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Travel insurance with Covid cover
Find cheaper insurance with Covid cover included
Compare holiday insurance quotes from 59^ trusted UK providers
Why compare travel insurance with MoneySuperMarket?
Whether you need worldwide cover, a single trip, or a multi-trip policy, at MoneySuperMarket, we’re here to make sure your holiday planning is a breeze. Here’s what you’ll get:
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Quick and easy to use
Simply pop in a few details about where you’re off to next, pick the best deal for you and get insured for your next trip.
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Save money
Compare quotes from the UK's leading travel insurance providers and filter through a range of policies that match your needs as well as your budget.
Does travel insurance cover Covid?
Yes, all travel insurance policies offered through MoneySuperMarket offer a level of Covid cover. However, some travel insurance providers have more cover than others – for instance, some will refund the cost of your trip if you test positive before you leave. Often, you can buy an optional add-on to increase your travel insurance’s Covid cover.
With so many different policies out there, it always pays to shop around. When you compare travel insurance with MoneySuperMarket, we’ll let you know exactly what kind of protection each quote offers you against Covid risks. You can click through to see a detailed breakdown of what is and isn’t included before you pick a deal – so you’ll get exactly as much insurance as you need while saving a packet on cover.
What’s included in Covid travel insurance?
Every insurance policy is different – that’s why at MoneySuperMarket, we’ve made it easy to see exactly what level of Covid cover you’ll get with every quote. But here’s an idea of what to expect:
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What’s included
Covid treatment: If you catch covid while on your holiday, any travel insurance policy should pay out to cover your medical expenses abroad, or an emergency medical repatriation back to the UK
Emergencies at home: If a close family member in the UK is hospitalised with covid while you’re on your trip, insurance will pay out for a flight home
Cancellation cover: If you test positive for covid and have to cancel your trip, or your airline won’t let you board after a temperature check, most insurers will refund your costs. But not all – make sure you check your policy first
Delayed return: Similarly, you might get a payout for your extra costs if you test positive abroad and have to stay a little longer you should be covered, although this may be offered as an add-on. But again, some insurers might not cover this, or you might have to buy extra covid protection
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What’s not
Change of heart: Insurance won’t pay out if you decide you don’t want to travel because covid cases start going up in your destination, or the local government introduces new quarantine rules, and you decide you don’t want to travel
Local lockdowns: If you test positive and need to spend longer than expected abroad, insurance should pay out – but not if you’re trapped abroad because of a lockdown your insurance probably won’t pay out. Your travel company might be able to help, though
Travel advice: If the Foreign, Commonwealth and Development Office (FCDO) advises against all travel to your destination due to a covid outbreak, most insurers won’t refund the cost of your trip
Breaking the rules: If the FCO advises against travel to your destination and you go there anyway, your cover is likely to be invalidated – which means that you won’t just lose your covid protection, but all the benefits of your insurance
Other important considerations when choosing travel insurance with Covid cover
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What types of policy include Covid cover?
Covid cover is included as standard in all travel policies offered by MoneySuperMarket. These include: single trip policies, annual policies for multiple trips in a single year, and long-stay or backpackers cover, for trips that will last several months.
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How much is travel insurance with Covid cover?
Single-trip policies start at £2.15
^ and annual cover costs from £9.37^ . However, the cost will vary depending on factors such as your age, any medical conditions you may have or the destination you plan to travel to. -
Can I get Covid cover for medical conditions?
Travel insurance will cover a range of pre-existing medical conditions but it is likely to increase the cost as you will be seen as a higher risk of making a claim
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Can I get cover if I’m unvaccinated?
You can get travel insurance cover whether you have been vaccinated or not, but make sure to check entry requirements for your destination. If you are turned away at the border because of your vaccine status then your insurer probably won’t pay out.
Our expert says…
It’s been more than three years since Covid first disrupted travel plans and while the virus may not have gone away, the insurance industry is better placed to help customers navigate the pitfalls that arise. Travel insurance is always recommended if you’re heading overseas, but now you can also compare policies to find one that has the right level of coronavirus cover to meet your expectations.
Saarrah Mussa Former Content Writer
Compare tailored quotes for your destination
Using MoneySuperMarket you can compare travel insurance no matter where you are travelling to, however, your destination will affect the type of cover you can get. Worldwide travel cover can sometimes be more expensive than European cover because of the high cost of medical treatment in countries like the USA. Some countries also insist on travel insurance before they will let you enter.
Make sure to check the FCDO website for any travel restrictions or advice before booking a trip abroad. Remember that your insurance isn’t valid if you travel against FCDO advice. You can sign up for email alerts on a particular country in case anything changes.
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Coronavirus travel insurance guides and expert tips
Keep up to date and find out all you need to know with our latest guides.
Ready to compare quotes? Here's what to do next
Covid might have made getting away a little more difficult – but with MoneySuperMarket, getting the right insurance couldn’t be easier. Here’s how it works:
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Tell us about your trip
Simply let us know where you’re off to and what kind of cover you want – it only takes a moment
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We’ll do the legwork
We’ll put together a list of quotes, with a handy link to their covid policies, so you know exactly what you’re getting
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Enjoy your holiday!
With your travel insurance sorted, you can get back to planning your next adventure
What extra protection does enhanced cover offer?
Enhanced cover can offer varying levels of protection depending on the provider you choose - this can include the following situations:
If you catch COVID-19 before travelling and need to cancel
If your travel provider goes into administration due to COVID-19
If you are denied boarding by your airline due to COVID-19 symptoms
If you show COVID-19 symptoms while on holiday and have to cancel pre-booked excursions
However not all providers will offer the same cover, so it's important to check before booking a holiday and buying travel insurance.
Will travel insurance still cover cancellations due to coronavirus?
All travel insurance offered via MoneySuperMarket offers covid cover – but the level of that cover could differ between policies. If you test positive before you leave and have to cancel your trip then most policies will pay out but do remember to check the terms and conditions of your policy.Others will offer greater levels of cover as an additional add on.
It's also worth noting that your European Health Insurance Card (EHIC) will still cover you for state-provided healthcare in the EU - however if you are applying for a new one you'll get a Global Health Insurance Card (GHIC) instead.
However, while you should always make sure you take it with you, the card is not a substitute for travel insurance.
What about countries not on the travel exemption list?
If you are having to quarantine on your return from abroad, your travel insurer is unlikely to cover you – for example, for expenses incurred because you had to cancel an event that you can’t attend as you will be isolating.
If you were due to travel to a country no longer on the exemption list and can no longer go because of having to quarantine on your return to the UK, your travel insurance is also unlikely to cover you. Check with the policy provider.
If you choose to cancel your trip based on FCDO advice, you may be able to claim on your travel insurance. This is so long as you took it out before the original FCDO blanket travel restrictions were in place.
If you are due to travel and your package holiday has been cancelled, you should be entitled to a full refund from the travel operator.
What exactly does essential travel mean?
The lifting of the FCDO’s guidance against all but essential travel applies to all of the countries on this list – but many countries still fall under the travel ban.
What constitutes ‘essential’ travel is limited – for example if you are involved in any kind of freight transport, including by air, ship, road and rail.
Visiting friends and family abroad does not qualify as essential travel.
What happens if I travel anyway?
If you travel against FCDO advice, you’ll render your travel insurance invalid and you won’t be able to make a claim.
In practical terms, you may not be able to return to the UK. If you are able to get back, it’s likely you will have to quarantine in self-isolation for 14 days or face a £1,000 fine.
What if I contract coronavirus while overseas?
If you’re diagnosed with coronavirus before you are able to get home to the UK, you will need to seek medical treatment first. If you fall ill, tell your insurer immediately and they will advise you of your options.
Your travel insurance should meet any medical expenses you incur, provided you did not ignore government travel advice.
You may also be able to claim for additional expenses incurred because of your prolonged stay overseas, such as bed and board for other members of your party.
If you are placed into quarantine abroad, you may also be able to claim for out-of-pocket expenses. And many insurers are paying out for claims for emergency medical and repatriation related to coronavirus. As ever, check with your insurer.
How does MoneySuperMarket make money?
We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.
Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is van insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy van insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is van insurance eligible for Price Promise?
Yes, van insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £20
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 16 Dec 2025 by
Based on an individual aged 30 with no pre-existing medical conditions, taking single trip cover for 3 days to France. Cover starts on 14th August and ends on 17th August. Moneysupermarket data correct as of 11th August 2025
Based on an individual aged 30 with no pre-existing medical conditions, taking European cover. Cover starts on 13th November. Moneysupermarket data correct as of 10th Nov 2025
The number of providers for travel insurance with medical cover in December 2025
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