Do I need public liability insurance?
Not all businesses need public liability cover – but if your work brings you in contact with the public, yours might. Read our guide to see if public liability is necessary for you.
Insurance writer
Katie Bishop
Katie Bishop is an author and journalist with a decade of writing and editing experience. She has previously worked as an economics editor at Oxford University Press, and her business and finance journalism has featured in publications including The New York Times, the Guardian, the Independent, the BBC, and many others.
Katie's Experience
Katie Bishop is an author and journalist with a decade of writing and editing experience. She has previously worked as an economics editor at Oxford University Press, and her business and finance journalism has featured in publications including The New York Times, the Guardian, the Independent, the BBC, and many others.
Katie's recent coverage
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Annual saving based on re-mortgaging £229,228.92 from the highest Big 6 Lender Standard Variable Rate at 7.49% to a 5 year fixed Rate of 3.88% (APRC 5.6%), LTV 48.8%, less Fees (£995), details correct as at 08th November 2025
A repayment mortgage amount of £229,228.92 over 21 years, representative APRC 5.6%. Total amount payable £396,204.21 includes interest of £165,950.29 product fees of £995 and other fees of £30. Repayments: 62 months of £1,331.39 at 3.88% (fixed), then 190 months at 6.99% (variable). Early repayment charges apply.
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
Data based on the minimum price of travel insurance sold through MoneySuperMarket to France in 2025. Prices vary based on your personal details & circumstances.
Data based on the minimum price of travel insurance sold through MoneySuperMarket to Croatia in 2025. Prices vary based on your personal details & circumstances.