Golden Retriever pet insurance

Golden Retriever insurance from just £6.74^{^}

Protect yourself from expensive vet bills
Easily compare multiple quotes to find the best deal
Earn up to £130 in rewards every year with ^

Super Save Club Pet Insurance savings with £

Do I need Golden Retriever pet insurance?

Pet insurance is not a legal requirement in the UK. But it can financially protects you if your Golden Retriever is hurt or involved in an incident.

Golden Retriever insurance can cover costs in the following situations:

Your Golden Retriever is ill, injured, or needs to be put down
Your Golden Retriever is lost or stolen
Your Golden Retriever harms someone or their property (including their pets)

Cheapest monthly price

£6

.74^

Average monthly price

£14

.46^

Are Golden Retrievers expensive to insure?

Golden Retrievers are more expensive than average to insure. This is because Golden Retrievers dogs are more likely to develop certain health conditions which are expensive to treat.

Pet insurers may also charge more for pedigree breeds like Golden Retriever because they cost more to replace and are more attractive to thieves.

The average cost of dog insurance is £14.55^{^} a month. Golden Retriever insurance, in contrast, costs an average of £14.46^{^} a month.

What impacts the cost of pet insurance?

Some factors that change the price you pay for pet insurance are:

The type of cover you select
Your pet's age
Your pet's breed
If your pet has any history of aggression
If your pet has any pre-existing medical conditions
Your location
Your claim history

On average, owners of aggressive pets pay 8.50%^{^} more for their pet insurance. A pet that has had complaints made about it will cost its owners 6.34%^{^} more.

How can I get cheaper pet insurance?

Some ways to reduce the price of your pet insurance premiums include:

Compare quotes
Select a multi-pet policy
Select an accident-only policy
Maintain your pet's health
Increase your excess
Pay annually
Spay or neuter your pet

Spaying or neutering your pets will reduce your insurance costs by an average of 0.56%^{^} on average.

You can find much bigger savings of up to 44.23%^{^} by selecting an accident-only insurance policy, but you will get much more limited cover.

How much is the average pet insurance claim?

£668^

According to the Association of British Insurers (ABI)

Lifetime cover

Protects your pet for life, as long as the policy is renewed each year.
💡 Most popular
Maximum benefit

Sets limits on how much you can claim for any given illness or injury.
Time limited cover

Covers your pet for a specific period of time (usually 12 months).
Accident only cover

Only covers accidents, not illnesses.
💡 Cheapest

Which pet insurance do I need?

Typically covered

✔ Vet bills e.g. medicines, treatments and prescriptions
✔ Hospital visits
✔ Diagnosing illnesses e.g. consultations, X-rays, MRIs
✔ Dental treatment for accidents, like breaking a tooth
✔ Alternative therapies e.g. hydrotherapy or acupuncture (when recommended by a vet)
✔ Euthanasia (putting pets down)
✔ Lost and stolen pets e.g. advertising, rewards, refund of purchase price
✔ Third party liability cover e.g. your dog harms someone or their property
✔ Emergency boarding fees e.g. if you are unexpectedly hospitalised
Not typically covered

✖ Pre-existing conditions
✖ Routine care e.g. pet vaccinations, boosters, regular check-ups
✖ Routine dental treatment including routine check-ups
✖ Fleas and worming
✖ Neutering or spaying
✖ Elective or cosmetic treatments
✖ Cremation and burial
✖ Training and obedience classes
✖ Banned breeds or dog breeds classed as dangerous
✖ Unvaccinated or unmicrochipped animals

More information

Can I get pet insurance if my Golden Retriever has a pre-existing condition?

Yes. You can cover most pre-existing conditions if you take out specialist pet insurance. These policies will almost certainly be pricier than standard policies.

Can I get pet insurance if my Golden Retriever is aggressive?

Yes, pet insurers will usually still cover your Golden Retriever if they sometimes bite or otherwise act aggressively. But you will probably have to pay higher insurance premiums.

What health issues do Golden Retrievers have?

Golden Retrievers are generally healthy dogs, but they can be prone to the following medical issues:

Joint problems
Eye conditions
Cancers

Are Golden Retrievers an aggressive dog breed?

Golden Retrievers are not generally aggressive. The breed is friendly, gentle and outgoing. As with any breed they need stimulation, socialisation and exercise to avoid any changes in temperament.

0.1%^{^} of Golden Retriever owners report that their Golden Retriever has shown signs of aggression such as tackling or biting other people or pets.

Our expert says…

While opting for a cheaper pet insurance policy might save you a few pounds a month, it's crucial to consider what the policy covers and the actual cost of veterinary care if your pet gets sick. According to the ABI, the average claim in the UK was £668^{^} in 2023, almost 50% higher than the average cost of a policy. Consulting your vet about potential conditions and their costs can help you choose the right coverage for your pet.

Lauren Chong Pet Insurance Expert

Do Golden Retrievers make good pets?

Golden Retrievers can make great family pets due to their friendly disposition.

Their gentle nature combined with their eagerness to please makes the breed an excellent choice for families and first time owners.

Do I need to get my Golden Retriever microchipped?

Yes. In the UK it is a legal requirement that all dogs are microchipped and registered before they are eight weeks old.

If you do not microchip your dog you can be fined up to £500.

What is the life expectancy of a Golden Retriever dog?

The average lifespan of a Golden Retriever typically ranges from 10 to 12 years. But this can vary depending on factors such as genetics, overall health, diet, exercise, and veterinary care.

What are the most common health issues for Golden Retrievers?

Hip and elbow dysplasia are two of the most common Golden Retriever health issues.

Compare pet insurance

Pet’s age
Pet's breed or size
Pet's cost
Pet's behavioural history
Pet's medical history
Pet's health*

Compare pet insurance

Easy to find pet insurance on money supermarket. Good variety and good prices and cover.
Michael Weston
09/10/2025
Well priced. Reliable brand. Saved 50% compared with my previous provider.
Anonymous
06/08/2025
Excellent
Jade Lauricourt
27/07/2025
After 8 years with the same Pet Insurance I received a renewal for almost double my premium, I tried MoneySupermarket for the first time. So easy to use and I was so surprised to see how quick my Pet Insurance quotes came through. The quote I went with gave me everything I had with my previous Insurer, with a monthly cost lower than I had been paying. Thank you Super MoneySupermarket
Anonymous
08/06/2025

Trusted Service Awards Winners

MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.

Platinum Trusted Service Award 2025 - Full Colour Landscape

Earn up to £20^ every time you buy

We’ll reward you every time you make a purchase. Exchange your earnings for a gift card for Amazon.co.uk^{^} , Sainsbury’s & more
Free experiences

A years worth of free experiences across the UK. From London Zoo and Go Ape, to Hussle Swimming and English Heritage, there’s an adventure for everybody. Worth £180^{^} .
Cashback

Whether you're buying clothing, homewares or takeaways, earn up to 10%^{^} cashback from brands like Just Eat, eBay & Argos.
Refer a Friend

You and your friends each get up to £20 when they join the Club and make a qualifying purchase. Win-Win!