Compare prepaid Euros cards

Off to Europe on holiday? With MoneySuperMarket's selection of euro prepaid cards, you can avoid carrying around lots of cash in your wallet and side-step expensive charges while you're abroad.

Prepaid cards for Euros - Ordered by biggest saving to customers based on current exchange rate with a €1000 load making 10 purchases of €50 and five ATM transactions at €100 each.

  1. Exclusive

    New customers will get £50 extra when loading the equivalent of £750 or more (this offer is only available through Ends 03/10/2016. See provider site for full T&Cs

    Great for
    Load up to 10 currencies (GBP, EUR, USD, AUD, CAD, NZD, ZAR, TRY, CHF and AED) and hold more than one currency at any time
    FREE to purchase, load and reload
    Use your card globally and manage your wallets online 24/7
    But be aware that
    £3 per month fee if not used for 12 consecutive months
    £10 fee for lost, stolen or damaged card replacement
  2. Exclusive

    New customers will get £8 extra when loading £300 or more, or £12.50 extra when loading £600 or more (this offer is only available through

    Great for
    All ATM fees refunded this summer for the FairFX ATM-Holiday*
    Free card (normally £9.95) when you load more than £50 onto the card
    No conversion fee in the UK - spend your leftover funds fee-free back home
    But be aware that
    There is a fee of 1.4% when card is used out of the Eurozone and UK
  3. Exclusive

    £15 Free to Moneysupermarket customers on first load of £500 or more and perfect mid-market rates (0% fee) on first swap. T&C's apply. Limited offer, ends 30th September 2016

    Great for
    £15 Free to Moneysupermarket customers on your first load of £500 or more
    Perfect mid-market rates (0% fee) on first swap for Moneysupermarket customers
    No hidden Fees and pay up to 10 times less than at banks and bureaux. No ATM fees for withdrawals over €250
    But be aware that
    You must be a UK resident aged 18 or over
    After first 0% fee swap, commission of up to 1.4% charged, depending on how quickly you ask WeSwap to complete your currency swap
  4. Exclusive

    New customers will get £6 extra when loading the equivalent of £600 or more (this offer is only available through

    Great for
    Spend in EUR, USD, BRL and 87 currencies at the real exchange rate with a free MasterCard
    At zero cost load the card, exchange and transfer money globally via an easy to use app
    No monthly fees and block the card instantly in the app
    But be aware that
    Free ATM withdrawals up to £500 equivalent per calendar month, 2% thereafter
    Must be a European resident aged 18+
    Real exchange rate for all currencies except THB and RUB where Revolut will give you the best rate they can
  5. Great for
    Free card and no overseas ATM withdrawal fees
    Buy Back Guarantee - for £4.99, buy back any unused currency at the same rate you bought it for. Exclusive to Caxton. T&Cs apply
    Choose and switch between 15 currencies on one card
    But be aware that
    £5 charge for a lost or stolen Caxton Euro card replacement (this will be charged in €)
    2.49% FX mark-up when card used out of the Eurozone
  6. Great for
    Lock in exchange rates in advance, the rate shown above is GBP-EURO
    Free ATM withdrawals overseas with no transaction fees
    Designed for reuse globally, with wallet to wallet transfer functionality
    But be aware that
    Usage in a country in a different currency to what is loaded on the card results in a 5.75% foreign exchange conversion fee
    There is a monthly inactivity fee of £2pm should the card become dormant for 12 months
    There is no secondary cardholder option available
  7. Great for
    Free card (£10 deposit taken at purchase, refunded on first load)
    Free to top up
    But be aware that
    There is a fee of 2.5% when card is used out of the Eurozone
    There is a minimum load of £50 equivalent in €
    There is a maximum load amount and card balance of €6,250
  8. Exclusive

    Free card for customers who load the card with over £100 (this offer is only available through

    Great for
    Free to top-up via debit card
    But be aware that
    There is a fee of 3.5% when card is used out of the Eurozone
  9. Cashback

    1.5% Cashback on qualifying purchases

    Great for
    Free to buy, and no purchase or withdrawal fees
    1.5% cashback on all purchases above €50
    Free back-up card for emergency use and will buy back currency at same rate
    But be aware that
    Minimum load of £50 on ICE Euro
    Maximum ATM withdrawal of €2,500 per day
    • Provider/Product name Card



    • Exchange rate 1.16952 Rate updated 19.09.16
    • Card Fee Free
    • Transaction Fee Free
    • ATM Fee UK ATM: Free International ATM: Free
    • Go to site

      More details

    Great for
    One fixed annual fee - No mark-ups, transaction, ATM, lost, reactivation or dormancy fees
    Load with GBP; spend and withdraw in any foreign currency
    Wholesale exchange rates - The rates banks use to trade with each other, with no mark-ups
    But be aware that
    There is a £50 annual fee
  10. Great for
    Card fee of £9.95 refunded to customers who load more than £100
    FREE card load online by debit card or bank transfer
    Overseas ATM fee refunded on withdrawals of €50 or more
    But be aware that
    There is a maximum load amount and card balance of €6,250
  11. Great for
    £10 worth of currency credited to your card upon opening
    Free SMS balance checker
    No fees for overseas purchases
    But be aware that
    Card fee applies (equivalent of £9.95 after £10 cashback)
    3% charge to load Euro card at PayPoint

Prepaid cards are not eligible for protection under the Financial Services Compensation Scheme

Euro prepaid cards

With a euro prepaid card, you load it up with euros before you go on holiday and then use it in the same way as a debit or credit card. However, the advantage of a euro prepaid card is that you will avoid the expensive fees debit and credit cards usually charge for overseas use.  

You can top up the card whenever you want to and, if you lose it, you can cancel the card with ease and prevent anyone else from spending your money.  

Cheaper charges

Euro prepaid cards are usually cheaper to use overseas than a standard debit or credit card. This is because debit or credit cards often charge a foreign exchange fee of around 2.75% to 2.99% when you spend on them abroad – so if you spent £200, this would cost you about £6. 

You'll also often be charged for withdrawing cash on your card – you'll typically be hit with a cash transaction charge of between 2% to 3% and if you're using your credit card, you'll be charged interest on top from the day you make your withdrawal. 

However, some euro prepaid cards allow you to avoid these fees altogether, while others will charge much less. Read the small print carefully to ensure you know whether your card charges or not.

Additional fees to watch out for with a euro prepaid card include those for topping up your card with funds, an 'inactivity' fee if you don't use your card for 12 months, an application fee and a replacement card fee. You can also be charged for using your card to pay for items in a different currency to euros.  

Useful for budgeting

If you take a debit or credit card on holiday, there’s always the temptation to spend that little bit more than you’d originally planned. But with a prepaid card, you can only spend what you’ve put on it, making it a useful tool for ensuring you stick to your budget. 

Take advantage of currency movements

If you are planning on taking a euro prepaid card with you on your holiday, keep an eye on exchange rates and try to load money onto your card when the exchange rate is favourable. 

Bear in mind however, that if you load up the card with cash a long time before you go away and the pound subsequently strengthens, you won’t be able to benefit. But on the flip side, if the pound weakens, you will be in a stronger position, as your euros will be worth more.

Peace of mind

If you carry around wads of euros with you on holiday and your wallet gets stolen, your cash will be lost forever. But if your euro prepaid card is stolen, most card providers will send you an emergency card or cash replacement. 

Prepaid cards have the added advantage that they aren’t linked to any of your other financial accounts, such as your current account, so a thief can only spend what is on the card and not go into your overdraft.

Compare your options

You can compare a wide range of euro prepaid cards with MoneySuperMarket. Be sure to read the terms and conditions carefully and select the card that suits your needs best. 


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