The cost of pet insurance depends on a number of factors related to the pet you’re insuring and the type of cover you want to take out. Read on to discover all you need to know about pet insurance costs.
Data collected by Stickee, June 2020
*Data collected by Stickee, June 2020
If you agree to a higher excess, you should be rewarded with a lower premium. Just make sure you can afford the excess in the event of a claim
Taking good care of your pet will reduce the chance of them needing treatment by your local vet, which in turn will mean your premium is less likely to rise
Neutering or spaying your pet can potentially lower your premiums because it reduces the chance of your pet developing certain conditions, and also makes them less likely to stray
Some insurers offer a discount for micro-chipped pets because they are easier to locate if they are lost or stolen
Insurers often offer a discount of between 5% and 10% if you insure more than one pet
Some pet insurance companies charge more if you want to spread the cost of cover over monthly instalments. It can therefore work out cheaper to pay for your policy upfront
Comparing pet insurance polices with MoneySuperMarket is a quick and simple way to find affordable cover. Just tell us about yourself, the pet you want to insure and the type of cover you need, and we’ll search the market for a list of quotes tailored to you.
You’ll be able to compare policies by the cost and type of cover as well any vet fee limits and the excess you’ll need to pay to make a claim. Once you’ve found the deal you want, just click through to the provider to finalise your purchase.
As with any insurance policy the cheapest isn’t always the best – we recommend aiming for a policy that offers the right level of cover for the best price. This way you’ll have the protection you need and won’t be overpaying.