Lifetime cover
Protects your pet for life, as long as the policy is renewed each year.
📍 83%
French Bulldog pet insurance
Compare French Bulldog insurance.
Quotes from £5.13
Complete a purchase and earn a £10 reward with super save club logo
Do I need French Bulldog pet insurance?
Pet insurance is not a legal requirement in the UK. But it can financially protects you if your Frenchie is hurt or involved in an incident.
French Bulldog insurance can cover costs in the following situations:
Your French Bulldog is ill, injured, or needs to be put down
Your Frenchie is lost or stolen
Your French Bulldog harms someone or their property (including their pets)
How much is French Bulldog insurance?
Cheapest monthly price
£5
.13^
Average monthly price
£22
.10^
Are French Bulldogs expensive to insure?
Yes, French Bulldogs are generally considered an expensive breed to insure. Their brachycephalic (flat-faced) structure predisposes them to breathing difficulties, and they are also likely to suffer from various other skin and joint problems.
They may also require multiple health tests to check these issues, which can increase the cost of a policy.
The average cost of dog insurance is £13.16
What impacts the cost of pet insurance?
Some factors that change the price you pay for pet insurance are:
The type of cover you select
Your pet's age
Your pet's breed
If your pet has any history of aggression
If your pet has any pre-existing medical conditions
Your location
Your claim history
On average, owners of aggressive pets pay 8.50%
How can I get cheaper pet insurance?
Some ways to reduce the price of your pet insurance premiums include:
Compare quotes
Select a multi-pet policy
Select an accident-only policy
Maintain your pet's health
Increase your excess
Pay annually
Spay or neuter your pet
Spaying or neutering your pets will reduce your insurance costs by an average of 0.56%
You can find much bigger savings of up to 44.23%
How much is the average unique claim for French Bulldog insurance?
£1,237.55^
According to The Insurance Emporium
What type of French Bulldog insurance should I get?
There are four main types of French Bulldog pet insurance:
-
^ of customers choose lifetime pet insurance -
Maximum benefit
Sets limits on how much you can claim for any given illness or injury.
-
Time limited cover
Covers your pet for a specific period of time (usually 12 months).
-
Accident only cover
The cheapest option, but it only covers accidents, not illnesses.
📍 Accident only policies are 44.23%
^ cheaper on average
What is the most common pet insurance claim for French Bulldogs?
These are the 5 most common claims made on French Bulldog pet insurance, according to The Insurance Emporium.
Claim type | Claim amount |
|---|---|
Skin allergies | £247^ |
Allergies of unknown cause | £196^ |
Corneal ulcer | £442^ |
Dermatitis | £164^ |
Mast cell tumours | £693^ |
Will my pet insurance cover all these illnesses and accidents?
Accident-only policies pay out for injuries such as broken bones or burns, but they won’t cover illnesses like mast cell tumours. So, if your French Bulldog developed a mast cell tumour, you’d have to cover an average cost of £693
Time-limited and maximum benefit policies do provide illness cover, but only for a limited time or up to a set amount. Once that cover ends, long-term and recurring conditions like dermatitis are excluded. This could mean ongoing out-of-pocket costs of £164
Lifetime policies reinstate the vet fee limit every year, so you can continue to claim for existing conditions. The drawback is that premiums usually go up each year, and switching providers normally means losing cover for conditions already diagnosed.
What does French Bulldog insurance cover?
Cover varies by provider and policy, so always check your insurance documents.
-
Typically covered
✔ Vet bills e.g. medicines, treatments and prescriptions
✔ Hospital visits
✔ Diagnosing illnesses e.g. consultations, X-rays, MRIs
✔ Dental treatment for accidents, like breaking a tooth
✔ Alternative therapies e.g. hydrotherapy or acupuncture (when recommended by a vet)
✔ Euthanasia (putting pets down)
✔ Lost and stolen pets e.g. advertising, rewards, refund of purchase price
✔ Third party liability cover e.g. your dog harms someone or their property
✔ Emergency boarding fees e.g. if you are unexpectedly hospitalised
-
Not typically covered
✖ Routine care e.g. pet vaccinations, boosters, regular check-ups
✖ Routine dental treatment including routine check-ups
✖ Fleas and worming
✖ Elective or cosmetic treatments
✖ Cremation and burial
✖ Training and obedience classes
✖ Banned breeds or dog breeds classed as dangerous
✖ Unvaccinated or unmicrochipped animals
Can I get pet insurance if my French Bulldog has a pre-existing condition?
Yes. You can cover most pre-existing conditions if you take out specialist pet insurance. These policies will almost certainly be pricier than standard policies.
Can I get pet insurance if my French Bulldog is aggressive?
Yes, pet insurers will usually still cover your Frenchie if they sometimes bite or otherwise act aggressively. But you will probably have to pay higher insurance premiums.
What health issues do French Bulldogs have?
French Bulldogs are prone to a variety of health issues, including:
Respiratory problems like Brachycephalic Obstructive Airway Syndrome (BOAS)
Joint problems like hip dysplasia and luxating patella
Skin conditions
Ear infections
Eye problems
Are French Bulldogs an aggressive dog breed?
No, French Bulldogs are not considered an aggressive dog breed. Only 0.3%
Our expert says…
While opting for a cheaper pet insurance policy might save you a few pounds a month, it's a good idea to consider what the policy covers and the actual cost of veterinary care if your pet gets sick.
According to the ABI, the average pet insurance claim in the UK was £685
^ in 2024. That's significantly higher than the average annual cost of cover for a dog (£162^ ) or cat (£92.39^ ).And while that’s the average, some conditions can be far more expensive. For example, treatment for elbow dysplasia, a common condition in large dog breeds, can cost over £50,000, according to the ABI.
Lauren Chong Pet Insurance Expert
Frequently Asked Questions
Do French Bulldogs make for good pets?
Yes, French Bulldogs can make excellent pets, particularly for families, singles, couples, and even seniors. Their affectionate and loyal nature, combined with their adaptability and relatively low maintenance needs, makes them a popular choice for various lifestyles.
What is the life expectancy of a French bulldog?
The average lifespan of a Frenchie typically ranges from 10 to 14 years. But this can vary depending on factors such as genetics, overall health, diet, exercise, and veterinary care.
Do I need to get my French Bulldog microchipped?
Yes. In the UK it is a legal requirement that all dogs are microchipped and registered before they are eight weeks old.
If you do not microchip your dog you can be fined up to £500.
Compare pet insurance quotes from the UK's leading insurers
We compare quotes from 38
What information do I need to get a pet insurance quote?
-
Pet’s age
-
Pet's breed or size
-
Pet's cost
-
Pet's behavioural history
-
Pet's medical history
-
Pet's health*
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Reviewed on 20 May 2026
Based on the 10th percentile of monthly premiums our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between February 2026 and April 2026 where only 1 pet was included in the quote.
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
SuperSaveClub restrictions and T&Cs apply. Click here for details.
Based on The Insurance Emporium's claims data, July-December 2025
Based on The Insurance Emporium’s unique claims data, January-December 2025. Unique claims represent the total average cost per illness or condition from start to finish, including all payments made for that issue.
Based on The Insurance Emporium’s claims data, January-December 2025. Unique claims represent the total average cost per illness or condition from start to finish, including all payments made for that issue.
Accurate as of 13 May 2026.
Based on The Insurance Emporium's claims data, January to December 2025
Based on The Insurance Emporium's claims data, January to December 2025
Based on the volume of dog insurance quotes created on MoneySuperMarket between May 2024 and April 2026.
Based on the 51 percentile of monthly premiums our customers were quoted less than £13.16 per month for dog insurance based on quotes created on MoneySuperMarket in the month of April 2026 where only 1 pet was included in the quote and the pet didnt have pre-existing medical conditions
Based on the 51st percentile of monthly premiums our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between February 2026 and April 2026 where only 1 pet was included in the quote.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
Percentage of sold polices where the user searched for a covertype of LIFETIME. Using Moneysupermarket policies sold between February 2026 and April 2026.
Source: Association of British Insurers (ABI), 2025, 'Insurance payouts for ‘pawly’ pets top £1 billion for third year in a row' https://www.abi.org.uk/news/news-articles/2025/5/insurance-payouts-for-pawly-pets-top-1-billion-for-third-year-in-a-row/
Based on the median annual premium our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between February 2026 and April 2026 where only 1 pet was included in the quote and more less than 1 year old.
Based on the median annual premium our customers were quoted per month for cat insurance based on quotes created on MoneySuperMarket between February 2026 and April 2026 where only 1 pet was included in the quote and more less than 1 year old.
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
T&Cs and restrictions apply, see here for more information
Based on The Insurance Emporium's claims data, July-December 2025
Based on The Insurance Emporium's claims data, July-December 2025
Based on The Insurance Emporium's claims data, July-December 2025
Based on The Insurance Emporium's claims data, July-December 2025
T&Cs and restrictions apply, see here for more information
T&Cs apply, click here for more information
Based on The Insurance Emporium's claims data, January to December 2025. Average unique claim represents the total average cost per illness or condition from start to finish, including all payments made for that issue.
