Lifetime cover
Protects your pet for life, as long as the policy is renewed each year.
📍 82%
Quotes from £4.17
Pet insurance is not a legal requirement in the UK. But it can financially protects you if your Dachshund is hurt or involved in an incident.
Dachshund insurance can cover costs in the following situations:
Your Dachshund is ill, injured, or needs to be put down
Your Dachshund is lost or stolen
Your Dachshund harms someone or their property (including their pets)
Different types of Dachshunds can be more expensive to insurance compared the average smaller dog. This is mainly due to their susceptibility to back issues which could lead to costly treatments and rehabilitation.
The average cost of dog insurance is £13.13
Some factors that change the price you pay for pet insurance are:
The type of cover you select
Your pet's age
Your pet's breed
If your pet has any history of aggression
If your pet has any pre-existing medical conditions
Your location
Your claim history
On average, owners of aggressive pets pay 8.50%
Some ways to reduce the price of your pet insurance premiums include:
Compare quotes
Select a multi-pet policy
Select an accident-only policy
Maintain your pet's health
Increase your excess
Pay annually
Spay or neuter your pet
Spaying or neutering your pets will reduce your insurance costs by an average of 0.56%
You can find much bigger savings of up to 44.23%
According to the Association of British Insurers (ABI)
There are four main types of Dachshund pet insurance:
Protects your pet for life, as long as the policy is renewed each year.
📍 82%
Sets limits on how much you can claim for any given illness or injury.
Covers your pet for a specific period of time (usually 12 months).
The cheapest option, but it only covers accidents, not illnesses.
📍 Accident only policies are 44.23%
These are the 5 most common claims made on Dachshund pet insurance, according to The Insurance Emporium.
Claim type | Claim amount |
|---|---|
Intervertebral Disc Extrusion | £3,733^ |
Back pain | £64^ |
Undiagnosed Mass | £489^ |
Allergy of unknown cause | £120^ |
Gastroenteritis | £451^ |
Accident-only policies cover injuries like fractured bone but not illnesses such as digestive issues. So if your Dachshund developed gastroenteritis , you’d be paying an average of £451
Time-limited and maximum benefit policies do cover illnesses, but only for a set time or amount. Once that runs out, chronic and recurring conditions like back pain are no longer covered. That could mean repeated out-of-pocket costs of £64
Lifetime policies reset the vet fees limit each year, so you can keep claiming for ongoing conditions. The downside is premiums usually increase each year, and switching insurer means losing cover for existing conditions.
Cover varies by provider and policy, so always check your insurance documents.
✔ Vet bills e.g. medicines, treatments and prescriptions
✔ Hospital visits
✔ Diagnosing illnesses e.g. consultations, X-rays, MRIs
✔ Dental treatment for accidents, like breaking a tooth
✔ Alternative therapies e.g. hydrotherapy or acupuncture (when recommended by a vet)
✔ Euthanasia (putting pets down)
✔ Lost and stolen pets e.g. advertising, rewards, refund of purchase price
✔ Third party liability cover e.g. your dog harms someone or their property
✔ Emergency boarding fees e.g. if you are unexpectedly hospitalised
✖ Routine care e.g. pet vaccinations, boosters, regular check-ups
✖ Routine dental treatment including routine check-ups
✖ Fleas and worming
✖ Elective or cosmetic treatments
✖ Cremation and burial
✖ Training and obedience classes
✖ Banned breeds or dog breeds classed as dangerous
✖ Unvaccinated or unmicrochipped animals
Yes. You can cover most pre-existing conditions if you take out specialist pet insurance. These policies will almost certainly be pricier than standard policies.
Yes, pet insurers will usually still cover your Dachshund if they sometimes bite or otherwise act aggressively. But you will probably have to pay higher insurance premiums.
Dachsunds dogs are generally seen as a healthy breed but they can be prone to getting the following medical issues:
Back issues (IVDD)
Obesity
Eye problems
Seizures
Dachshunds can be prone to aggressive behaviour, especially towards strangers and other dogs. Only 0.6%
While opting for a cheaper pet insurance policy might save you a few pounds a month, it's a good idea to consider what the policy covers and the actual cost of veterinary care if your pet gets sick.
According to the ABI, the average pet insurance claim in the UK was £685
^ in 2024. That's significantly higher than the average annual cost of cover for a dog (£163.68^ ) or cat (£93.03^ ).And while that’s the average, some conditions can be far more expensive. For example, treatment for elbow dysplasia, a common condition in large dog breeds, can cost over £50,000, according to the ABI.
Lauren Chong Pet Insurance Expert
Dachshunds can make good pets. They can be affectionate, loyal and make good family dogs.
They do have a tendency to be very vocal and stubborn so early training and socialisation is key.
Dachshunds are also prone to spinal problems so although playful and boisterous you will need to monitor their exercise levels to ensure long term health.
Dachshunds typically have a lifespan of 12 to 16 years, but some can live longer,. There have been reports of the breed even living into their 20s.
This can vary depending on factors such as genetics, overall health, diet, exercise, and veterinary care.
Yes. In the UK it is a legal requirement that all dogs are microchipped and registered before they are eight weeks old.
If you do not microchip your dog you can be fined up to £500.
Dachshunds should not be allowed to become overweight, not only because of general health issue but to avoid strain to their long backs.
They do like their food so you will have to be the responsible one and always keep food well out of their reach. Only give the recommended amount as advised by the manufacturer of your quality nutritious food.
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YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
Based on the 10th percentile of monthly premiums our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote.
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Source: Association of British Insurers (ABI), 2025, 'Insurance payouts for ‘pawly’ pets top £1 billion for third year in a row' https://www.abi.org.uk/news/news-articles/2025/5/insurance-payouts-for-pawly-pets-top-1-billion-for-third-year-in-a-row/
Based on the 51st percentile of monthly premiums our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between January 2026 and March 2026 where only 1 pet was included in the quote.