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Home & Van Insurance Expert

David McDermottroe

Our in-house expert on all things home insurance, David is responsible for managing relationships with our partner insurers and has broad knowledge of the ins and outs of the home insurance market. With one ear to the ground on the latest developments in the industry he’s well placed to provide the most relevant advice for customers looking for a better deal or advice on their home, buildings or contents cover.

David says:

“With interest rates and premiums rising it’s more important than ever to ensure customers can find the best deals for their situation. We constantly review our guidance and partner offers to ensure you can shop around and save potentially hundreds of pounds on your premiums.”

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David McDermottroe

David's Experience

Coming from a commercial marketing background, David understands the importance of both the customer and the relationship with commercial partners. He aims to provide MoneySuperMarket's customers with the best possible experience whilst working with partners to get customers the best possible deals.

David's recent coverage

Expertise

  • Home insurance

  • Gadget insurance

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News & Guides
  • How to Change Your Home Insurance ProviderNeed some advice before you're ready to switch? Not sure what's to be gained by switching? Read on and we'll walk you through it.
  • How to Value Your Contents for Home InsuranceAll the help you need to ensure your home contents policy offers enough cover, including how to audit your possessions and best practice for high value items.
  • Does home insurance cover carpets?Does carpet damage come under home contents insurance or buildings insurance? And which types of carpets are covered? Read on and we'll make sense of it all for you
  • Chancel repair liability Does your property require you to pay for chancel repairs? How do you find out? And what kind of cover is available to protect you from unexpected bills? We take a look.
  • Tenants' liability insuranceTenants liability cover is well worth considering if you're in rental accommodation, purely for peace of mind it affords you. We take a look at what it covers. And what it won't.
  • Specialist home insuranceIs your home at a particular risk of flooding? Maybe you live in a listed building of historical significance? That could mean you require a specialist home insurance policy. Read on and we'll fill you in.
  • Plumbing and drainage coverA blocked drain or burst pipe is never welcome and can be costly to put right if you don’t have insurance. But does your buildings insurance cover it or is it worth taking out a specialist policy for added protection? Our guide takes a look
  • Storage insuranceIf you’re keeping your belongings in a storage unit, you’ll want to make sure they’re safe. Storage insurance can help keep your possessions covered.
  • Neighbour damage insuranceEven though it’s almost always accidental, your neighbours can sometimes be the cause of serious damage to your property. This is how to make sure you’re insured
  • Renovation insuranceWhile MoneySuperMarket may not currently offer this specific financial product, utilising our platform to compare home insurance policies post-renovation can lead you to the perfect policy that reflects your home's new value and features.
  • Cost of home insurance Find out how to calculate your home insurance cost before comparing quotes with MoneySuperMarket
  • Engagement and wedding ring insuranceThey can be some of your most precious and valuable possessions, so vow to make sure your engagement and wedding ring are covered should they be lost, damaged or stolen.
  • What does home insurance cover?This guide aims to provide you with an in-depth understanding of home insurance, its various forms, and how you can choose the best policy for your needs.
  • Insurance for buying a houseYour house is probably your biggest ever investment, so it’s important to get the right insurance in place to cover it.
  • Home insurance claims guideWith almost a quarter of home insurance claims rejected every year, it’s important that you get the correct level of cover for your home – and understand how to make a successful claim.
  • Tablet insuranceFinding cost-effective tablet insurance for your device can offer invaluable peace of mind. Here’s how to find the our best quotes available.
  • Insurance for pet damageIf you own a pet, it pays to check your home insurance policy to see exactly what you're covered for
  • High-value home and contents insuranceStandard home insurance won’t automatically cover items valued at over a certain amount – find out when you need to declare separate items or look for specialist cover
  • New-for-old contents coverWith new-for-old contents insurance, you can claim enough to replace damaged or stolen possessions with brand new replacements. Here’s everything you need to know
  • Home insurance with criminal convictionsYou can find home insurance for people with criminal convictions, but it may cost you more than a standard policy. Here’s everything you need to know
  • Non-standard home insuranceIf your home has unique features like a thatched roof or timber frames, it’s considered a non-standard property and it won’t be covered by a standard insurance policy. Read our guide to find out what else makes a home a non-standard property, and why you should consider specialist cover.
  • Holiday home insuranceIf you’re lucky enough to own a second home, holiday home insurance can keep your property protected – even when you’re not there
  • Fire and home insuranceBuildings insurance and contents insurance offer vital protection if there’s a fire at your home
  • What Is Home Insurance Renewal?Whether you have buildings insurance, contents insurance, or both, most of us pay for some kind of home insurance. But when the annual policy comes to an end, should we let it auto-renew, or is it better to shop around for a more suitable deal?
  • Storm damage insuranceHere’s what you need to know about protecting your home. Stormy weather can damage buildings such as houses and block of flats. Here’s everything you need to know about protecting your home
  • Lodgers insuranceHow does a lodger affect your home insurance, and what insurance do lodgers need?
  • Annual vs monthly home insuranceAll you need to know about any extra payments on monthly home insurance
  • Home insurance legal coverLegal protection cover is one of many add-ons you can buy with your home insurance. But what does it do?
  • Home insurance single item limits explainedWhat does single item limit insurance mean and what impact does it have on your contents insurance? Understanding this will help you protect your high value items and make sure you’re not left short when it comes to a claim, as our guide explains
  • How much does student accommodation cost?More goes into the cost of student accommodation than rent payments, and for students that may be living away from home for the first time there is a lot to learn. We'll tell you all about what goes into to the cost of staying in student accommodation.
  • Home insurance for collectorsKeen collector? Make sure you have the correct cover in place with our handy guide.
  • Home insurance and burglar alarmsWhile there’s no guarantee having a house alarm will cut the cost of your home insurance, installing insurance-approved alarm systems undoubtedly improves the security of your home.
  • Moving house insuranceMoving home can be stressful. From buying and selling to packing up and transporting your belongings to an unfamiliar property, there is plenty that can go wrong – which is why it’s a good idea to have the right home insurance in place and have peace of mind
  • Shed insuranceWhen it comes to insuring your home, it’s all too easy to forget about your shed – but the chances are it contains valuable items. This guide explains why it is worth insuring your shed, how to secure your belongings and how to make sure that your contents are adequately covered.
  • UK Student University Living CostsThe cost of university isn’t always just tuitions fees, but also accommodation, bills and more. Learn what these are and how to save money. 
  • Subsidence home insuranceIf you’re concerned about subsidence in your home, you might benefit from a home policy with subsidence insurance – here’s what you need to know
  • Garden insuranceGreen-fingered gardeners can spend thousands of pounds making their garden a place they enjoy spending time. And so, gardens can be an easy target for thieves. If you have expensive plants, furniture or tools, you may need to pay more to protect them.
  • Thatched roof home insuranceIf your home has a thatched roof, you may need to turn to a specialist insurer to get the cover you need
  • Insurance for your artIf you have fine art or collect antiques, then these are likely to be among the most valuable items you own. But many standard home insurance policies may not provide the required level of cover.
  • Student rights when rentingIf this is your first time renting, there is a lot that you need to know. We will help you understand your rights as a student tenant if you’re renting and walk you through the basics of living away from home.
  • Japanese knotweed insuranceJapanese knotweed can cause massive structural damage to your home – and affect your ability to claim on your home insurance
  • Working from home insuranceWorking from home has become much more common thanks to the popularity of hybrid working patterns. But do you need special insurance to work from home?
  • How much is my house worth?Even if you're not planning to sell your house, there are many good reasons to know how much it's worth. This guide will help you understand why, and work out that magic number.
  • Accidental damage home insuranceAccidents can happen at any time, but insuring yourself against accident damage can protect you against repair and replacement costs – compare policies today
  • Solar panels and home insuranceIf you have solar panels installed on your home, it's important to have the right sort of insurance in place
  • Cracks in wallsIt’s normal for houses to have a few cracks in their walls and in some cases, you'll only need to redecorate, but certain situations may need more work and possibly a buildings insurance claim. Here we explain how to fix any cracks you find and when your insurer will need to be involved.
  • Burglary and theft home insuranceDid you know if your area has a high crime rate, your home and contents insurance premium could be higher? We explain what areas of the UK are most affected by burglary and how you can make your home more secure to get cheaper home insurance.
  • Burst pipe and water leak insuranceA burst water pipe or leak can leave an expensive mess to clear up – here’s how home insurance can protect you and your wallet
  • Home insurance with previous claimsIf you’ve claimed on your home insurance in the past, your new home insurance quote will probably be higher when you come to renew – here’s what you can do about it.
  • Moving house checklistThere’s always a lot going on when moving. Our helpful checklist for moving into a new home will make sure you don’t miss anything important.
  • Flat insuranceIf you own a house, you will have considered taking out home insurance to cover both the building and your personal belongings. While it isn’t much different when you live in a flat, there are a few extra things to consider
  • Fan caves: The superfans dedicating their homes to their passion Whether it’s a tattoo, a themed wedding, or dedicating an entire room in your house to your favourite sports team or literary franchise, superfans often find creative ways to demonstrate their commitment to the cause. 
  • Shared home contents insuranceContents insurance can be trickier to work out if you live in shared housing – here's what you need to know