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Protects your pet for life, as long as the policy is renewed each year.
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Pet insurance is not a legal requirement in the UK. But it can financially protects you if your Frenchie is hurt or involved in an incident.
French Bulldog insurance can cover costs in the following situations:
Your French Bulldog is ill, injured, or needs to be put down
Your Frenchie is lost or stolen
Your French Bulldog harms someone or their property (including their pets)
Yes, French Bulldogs are generally considered an expensive breed to insure. Their brachycephalic (flat-faced) structure predisposes them to breathing difficulties, and they are also likely to suffer from various other skin and joint problems.
They may also require multiple health tests to check these issues, which can increase the cost of a policy.
The average cost of dog insurance is £19.95[4] a month. French Bulldog insurance, in contrast, costs an average of £37.72[3] a month.
Some factors that change the price you pay for pet insurance are:
The type of cover you select
Your pet's age
Your pet's breed
If your pet has any history of aggression
If your pet has any pre-existing medical conditions
Your location
Your claim history
On average, owners of aggressive pets pay 8.50%[5] more for their pet insurance. A pet that has had complaints made about it will cost its owners 6.34%[5] more.
Some ways to reduce the price of your pet insurance premiums include:
Compare quotes
Select a multi-pet policy
Select an accident-only policy
Maintain your pet's health
Increase your excess
Pay annually
Spay or neuter your pet
Spaying or neutering your pets will reduce your insurance costs by an average of 0.56%[5] on average.
You can find much bigger savings of up to 44.23%[5] by selecting an accident-only insurance policy, but you will get much more limited cover.
According to the Association of British Insurers (ABI)
There are four main types of French Bulldog pet insurance:
Protects your pet for life, as long as the policy is renewed each year.
💡 Most popular
Sets limits on how much you can claim for any given illness or injury.
Covers your pet for a specific period of time (usually 12 months).
Only covers accidents, not illnesses.
💡 Cheapest
Cover varies by provider and policy, so always check your insurance documents.
✔ Vet bills e.g. medicines, therapies and prescriptions
✔ Hospital visits
✔ Diagnosing illnesses e.g. consultations, X-rays, MRIs
✔ Alternative therapies e.g. hydrotherapy or acupuncture
✔ Euthanasia
✔ Lost and stolen pets e.g. advertising, rewards, cost of animal
✔ Third party liability cover e.g. your dog harms someone or their property
✔ Emergency boarding fees e.g. while you are hospitalised
✖ Routine care e.g. pet vaccinations, boosters, regular check-ups
✖ Routine dental treatment including routine check-ups
✖ Fleas and worming
✖ Elective or cosmetic treatments
✖ Cremation and burial
✖ Training and obedience classes
✖ Banned breeds or dog breeds classed as dangerous
✖ Unvaccinated or unmicrochipped animals
Yes. You can cover most pre-existing conditions if you take out specialist pet insurance. These policies will almost certainly be pricier than standard policies.
Yes, pet insurers will usually still cover your Frenchie if they sometimes bite or otherwise act aggressively. But you will probably have to pay higher insurance premiums.
French Bulldogs are prone to a variety of health issues, including:
Respiratory problems like Brachycephalic Obstructive Airway Syndrome (BOAS)
Joint problems like hip dysplasia and luxating patella
Skin conditions
Ear infections
Eye problems
No, French Bulldogs are not considered an aggressive dog breed. Only 0.3%[7] of Frenchie owners report that their dog show signs of aggression such as tackling or biting other people or pets.
While opting for a cheaper pet insurance policy might save you a few pounds a month, it's crucial to consider what the policy covers and the actual cost of veterinary care if your pet gets sick. According to the ABI, the average claim in the UK was £668[6] in 2023, almost 50% higher than the average cost of a policy. Consulting your vet about potential conditions and their costs can help you choose the right coverage for your pet.
Lauren Chong Pet Insurance Expert & Registered Vet
Yes, French Bulldogs can make excellent pets, particularly for families, singles, couples, and even seniors. Their affectionate and loyal nature, combined with their adaptability and relatively low maintenance needs, makes them a popular choice for various lifestyles.
The average lifespan of a Frenchie typically ranges from 10 to 14 years. But this can vary depending on factors such as genetics, overall health, diet, exercise, and veterinary care.
Yes. In the UK it is a legal requirement that all dogs are microchipped and registered before they are eight weeks old.
If you do not microchip your dog you can be fined up to £500.
We compare quotes from 37[8] of the most trusted providers, so you can easily compare cover level, vet fee limits, excess and price.
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Based on the 10th percentile of monthly premiums our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between February 2025 and April 2025 where only 1 pet was included in the quote.
Up to £130 if every qualifying product purchased once. T&Cs apply. Click here for details.
Based on the 51st percentile of monthly premiums our customers were quoted per month for dog insurance based on quotes created on MoneySuperMarket between February 2025 and April 2025 where only 1 pet was included in the quote.
Based on the 51 percentile of monthly premiums our customers were quoted less than £19.95 per month for dog insurance based on quotes created on MoneySuperMarket in the month of April 2025 where only 1 pet was included in the quote and the pet didnt have pre-existing medical conditions
Based on Pet Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for all covertype.
ABI data 2023
Based on the volume of dog insurance quotes created on MoneySuperMarket between February 2025 and April 2025.
Accurate as of 20 May 2025.
T&Cs and restrictions apply, see here for more information
T&Cs apply, click here for more information
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
T&Cs and restrictions apply, see here for more information
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