Greater London postcodes top list of burglary hotspots

Londoners need to be on their guard against burglars, according to the latest MoneySuperMarket Burglary Claims Tracker.

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Postcodes in the east of Greater London and Essex are particularly prone to making burglary-related claims on their home contents insurance – but those living in rural areas such as Dumfries in Scotland and Felixstowe in Suffolk can sleep more easily in the beds, paying less for their home insurance.

Let’s find out why…

Capital crimes

Greater London has the dubious honour of being home to 14 of the UK’s top 20 burglary claim hotspots.

This includes Dagenham, where 55 of every 1,000 home insurance quotes run on our site in the 12 months to December contained details of a claim for burglary claim made in the past two years.

London is not the only city where burglaries are common, however.

Chorlton-cum-Hardy and Barlow Moor in Manchester – where about 52 of every 1,000 home insurance quotes contains a claim for burglary – are third on the hotspot list.

And people living in parts of South and West Yorkshire are also more likely than most to have to file a claim for theft from their homes.

Burglary hotspots – and coldspots

Our Burglary Claims Tracker looks at millions of home insurance quotes to identify the postcodes where homeowners are most likely to make a claim after being burgled.

This year, researchers analysed 2.68 million quotes, identifying those recording “theft of contents” claims, to come up with the burglary hotspots list.

Their findings show that the top five postcodes targeted by burglars are:

1. TM8 (Dagenham in Greater London)

2. IG2 (Gants Hill in Greater London)

3. M21 (Chorlton-cum-Hardy in Manchester)

4. DN2 (Intake in South Yorkshire)

5. E18 (Woodford in London)

At the bottom of the list, meanwhile, are rural locations such as:

1. DD2 (Lochee in Scotland)

2. DG1 (Dumfries in Scotland)

3. G83 Aldochlay in Scotland

4. IP11 (Felixstowe in Suffolk)

5. LL57 (Bangor in Wales)

Impact on insurance

Having a higher likelihood of their homes being broken into is not the only problem for those living in burglary hotspots.

Insurers also factor in the probability of a burglary claim when pricing insurance policies.

And that means someone living in Dagenham will pay a lot more for home insurance than someone living in Dumfries.

If you live in a burglary hotspot, it therefore makes sense to take steps to lower your insurance premiums – and slash your chances of being burgled – by improving your home security.

Many insurers will offer you a discount if you fit an insurer-approved alarm or upgrade your door and window locks, for example.

Why not get your own quote for home insurance to see whether you can lower your annual premium?

The 20 UK postcode districts most likely to claim for theft on their home insurance

Number  Postal District Area  City/County  Rate per 1000 
 1  TM8 Dagenham, Becontree, Becontree Heath  Greater London  55.0
 2  IG2 Gants Hill, Newbury Park, Alborough Hatch   Greater London  54.9
 3  M21 Chorlton-cum-Hardy, Barlow Moor    Manchester  51.8
 4  DN2  Intake, Wheatley, Wheatley-Hills   South Yorkshire  48.3
 5  E18 Woodford and South Woodford  London  48.2
 6  RM11  Hornchurch, Emerson Park, Ardleigh Green   Greater London  47.1
 7  TW11 Teddington, Fulwell, Bushy Park  Greater London  47.1
 8  BD2 Eccleshill, Five Lane Ends, parts of Undercliffe, Fagley, Wrose, Bolton Woods, Poplars Farm, Swain House, Ashbourne  West Yorkshire  46.9
 9  EN4 Hadley Wood, Cockfosters, East Barnet, New Barnet  Greater London  45.5
 10  IG3 Seven Kings, Goodmayes, Hainault, Chignell  Greater London  44.0
 11  BD18 Saltaire, Shipley, Windhill, Wrose   West Yorkshire  43.6
 12  W4 Chiswick, Gunnersbury, Turnham Green, Acton Green, Bedford Park   London  43.0
 13  TW5 Heston, North Cranford, West Osterley   Greater London  42.9
 14  IG8 Woodford Green, Woodford Bridge, Highams Park   Greater London  42.5
 15  LS28 Bagley, Calverley, Farsley, Pudsey, Stanningley (Pudsey)  West Yorkshire  42.2
 16  BR5 West Wickham   Greater London  42.1
 17  UB6 Greenford, Perivale   Greater London  41.9
 18  UB4 North Hayes, Yeading   Greater London  41.6
19   N11 New Southgate, Friern Barnet, Bounds Green, Arnos Grove   London  41.1
 20  LS15 Austhorpe, Barwick-in-Elmet, Colton, Cross Gates, Galton, Halton Moor, Manston, Pendas Fields, Scholes, Temple Newsam, Whitkirk  West Yorkshire  40.8

The 20 UK postcode districts least likely to claim for theft on their home insurance

Number Postal District  Area  City/County  Rate per 1000 
 1  DD2 Lochee, Blackness, Ninewells, Menziehill, Charleston, Balgay, Ardler and Logie  Dundee, Scotland  0.00
 2  DG1 Dumfries  Dumfries and Galloway, Scotland   0.00
 3  G83 Aldochlay, Ardlui, Balloch, Bonhill, Gartocharn, Inverarnan, Jamestown, Luss, Renton, Tarbet  Bute, Scotland  0.00
 4  IP11 Felixstowe, Trimley St. Martin, Trimley St. Mary  Suffolk   0.00
 5  LL57 Bangor, Llanllechid, Rachub, Talybont, Bethesda, Glasinfryn, Llandygai, Mynydd Llandygai, Rhiwlas, Tregart  Gwynedd, Wales   0.00
 6  CA28 Whitehaven, Sandwith & Hensingham  Cumbria   1.30
 7  BT48 Londonderry, Cityside, Ballynagard, Coshquin, Rosemount, The Collon, Culmore Northern Ireland  1.36
 8  PH2 South & East Perth  Perth, Scotland  1.51
 9  BT41 Antrim, Dunadry, Muckamore, Randalstown, Toomebridge  Northern Ireland  1.51
 10  FK7 Bannockburn, Cambusbarron, Cowie, Fallin, Plean, South Alloa, St. Ninians Stirling, Scotland  1.59
 11  SO22 Badger Farm, Fulflood, Hursley, Littleton and Harestock, Olivers Battery, Pitt, St Cross, Stanmore, Weeke (Winchester)  Hampshire   1.6
 12  PO22 Bognor Regis, Barnham, Elmer, Felpham, Middleton-on-Sea  West Sussex  1.63
 13  YO16 Bridlington, Bempton, Bessingby, Boynton, Buckton, Carnaby, Grindale, Sewerby  East Yorkshire   1.66
 14  SP4 Amesbury  Wiltshire   1.84
 15  CT1 Canterbury South and City Centre  Kent  1.93
 16  G78 Barrhead, Neilston, Uplawmoo  Glasgow, Scotland  1.97
 17  LL65 Holyhead, Trearddur Bay, Four Mile Bridge, Rhoscolyn, Bodedern, Bryngwran, Caergeiliog, Llanynghenedl, Trefor, Valley, Gwalchmai,
Llanddeusant, Llanfachraeth, Llanfaethlu, Llanfairynghornwy, Llanrhyddlad, Rhydwyn 
Isle of Anglesey, Wales   1.98
 18  TS17 Thornaby, Ingleby Barwick, Stainton  Middlesborough  2.25
 19  NR31 Gorleston, Bradwe  Great Yarmouth   2.37
 20  EX39 Bideford, Lundy Island Devon  2.52

Please note: any rates or deals mentioned in this article were available at the time of writing. Click on a highlighted product and apply direct.

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