Cat Insurance

Whilst many people believe that a cat has nine lives, when they become part of your family it is not a theory that most would like to test. This is why cat insurance is a must for any cat-lover.

Cats are generally curious and combining this with their ability to climb almost any structure with ease and get into many small spaces then you will start to see why finding a cat insurance quote should be your number one priority when welcoming a cat into your home.

It is because of their unique agility that leads them to some of the more common injuries such as broken legs, hips or shoulders. Other common medical conditions that can affect a cat are the following:

• Heart disorders (Heart failure or a heart murmur)
• Hormone disorders (An overactive thyroid or diabetes)
• Digestive system disorders (Diarrhoea and/or vomiting)

With rising vet costs, having your pet cat insured will protect you from having to pay out of your own pocket to treat your cat's injuries or condition.

Whilst there are many breeds of cat, when it comes to pet cats there really are just two types, these are the indoor and the outdoor cat.

The outdoor cat is one where its owner is happy for it to venture outdoors and come home when it likes. This is great for the cat as it gets plenty of exercise, experiences the natural environment and most of all is free to do as it likes.

Naturally there are many dangers for the outdoor cat which need protecting against, such as them getting into scrapes with dogs, car accidents, getting lost and getting stuck in high places. So if you're an owner who likes to let your cat roam free but still can't help keeping an eye on him or her, then a cat insurance policy will help ease any fear or worries you may have about your cat getting injured or lost.

Whilst it may seem like the indoor cat is completely safe from the outside world, they are still prone to injuries and illness.

In the home there are many dangers for cats which at first may not seem so obvious. For example the central heating and use of cleaning products around the home can cause skin conditions or digestive problems. Also it is easy for a cat to get caught up in cords or cables and it has been known for cats to get caught under the floorboards where there has been a small hole they can fit through.

Whether you have an indoor or an outdoor cat, having a cheap cat insurance policy at your side will give you peace of mind that what ever your feline friend is up to, you will be fully covered should the unexpected happen.

When it comes to older cats or pedigrees, then you would expect to pay more on a cat insurance premium due to the risk involved.

An older cat entering its twilight years will be much more susceptible to illnesses and injury. Unless you are renewing an existing policy, some insurers will not cover your cat if it is around eight or nine years old, others will offer a senior cat insurance policy but this will be much more expensive.

Adding 'lifetime cover' on to your policy will protect your cat over the course of its life and will make those twilight years much easier to manage for you both.

Most cats are non-pedigree, however some are selectively bred and as such are both very expensive to buy and to insure. It is because of their value that pedigree cats are more likely to be stolen.

In fact certain pedigrees are much more prone to certain diseases. For example a Burmese cat is susceptible to diabetes mellitus which can cause weakness and even blindness. A Persian cat is susceptible to a number of diseases such as feline infectious peritonitis which can be fatal, kidney disease and dermatophytosis (ringworm) which can cause itching and fur loss.

Understanding what coverage is important for you and your cat should be your priority when comparing pet cover policies. By using our pet insurance guide you
will be able to make a fully informed decision when it comes to choosing the right deal for you and your cat.

For information and deals on other pets, visit our pet insurance homepage.