Compare travel insurance for Brazil from £5.25^
Read our tips for an unforgettable adventure in the Amazon. Just make sure you’re protected before you head off!
Key takeaways
The average cost of travel insurance for Brazil is £46.14
^ It can protect you if you have medical emergencies, trip cancellations, lost luggage, and more
Brazil’s healthcare system faces challenges, so you should make sure you have robust medical cover in place before travelling
Do I need travel insurance for Brazil?
Holiday insurance is not a legal requirement. But without it you will be personally responsible for paying all the costs if something goes wrong with your trip.
Travel insurance can financially protect you if your holiday to Brazil is unexpectedly cancelled, you need medical treatment while travelling, or your valuables are lost or stolen.
According to the latest data from the Association of British Insurers:
British residents had to make 574,000
^ claims on their travel insurance in 2023The average claim amount was £972
^ and the average medical claim £1,750^ In contrast, you can find travel insurance to Brazil from just £5.25
^
What type of travel insurance do I need for Brazil?
Brazil is typically covered under worldwide travel insurance policies.
The specific type of policy you need depends on your travel plans:
One trip to Brazil only
If you are only visiting Brazil, choose single-trip travel insurance and select Brazil as your destination.
One trip to Brazil and other countries
Combining a holiday in Brazil with visits to other countries, perhaps on a backpacking trip?
Single-trip travel insurance can cover multiple countries as long as:
You don’t head home in-between countries. For that you need multi-trip insurance.
You are not away for a long time (policy-dependent, but usually a month). For that, you need backpackers’ insurance.
Several holidays throughout the year
You might save money by selecting an annual multi-trip travel insurance policy.
This will also cover you for staycations in the UK.
Travelling with a medical condition
You can get travel insurance with a pre-existing medical condition, but it may be more expensive than a standard policy.
How much is travel insurance for Brazil?
The table shows the average prices paid by our customers for holidays to Brazil this year. Average price means 51% of customers paid this amount or less. Cheapest price means 10% of customers paid this price or less.
Cheapest price | Average price |
|---|---|
£5.25 | £46.14 |
Can I get last minute travel insurance for Brazil?
Yes, it is possible to get last-minute travel insurance up to the day of your departure, although not all insurance providers will offer this.
Is it cheaper to buy travel insurance closer to my departure date?
No, it is usually more expensive to buy travel insurance last-minute.
If possible you should buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your Brazil holiday.
What should my travel insurance policy for Brazil include?
🚩Different travel insurance policies have different inclusions and exclusions. You should always read your documents and check what you're covered for.
Standard travel insurance will usually cover:
Illness and accidents
Trip and activity cancellations
Lost luggage (including your passport)
Theft
Repatriation (bringing you home if you are seriously injured, ill, or dead)
Personal liability (you are responsible for accidentally harming someone or their property)
What isn’t covered by travel insurance to Brazil?
Typical exclusions include:
Undeclared pre-existing medical conditions
'Unforeseeable' disasters including terrorism, war, strikes, and natural disasters
Alcohol and drug-related incidents
Travel to areas advised against by the government (found on the FCDO website)
Adventure or winter sports
💡 Top tip: You can upgrade your insurance to include add-ons like winter sports, gadget cover and travel disruption cover.
Remember your excess!
Your excess is the amount of money you must pay towards any insurance claim you make. It is a fixed amount regardless of the claim size and it is set in advance when you take out your policy.
Increasing your excess can lower the cost of your policy, but make any claims less affordable.
Medical care in Brazil
Cover for medical treatment costs is a vital part of travel insurance. Foreign nationals are entitled to emergency medical treatment in Brazil’s public hospitals but these tend to be overcrowded with long waits for beds and medication.
Private hospitals in Brazil will only accept you if you show evidence you have funds to pay for treatment, or insurance that will cover the cost of treatment. You should ensure that you have adequate medical cover as part of your travel insurance.
Can I get travel insurance for Brazil if I have a pre-existing medical condition?
Yes, you can get travel insurance cover with a pre-existing medical condition, but it may be more expensive than a standard policy.
A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. It includes mental health conditions and disabilities.
You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.
Compare medical conditions travel insurance quotes | Cover from just £4.83
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Do I need vaccinations to visit Brazil?
🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.
The NHS Fit for Travel website recommends that your regular vaccinations are up to date before you travel to Brazil, including your flu and Covid-19 vaccines if you are eligible for these.
Travellers are also advised to get diphtheria and tetanus vaccines before travelling. You may wish to consider vaccines for hepatitis A, rabies, typhoid, and yellow fever. Travellers at highest risk are also advised to consider vaccinating for hepatitis B.
Do I need a visa to visit Brazil?
🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.
You can visit Brazil for tourism purposes for up to 90 days without a visa.
It’s worth noting that your passport must have an expiry date at least six months after your arrival in order to enter Brazil.
Do I need travel insurance for hiking in Brazil?
Brazil is home to many national parks and world-renowned treks, but if you’re planning on exploring them, you may need to have adventure sports cover.
Standard travel insurance policies will often not cover hiking above a certain height or in riskier locations. If your hiking trip involves mountaineering or using climbing equipment you'll almost certainty need extra cover.
You may be able to add adventure sports cover to your existing travel insurance for a fee. Travel insurers will also often bundle together adventure sports cover and winter sports cover.
Is backpacker’s insurance suitable for my trip to Brazil?
Brazil is a haven for backpackers, and if you're one, you can find great deals on backpackers’ insurance, which is tailored for longer stays or if your journey includes several countries.
What travel insurance do I need to protect my belongings in Brazil?
Most types of travel insurance will include some level of protection for your belongings and baggage. However, it is important to check what is and what isn’t covered.
The UK government warns that the risk of crime is high in Brazil, particularly in favelas, on public beaches, and on buses in many cities. Pickpocketing is common during large-scale celebrations, such as Carnival.
You should make sure that your insurance has adequate coverage for your personal belongings. You can also consider add-ons such as gadget insurance and passport cover, which are not included as standard.
How do I claim on my travel insurance?
Report the incident you want to claim for to your insurer as soon as possible
If something is stolen, report it to the local police within 24 hours and get a report
Keep records of what has happened, including photos or videos and the contact details of anyone involved
Read our guide to making a claim on your travel insurance.
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Compare travel insurance quotes | Brazil cover from just £5.25
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Author
Katie Bishop
Insurance writer
Katie Bishop is an author and journalist with a decade of writing and editing experience. She has previously worked as an economics editor at Oxford University Press, and her business and finance...
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Collette Shackleton
Content Writer
Collette Shackleton is a highly skilled Content Writer who has over nine years’ experience creating helpful and engaging personal finance content for consumers. Collette shares her experience as a...
