Prepaid cards for Euros - Ordered by biggest saving to customers based on current exchange
rate with a €1000 load making 10 purchases of €50 and five ATM transactions at €100 each.
Exchange rate
Rate updated
Card fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- Free card (normally £9.95) when you load more than £50 onto the card
- There is a fee of 1.75% when card is used out of the Eurozone
As a new MoneySuperMarket customer, receive £25 when you load £500 or more. This offer is only available through MoneySuperMarket.com. T&Cs apply.
Exchange rate
Rate updated
Card fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- Perfect mid-market rates (0% fee) on first seven day swap for Moneysupermarket customers
- No ATM fees for withdrawals over €200
- You get £25 travel money free when you make a first load of £500 or more
- You must be a UK resident aged 18 or over
- After first 0% fee seven day swap, commission of up to 2% charged, depending on how quickly you ask WeSwap to complete your currency swap
As a MoneySuperMarket customer, get a free 7-day swap when you join and an extra £25 free travel money when you load £500 or more. This offer is only available through MoneySuperMarket.com. T&Cs apply
Exchange rate
Rate updated
Card fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- A simple and convenient way to manage and spend your travel money in Europe
- Buy currency and manage spending. Hold euros, US dollars, sterling or any available currency, check balances and transactions, and top-up using Caxton's app
- Competitive exchange rates and no hidden fees
- Avoid using your card for security deposits, automated petrol stations, toll booths, car rentals and hotel room deposits
- Always choose local currency when using your Caxton Card if you're given the choice of paying in either euros or in sterling
- If you use your card at ATMs and at point-of-sale in the UK, a £1.50 fee will be applied. Outside the UK, fees do not apply.
MoneySuperMarket customers receive £20 cashback on loads over £500. This offer is only available to new customers through MoneySuperMarket. T&Cs apply.
Exchange rate
Rate updated
Card fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- Lock in exchange rates in advance for up to 10 currencies, the rate shown above is GBP-EURO
- No international ATM fees
- Contactless payments
- Usage in a country in a different currency to what is loaded on the card results in a 5.75% foreign exchange conversion fee
- Although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Check the ATM before using
- There is a monthly inactivity fee of £2 per month, should the card become dormant for 12 months
Exchange rate
Rate updated
Card fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- Free to top-up via debit card
- FREE card when you load over £100. T&Cs apply
- There is a fee of 3.5% when card is used out of the Eurozone
Exchange rate
Rate updated
Card fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- Load up to 10 currencies (GBP, EUR, USD, AUD, CAD, NZD, ZAR, TRY, CHF and AED) and hold more than one currency at any time
- FREE to purchase, load and reload
- Use your card globally and manage your wallets online 24/7
- £3 per month fee if not used for 12 consecutive months
- £10 fee for lost, stolen or damaged card replacement
Exchange rate
Rate updated
Card fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- Free to buy, and no purchase or withdrawal fees
- 1.5% cashback on all purchases above €50
- Free back-up card for emergency use and will buy back currency at same rate
- Minimum load of £50 on ICE Euro
- Maximum ATM withdrawal of €2,500 per day
1.5% Cashback on qualifying purchases
Exchange rate
Rate updated
Card fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- Card fee of £9.95 refunded to customers who load more than £100
- FREE card load online by debit card or bank transfer
- Overseas ATM fee refunded on withdrawals of €50 or more
- There is a maximum load amount and card balance of €6,250
Exchange rate
Rate updated
Card fee
Free —
Transaction fee
Free —
UK ATM fee
Free —
International ATM fee
Free —
- £10 worth of currency credited to your card upon opening
- Free SMS balance checker
- No fees for overseas purchases
- Card fee applies (equivalent of £9.95 after £10 cashback)
- 3% charge to load Euro card at PayPoint
Prepaid cards are not eligible for protection under the Financial Services Compensation Scheme
Euro prepaid cards
With a euro prepaid card, you load it up with euros before you go on holiday and then use it in the same way as a debit or credit card. However, the advantage of a euro prepaid card is that you will avoid the expensive fees debit and credit cards usually charge for overseas use.
You can top up the card whenever you want to and, if you lose it, you can cancel the card with ease and prevent anyone else from spending your money.
Cheaper charges
Euro prepaid cards are usually cheaper to use overseas than a standard debit or credit card. This is because debit or credit cards often charge a foreign exchange fee of around 2.75% to 2.99% when you spend on them abroad – so if you spent £200, this would cost you about £6.
You'll also often be charged for withdrawing cash on your card – you'll typically be hit with a cash transaction charge of between 2% to 3% and if you're using your credit card, you'll be charged interest on top from the day you make your withdrawal.
However, some euro prepaid cards allow you to avoid these fees altogether, while others will charge much less. Read the small print carefully to ensure you know whether your card charges or not.
Additional fees to watch out for with a euro prepaid card include those for topping up your card with funds, an 'inactivity' fee if you don't use your card for 12 months, an application fee and a replacement card fee. You can also be charged for using your card to pay for items in a different currency to euros.
Useful for budgeting
If you take a debit or credit card on holiday, there’s always the temptation to spend that little bit more than you’d originally planned. But with a prepaid card, you can only spend what you’ve put on it, making it a useful tool for ensuring you stick to your budget.
Take advantage of currency movements
If you are planning on taking a euro prepaid card with you on your holiday, keep an eye on exchange rates and try to load money onto your card when the exchange rate is favourable.
Bear in mind however, that if you load up the card with cash a long time before you go away and the pound subsequently strengthens, you won’t be able to benefit. But on the flip side, if the pound weakens, you will be in a stronger position, as your euros will be worth more.
Peace of mind
If you carry around wads of euros with you on holiday and your wallet gets stolen, your cash will be lost forever. But if your euro prepaid card is stolen, most card providers will send you an emergency card or cash replacement.
Prepaid cards have the added advantage that they aren’t linked to any of your other financial accounts, such as your current account, so a thief can only spend what is on the card and not go into your overdraft.
Compare your options
You can compare a wide range of euro prepaid cards with MoneySuperMarket. Be sure to read the terms and conditions carefully and select the card that suits your needs best.
