed
If your pet has any history of aggression
If your pet has any pre-existing medical conditions
Your location
Your claim history
On average, owners of aggressive pets pay 8.50%
Some ways to reduce the price of your pet insurance premiums include:
Compare quotes
Select a multi-pet policy
Select an accident-only policy
Maintain your pet's health
Increase your excess
Pay annually
Spay or neuter your pet
Spaying or neutering your pets will reduce your insurance costs by an average of 0.56%
You can find much bigger savings of up to 44.23%
According to the Association of British Insurers (ABI)
There are four main types of English Bulldog pet insurance:
Protects your pet for life, as long as the policy is renewed each year.
📍 82%
Sets limits on how much you can claim for any given illness or injury.
Covers your pet for a specific period of time (usually 12 months).
The cheapest option, but it only covers accidents, not illnesses.
📍 Accident only policies are 44.23%
These are the 5 most common claims made on English Bulldog pet insurance, according to The Insurance Emporium.
Claim type | Claim amount |
|---|---|
Skin Allergies | £146^ |
Allergy of unknown cause | £168^ |
Undiagnosed skin condition | £158^ |
Lymphoma | £552^ |
Otitis | £235^ |
Accident-only policies cover injuries like fractured bone but not illnesses such as lymphatic issues. So if your English Bulldog developed lymphoma, you’d be paying an average of £552
Time-limited and maximum benefit policies do cover illnesses, but only for a set time or amount. Once that runs out, chronic and recurring conditions like skin allergies are no longer covered. That could mean repeated out-of-pocket costs of £146
Lifetime policies reset the vet fees limit each year, so you can keep claiming for ongoing conditions. The downside is premiums usually increase each year, and switching insurer means losing cover for existing conditions.
Cover varies by provider and policy, so always check your insurance documents.
✔ Vet bills e.g. medicines, treatments and prescriptions
✔ Hospital visits
✔ Diagnosing illnesses e.g. consultations, X-rays, MRIs
✔ Dental treatment for accidents, like breaking a tooth
✔ Alternative therapies e.g. hydrotherapy or acupuncture (when recommended by a vet)
✔ Euthanasia (putting pets down)
✔ Lost and stolen pets e.g. advertising, rewards, refund of purchase price
✔ Third party liability cover e.g. your dog harms someone or their property
✔ Emergency boarding fees e.g. if you are unexpectedly hospitalised
✖ Routine care e.g. pet vaccinations, boosters, regular check-ups
✖ Routine dental treatment including routine check-ups
✖ Fleas and worming
✖ Elective or cosmetic treatments
✖ Cremation and burial
✖ Training and obedience classes
✖ Banned breeds or dog breeds classed as dangerous
✖ Unvaccinated or unmicrochipped animals
Yes. You can cover most pre-existing conditions if you take out specialist pet insurance. These policies will almost certainly be pricier than standard policies.
Yes, pet insurers will usually still cover your English Bulldog if they sometimes bite or otherwise act aggressively. But you will probably have to pay higher insurance premiums.
English Bulldogs are prone to getting the following medical issues:
Breathing issues
Skin infections
Obesity
English Bulldogs are typically known for their friendly and gentle nature. They can show some aggression if feeling threatened by unfamiliar dogs.
Only 0.4%
As with any breed socialisation, stimulation and exercise can help to avoid any changes in temperament.
While opting for a cheaper pet insurance policy might save you a few pounds a month, it's a good idea to consider what the policy covers and the actual cost of veterinary care if your pet gets sick.
According to the ABI, the average pet insurance claim in the UK was £685
^ in 2024. That's significantly higher than the average annual cost of cover for a dog (£163.68^ ) or cat (£93.03^ ).And while that’s the average, some conditions can be far more expensive. For example, treatment for elbow dysplasia, a common condition in large dog breeds, can cost over £50,000, according to the ABI.
Lauren Chong Pet Insurance Expert
English Bulldogs can make amazing family pets. They are known for their loyal, gentle and patient nature making them particularly good with children.
With all dogs they should be supervised around children, especially visitors to ensure safe interactions
The average lifespan of an English Bulldog is shorter then average medium sized dog breeds. Their propensity to medical issues mean that they 8-10 years is average.
Yes. In the UK it is a legal requirement that all dogs are microchipped and registered before they are eight weeks old.
If you do not microchip your dog you can be fined up to £500.
English Bulldogs require a daily routine to aid in their long term health.
Care needs to be taken to not allow them to become obese, two meals a day is adequate along with some treats for training. Refer to the manufacturers guidelines on how much to give your English Bulldog.
Regular short walks, taking care in very hot sun and a mixture of surfaces including pavements to help keep their nails short.
Keeping their face folds clean is essential so should be cleaned regularly. An appropriate nappy rash type cream can be used if you notice any soreness and a spot of dog friendly oil should be used on their noses if they become dry.
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Reviewed on 29 Apr 2026
Based on the 10th percentile of monthly premiums our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote.
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
SuperSaveClub restrictions and T&Cs apply. Click here for details.
Based on the Insurance Emporium's claims data, July-December 2025
Based on the Insurance Emporium's claims data, July-December 2025
Accurate as of 22 April 2026.
Based on The Insurance Emporium's claims data, January to December 2025
Based on The Insurance Emporium's claims data, January to December 2025
Based on the volume of dog insurance quotes created on MoneySuperMarket between April 2024 and March 2026.
Based on the 51 percentile of monthly premiums our customers were quoted less than £13.13 per month for dog insurance based on quotes created on MoneySuperMarket in the month of March 2026 where only 1 pet was included in the quote and the pet didnt have pre-existing medical conditions
Based on the 51st percentile of monthly premiums our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Percentage of sold polices where the user searched for a covertype of LIFETIME. Using Moneysupermarket policies sold between January 2026 and March 2026.
Source: Association of British Insurers (ABI), 2025, 'Insurance payouts for ‘pawly’ pets top £1 billion for third year in a row' https://www.abi.org.uk/news/news-articles/2025/5/insurance-payouts-for-pawly-pets-top-1-billion-for-third-year-in-a-row/
Based on the median annual premium our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote and more less than 1 year old.
Based on the median annual premium our customers were quoted per month for cat insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote and more less than 1 year old.
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
T&Cs and restrictions apply, see here for more information
Based on The Insurance Emporium's claims data, July-December 2025
Based on the Insurance Emporium's claims data, July-December 2025
Based on the Insurance Emporium's claims data, July-December 2025
Based on The Insurance Emporium's claims data, July-December 2025
Based on the Insurance Emporium's claims data, July-December 2025
T&Cs and restrictions apply, see here for more information
T&Cs apply, click here for more information