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Travel insurance for Poland

Compare travel insurance for Poland from £0.73^

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Written by  Rebecca Goodman
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Reviewed by  Collette Shackleton
10 min read
Updated: 10 Sep 2025

Key takeaways

  • The average cost of travel insurance for Poland is£8.82^

  • Travel insurance can protect you from medical emergencies, trip cancellations, lost luggage, and more.

  • If you're planning an extended stay, a multi-trip travel insurance policy might be more cost-effective than multiple single-trip policies.

Poland

Do I need travel insurance for Poland?

Holiday insurance is not a legal requirement. But without it you will be personally responsible for paying all the costs if something goes wrong with your trip.

Travel insurance can financially protect you if your holiday to Poland is unexpectedly cancelled, you need medical treatment while travelling, or your valuables are lost, damaged or stolen.

According to the latest data from the Association of British Insurers:

  • British residents had to make 574,000^ claims on their travel insurance in 2023

  • The average claim amount was £972^ and the average medical claim £1,750^

  • In contrast, you can find travel insurance to Poland from just £0.73^

What type of travel insurance do I need for Poland?

Poland is covered under European travel insurance policies. The specific type of policy you need depends on your travel plans:

One trip to Poland only

If you are only visiting Poland, choose single-trip travel insurance and select Poland as your destination.

One trip to Poland and other countries

Combining a holiday in Poland with visits to other countries, perhaps a backpacking trip around Eastern Europe?

Single-trip travel insurance can cover multiple countries as long as:

You will need to choose European cover for Poland but if you're travelling to countries outside of Europe, you'll need worldwide cover.

Several holidays throughout the year

You might save money by selecting an annual multi-trip travel insurance policy. This will also cover you for staycations in the UK.

Travelling with a medical condition

You can get travel insurance with a pre-existing medical condition, but it may be more expensive than a standard policy.

How much is travel insurance for Poland?

The table shows the average prices paid by our customers for holidays to Poland this year. Average price means 51% of customers paid this amount or less. Cheapest price means 10% of customers paid this price or less.

Cheapest price

Average price

£0.73^

£8.82^

Can I get last minute travel insurance for Poland?

Yes, it is possible to get last-minute travel insurance up to the day of your departure, although not all insurance providers will offer this.

Compare last-minute travel insurance quotes | Cover from just £3.77^

Is it cheaper to buy travel insurance closer to my departure date?

No, it is usually more expensive to buy travel insurance last-minute.

If possible you should buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your holiday to Poland.

What should my travel insurance policy for Poland include?

🚩 Different travel insurance policies have different inclusions and exclusions. You should always read your documents and check what you're covered for.

Standard travel insurance will usually cover:

  • Illness and accidents

  • Trip and activity cancellations

  • Lost luggage (including your passport)

  • Theft including pickpocketing

  • Repatriation (bringing you home if you are seriously injured, ill or dead)

  • Personal liability (you are responsible for accidentally harming someone or their property)

What isn't covered by travel insurance forPoland?

Typical exclusions include:

  • Undeclared pre-existing medical conditions

  • 'Unforeseeable' disasters including terrorism, war, strikes and natural disasters

  • Alcohol and drug-related incidents

  • Travel to areas advised against by the government (found on the FCDO website)

  • Adventure or winter sports

💡 Top tip: You can upgrade your insurance to include add-ons like winter sports, gadget cover and travel disruption cover.

Remember your excess!

Your excess is the amount of money you must pay towards any insurance claim you make. It is a fixed amount regardless of the claim size and it is set in advance when you take out your policy.

Increasing your excess can lower the cost of your policy, but make any claims less affordable.

Medical care in Poland

British citizens can get some necessary state healthcare in Poland for free with a Global Health Insurance Card (GHIC).

However, the UK government and the NHS advise that Britons with GHICs still take out comprehensive travel insurance when they visit Poland, as the health insurance cards do not cover all medical situations and costs.

Will my EHIC/GHIC cover me in Poland?

Yes, you can still use Global Health Insurance Cards (GHIC) or unexpired European Health Insurance Cards (EHIC) to get some free healthcare in Poland.

GHICs are replacing EHICs, which will be phased out as they expire. UK residents can get a GHIC for free from the NHS website. The cards are valid for up to 5 years.

Can I get travel insurance for Poland if I have a pre-existing medical condition?

Yes, you can get travel insurance cover with a pre-existing medical condition, but it may be more expensive than a standard policy.

A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. It includes mental health conditions and disabilities.

You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.

Compare medical conditions travel insurance quotes | Cover from just £4.83^

Do I need a visa to visit Poland?

🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.

You will not need a visa for visiting Poland if you have a full UK passport. You are allowed into Poland, or any country within the Schengen area, for up to 90 days in any 180-day period.

During this time you can visit as a tourist, see family and friends, attend business meetings, cultural or sports events or for short-term studies or training.

Do I need vaccinations to visit Poland?

🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.

The NHS Fit for Travel website recommends that your regular vaccinations are up to date before you travel to Poland, including your flu and Covid-19 vaccines if you are eligible for these.

Some tourists also have the following vaccinations before arriving in Poland: Diphtheria, Hepatitis A, Rabies, Tetanus, and Tick-borne Encephalitis.

What travel insurance do I need for skiing in Poland?

Your standard travel insurance policy will not usually cover you winter sports such as skiing. You will need to buy an add-on to make sure you’re covered for skiing, or any other winter sports activity.

This add-on will also cover you for things like your equipment and any days when you’re not able to get out on the slopes.

The average price our customers currently pay for insurance with winter sports is £48.27^ . Data based on the average price of travel insurance sold through MoneySuperMarket with winter sports cover in 2025.

What travel insurance do I need for hiking in Poland?

You may need to buy adventure sports cover for hiking in Poland. Standard travel insurance policies often will not cover more extreme activities like rock climbing, mountaineering or hiking above a certain height or in riskier locations.

You can add adventure sports cover to your existing travel insurance for a fee.

How do I claim on my travel insurance?

  • Report the incident you want to claim for to your insurer as soon as possible

  • If something is stolen, report it to the local police within 24 hours and get a report

  • Keep records of what has happened, including photos or videos and the contact details of anyone involved

Read our guide to making a claim on your travel insurance.

Find cheap Poland travel insurance with MoneySuperMarket

Compare quotes from different insurers to find the best price for the level of cover you want. Don't want this task on your to-do list? We can do the work for you, saving you time and money.

Plus, we offer our travel insurance customers rewards! Get a voucher worth up to £5[8]SuperSaveClub restrictions and T&Cs apply. Click here for details., a Free Days Out pass worth £180, and much more.

Just sign up to our free SuperSaveClub[9]SuperSaveClub restrictions and T&Cs apply. Click here for details. before you buy your travel policy.

Compare travel insurance quotes | Poland cover from just£0.73^

Author

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Rebecca Goodman

Personal Finance & Insurance Expert

Rebecca is an award-winning financial journalist with over a decade of experience writing for print and online media. Her mission is to take the jargon out of personal finance and to help everyone...

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Reviewer

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Collette Shackleton

Content Writer

Collette Shackleton is a highly skilled Content Writer who has over nine years’ experience creating helpful and engaging personal finance content for consumers. Collette shares her experience as a...

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Data based on the minimum price of travel insurance sold through MoneySuperMarket to Poland in 2025. Prices vary based on your personal details & circumstances.

Data based on the average price of travel insurance sold through MoneySuperMarket to Poland in 2025.

Association of British insurers data, 2023

Association of British insurers data, 2022

Association of British insurers data, 2022

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket with last minute cover in 2025.

Data based on the 10th percentile price of travel insurance sold through MoneySuperMarket with medical cover in 2025.

Data based on the average price of travel insurance sold through MoneySuperMarket with winter cover in 2025.

Data based on the minimum price of travel insurance sold through MoneySuperMarket to France in 2025. Prices vary based on your personal details & circumstances.