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Understanding Insurance Group 17

Saarrah Mussa
Written by  Saarrah Mussa
5 min read
Updated: 12 Dec 2024

Key takeaways

  • Cars in insurance group 17 are generally mid-range vehicles that balance performance, safety and affordability, ideal for a variety of drivers

  • Cars in group 17e often have enhanced safety and security systems, so they’ll be a little more expensive to insure compared to standard group 17 cars

  • It’s one of many factors that insurers assess when deciding insurance premiums, so it’s worth thinking about which grouping of cars is best for you

What cars are in insurance group 17?

Cars in insurance group 17 offer a good mix of affordability and performance, making them appealing for a wide range of both young and experienced drivers. Some of the most popular models include:

Audi A3: Noted for its sleek design and efficient performance

Ford Focus: Valued for its reliability and economical fuel use

Volkswagen Golf: Provides a comfortable ride and good handling

Honda Civic: Known for its durability and advanced safety features

Volvo V40: Recognised for its robust safety technologies and stylish look

Features Influencing Classification into Group 17:

Engine sizes range from 1.6 to 2.0 litres, offering power alongside fuel efficiency

Standard safety features include multiple airbags, anti-lock brakes, and stability controls

Technologies such as rear-view cameras and automatic emergency braking are often included

Moderate repair costs thanks to readily available parts and simple maintenance

Impact of Car Specifications on Insurance Premiums:

Cars in group 17 with higher performance engines might be more expensive to insurance due to a greater risk of being involved in an accident. But those with advanced safety features may lower premiums by reducing this risk, while cars known for durability and low theft rates typically have lower insurance costs too.

What is insurance group 17e?

Car insurance group 17e is a specific category within group 17, with the ‘e’ indicating enhancements or specific features that differentiate them from standard group 17 cars. For example, these cars often have additional safety features or security measures that can lower premiums, or other modifications that might increase repair costs and therefore insurance costs.

Is insurance group 17e or 17 cheaper?

Generally speaking, cars in insurance group 17e will be cheaper to insure than standard group 17 cars. While the nature of modifications can vary, the classification is most commonly given to those with extra safety and security features that lower overall insurance costs.

However your insurance costs take into account a number of other factors, so it’s always worth comparing your options to be sure you’re getting the best deal.

Who is group 17 suitable for?

Cars in insurance group 17 appeals to a wide variety of drivers, from young and inexperienced motorists needing something affordable to those with years on their belt who want a car that offers solid performance and safety.

Is group 17 high?

Group 17 is a relatively mid-range group overall, perhaps on the more affordable side on the scale of things.

Cars in this group will be cheaper to insure than those in higher groups, from 20 all the way up to the highest 50, but you’ll find that cars in lower groups will be more affordable. However, cars in group 17 can still offer pretty good performance specifications as well as plenty of useful security and safety features.

It’s always worth looking for ways to bring your premiums down, so if you want to get cheaper cover for your group 17 car you can try things like paying a higher voluntary excess, enhancing your car’s security or parking in a secure location.

How significant are insurance groups in car insurance pricing?

Insurance groups are a significant influencing factor for insurers when deciding on your premiums, as they tell insurers about a car’s repair costs, safety features and theft risk. Lower group cars are generally cheaper to insure, while higher group cars will be on the more expensive side.

However, insurers also factor in a range of other details about you and your driving and claims history. Comparing deals online with MoneySuperMarket is the best way to find the cheapest deal possible on a policy designed to suit your needs.

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