Direct Line car insurance

Price comparison websites like MoneySuperMarket can help you find cheaper car insurance from providers such as Direct Line compared with going direct. There are several ways we can help you save money:

• our Price Promise¹ means if you find the same policy cheaper elsewhere (including on a provider’s website), we’ll refund the difference and give you a £15 gift card

• our Price Optimiser gives you tailored tips on how to adjust your policy to reduce the price – 83%^{^} of customers saved on their car insurance using this tool

• our SuperSaveClub² rewards programme gives you added perks, including £15 when you buy a car insurance policy and benefits like a Free Days Out annual pass

We also make it quick and easy to compare Direct Line policies alongside other insurers, so you can check you’re getting the best deal and see if the same level of cover is available for less elsewhere.

If you bought your Direct Line car insurance through MoneySuperMarket, you can find your policy information by logging into our website or app. Your active policies will be shown on your dashboard.

Alternatively, you can find your Direct Line car insurance policy on the Direct Line customer portal by logging into your account.

Direct Line doesn't charge administration fees for making mid-term policy adjustments to your car insurance policy. However, you may still face an additional premium if the change increases the risk, such as moving to a different address or changing your vehicle, which is a separate cost from any admin fee.

Yes, you can add other drivers (named drivers) to your Direct Line car insurance policy, either permanently or temporarily, through your online account or their mobile app.

Adding extra drivers to your Direct Line car insurance may increase or decrease your car insurance premium, depending on their risk profile. MoneySuperMarket data found that adding a young driver (under 25) to any car insurance policy increased premiums by £768.94^{^} on average.

No, breakdown cover is not included as standard, but it is available as an optional add-on to Direct Line car insurance policies. This cover is provided in partnership with Green Flag, allowing you to add services such as roadside assistance and recovery to your policy.

You can renew your Direct Line car insurance online via the Direct Line website or Direct Line app, which allows for 24/7 management. Simply sign in to your "Your account" dashboard, review your details, and select the renewal option. Alternatively, you can call them on 0345 246 8811.

Most Direct Line car insurance policies will be set up for auto-renewal. This means that after your existing contract ends, Direct Line will start a new one for you using the payment details they have on file. No action is required from you and there will be no break in your car insurance cover.

Auto-renewal does not mean you will get the same cover at the same price as you had before. Direct Line must contact you in advance of your policy renewing to inform you of any price or policy changes. If you don't want your cover to auto-renew, you need to inform Direct Line before your policy end date. You can do this through your account.

Before letting your Direct Line policy auto-renew, it's worth comparing car insurance quotes to see if you could get a better deal elsewhere. Shopping around can help ensure you’re not paying more than necessary, as renewal prices aren’t always the most competitive.

Direct Line's Essentials car insurance is an entry-level, budget-friendly comprehensive policy offering lower premiums with fewer features and lower cover limits. Comprehensive covers more, including extras like on-ward travel and higher cover limits, offering better protection.

Yes, you can pay for Direct Line insurance in monthly instalments. This option is available for car and home insurance, typically allowing you to spread the cost over the year via Direct Debit. Note that choosing to pay monthly often involves entering a credit agreement, which may incur interest or service charges.

Direct Line car insurance is one of the UK's largest insurance providers, established in 1985 as the first to sell policies directly to customers by phone rather than through brokers. It is a brand within the Direct Line Group (acquired by Aviva in July 2025) offering comprehensive car insurance, Essentials cover, and extras like telematics and legal protection.

Direct Line car insurance policies are underwritten by U K Insurance Limited. As of July 1, 2025, Direct Line Group, including U K Insurance Limited, was acquired by and is owned by Aviva plc. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.

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We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.

Our comparison service is, and will always be, free to use.

You can find out more about how we make money here.

One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.

We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.

No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.

Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.

Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.

This includes:

• Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk

• Free Days Out pass (worth £180), which gives free entry to a range of UK attractions

• Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos

To earn SuperSaveClub rewards on purchases you must:

1. Sign up to SuperSaveClub (it's free)

2. Be signed in to your account when you make the purchase

More information can be found on our SuperSaveClub homepage.

Yes, car insurance is included in our Super Save Price Promise.

If you buy through us then find the same deal for less we will:

• refund the difference

• give you a gift card worth up to £15

Terms and conditions apply. More information can be found on our Price Promise page.