Single-trip insurance
Best for a one-off holiday of less than 30 days. You can visit more than one country, as long as you don't return home in-between.
Canada travel insurance
Find cheap travel insurance for Canada from £2.49^
Protect yourself from medical emergencies, cancellations and lost luggage
Compare quotes in minutes and get covered today
Earn up to £130 in rewards every year with SuperSaveClub^
Do I need travel insurance for Canada?
Holiday insurance is not a legal requirement. But without it you could end up personally responsible for paying some very high costs if something goes wrong with your trip.
Travel insurance can financially protect you if your holiday to Canada is unexpectedly cancelled, you need medical treatment, or your valuables are lost or stolen.
Can I get last minute holiday insurance for Canada?
Yes, it is possible to get last-minute travel insurance up to the day of your departure, although not all insurance providers will offer this.
💡 Top tip: Buying travel insurance last minute usually makes it more expensive.
What travel insurance do I need for Canada?
Canada is covered by worldwide travel insurance that includes the USA, Canada and the Caribbean.
The specific type of policy you need depends on your travel plans.
-
-
Annual multi-trip insurance
If you go away often then this type policy could be better value. It covers multiple trips for one year.
-
Backpackers insurance
If your Canadian adventure is just one part of a larger journey, this offers extended cover for longer trips through multiple countries.
How much is travel insurance for Canada?
Cheapest Price | Average Price |
|---|---|
£2.49^ | £43.30^ |
Is it cheaper to buy travel insurance closer to my departure date?
No, it is usually more expensive to buy travel insurance last-minute.
If possible you should buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your holiday.
What should my travel insurance policy for Canada cover?
🚩Different travel insurance policies have different inclusions and exclusions. You should always read your documents and check the policy wording.
Basic travel insurance |
|---|
✔ Illness and accidents |
✔ Trip and activity cancellations |
✔ Lost luggage (including your passport) |
✔ Theft |
✔ Repatriation (bringing you home in an emergency) |
✔ Personal liability (you harm someone or their property) |
Extras, add-ons and upgrades |
|---|
✔ Declared pre-existing medical conditions |
✔ High-risk activities including skiing |
✔ Gadget cover (for high-value items) |
✔ Cruises |
Not covered |
|---|
✖ Undeclared pre-existing medical conditions |
✖ Alcohol and drug-related incidents |
✖ Travel against government advice (see FCDO website) |
✖ Deliberately causing harm |
What happens if I get ill in Canada?
The UK has no reciprocal healthcare arrangement with Canada. If you require medical treatment and do not have health insurance you will have to pay all the costs yourself.
This could be extremely expensive. For example, a single day spent on a hospital ward on Price Edward Island would cost you between £750-£1,700
Will my EHIC/GHIC cover me in Canada?
No. Global Health Insurance Cards (GHICs) and the older European Health Insurance Cards (EHICs) cannot be used to get free healthcare in Canada.
Can I get travel insurance for Canada with a medical condition?
Yes, you can get holiday insurance with a pre-existing medical condition, but it may be more expensive than a standard policy.
A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. This includes mental health conditions and disabilities. But pregnancy is not usually considered a pre-existing condition unless you've had complications.
You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.
How much does it cost?
£30
.17^
This is the average amount paid by MoneySuperMarket customers for travel insurance with medical cover across all destinations. Medical cover for Canada specifically is likely to be more expensive.
Will all medical conditions make travel insurance more expensive?
No. If you have been recovered for a long time or your symptoms aren't very severe insurers may cover your condition for free.
Do I need a visa to visit Canada
🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.
British passport holders do not need a visa if they are visiting Canada for under six months. However you will need a Electronic Travel Authorization (eTA) if you are flying into the country.
You can apply for your eTA on the Canadian government's website. eTAs cost $7 (about £4) and are usually approved within minutes.
Do I need vaccinations for Canada?
🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.
The NHS Fit for Travel website recommends that your regular vaccinations are up to date before you travel to Canada, including your flu and Covid-19 vaccines if you are eligible for these.
Diphtheria and Tetanus are additional vaccines that some visitors to Canada may wish to have.
Frequently Asked Questions
What travel insurance do I need for skiing in Canada?
You need to have winter sports cover. Skiing and snowboarding are not usually covered under standard travel insurance policies.
You may be able to add winter sports cover to your existing travel insurance for a fee. Travel insurers will also often bundle together winter sports cover and adventure sports cover.
What travel insurance do I need for hiking in Canada?
You may need to have adventure sports cover. Standard travel insurance policies often will not cover hiking above a certain height or in riskier locations. If your hiking trip involves mountaineering or using climbing equipment you'll almost certainty need extra cover.
You may be able to add adventure sports cover to your existing travel insurance for a fee. Travel insurers will also often bundle together adventure sports cover and winter sports cover.
Why is travel insurance to Canada so expensive?
Healthcare costs are higher in Canada than elsewhere in the world, so insurers charge more to offset the fact that any medical claims made are likely to be more expensive.
If you want to save money on your travel insurance, comparing quotes is one of the most effective ways to find the best price out there for the type of policy you want.
How much should my travel insurance excess be?
Where you set your excess - the amount you pay towards a claim - depends on your personal preferences and finances.
A higher excess can lower your premium. Raising it is one way to find cheaper travel insurance, but you should always choose an excess that is affordable. You can also choose no-excess travel insurance.
Want rewards, cashback and free experiences? We've got you....
-
Earn up to £20^ every time you buy
We’ll reward you every time you make a purchase. Exchange your earnings for a gift card for Amazon.co.uk
^ , Sainsbury’s & more -
Free experiences
A years worth of free experiences across the UK. From London Zoo and Go Ape, to Hussle Swimming and English Heritage, there’s an adventure for everybody. Worth £180
^ . -
Cashback
Whether you're buying clothing, homewares or takeaways, earn up to 10%
^ cashback from brands like Just Eat, eBay & Argos. -
Refer a Friend
You and your friends each get up to £20 when they join the Club and make a qualifying purchase. Win-Win!
Trusted Service Awards Winners
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
Travel insurance comparison rated highly by our customers
Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.
By combining independence with our excellent technology, we can negotiate the best prices and the best value on products and services.
Based on 17,802 reviews
our customers rate us
4.7/5
Compare holiday insurance quotes from 55^ trusted UK providers
Find tailored travel cover at the right price by comparing deals from the UK’s leading travel insurers.
What do I need for a quote?
Ready to compare quotes? Here's what to do next:
-
Tell us about yourself
Give a few details about you, your travel dates and destination, and whether you have any medical conditions to declare.
-
We’ll do the legwork
We’ll put together a list of travel insurance quotes, so you can pick one that works for you at the best price.
-
You’re on your way
Once you’ve chosen the right quote for you, you can purchase your policy and you’ll be covered for your trip.
Reviewed on 24 Dec 2025 by
Data based on the minimum price of travel insurance sold through MoneySuperMarket to Canada in 2025. Prices vary based on your personal details & circumstances.
Up to £130 if every qualifying product purchased once. T&Cs apply. Click here for details.
Data based on the median price of travel insurance sold through MoneySuperMarket to Canada in 2025.
Association of British insurers data, 2022
Association of British insurers data, 2022
Based on prices listed on the Prince Edward Island government website in March 2025. Prices listed in Canadian dollars and converted in British pounds at the March 2025 exchange rate.
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
T&Cs and restrictions apply, see here for more information
Data based on the average price of travel insurance sold through MoneySuperMarket with medical cover in 2025.
The number of providers for travel insurance in August 2025
Data based on the minimum price of travel insurance sold through MoneySuperMarket to Mexico in 2025. Prices vary based on your personal details & circumstances.
T&Cs and restrictions apply, see here for more information
T&Cs apply, click here for more information