Do you live in a burglary hotspot? How to keep your home safe

We’ve crunched the numbers and identified how many burglary claims are made in each UK postcode. Find out how yours fares and how to keep your home safe and secure.

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MoneySuperMarket’s annual burglary hotspots review has revealed the top 20 areas in the UK that are most likely to make a burglary claim – as well as those that are least likely.

We analysed over 2.5 million home insurance quotes from the last two years to find the UK’s burglary hotspots based on the highest and lowest rate of claims for home contents theft in the past five years.*

Henley-in-Arden (postcode B95), on the outskirts of Birmingham, took the number one spot, with 50.46 claims recorded for every 1,000 quotes.

The CM4 postcode of Ingatestone, just south of Chelmsford, came in second place, with 49.76 claims per 1,000 quotes, and the IG5 postcode of Ilford in east London came third with 47.56 claims per 1,000 quotes.

The results in full

Here’s a quick look at the full list of the top 20 highest areas of burglary claims:

Rank

Postcode district

Post town

Contents Theft Rate (per 1000) *

1

B95

Henley-in-Arden

50.46

2

CM4

Ingatestone

49.76

3

IG5

Ilford

47.56

4

EH4

Edinburgh

46.43

5

LS8

Leeds

46.30

6

B94

Solihull

45.80

7

GU23

Woking

45.30

8

SK8

Cheadle

45.29

9

EH15

Edinburgh

43.99

10

M21

Manchester

43.98

11

CB5

Cambridge

43.48

12

M20

Manchester

42.92

13

BS7

Bristol

42.79

14

RH8

Oxted

42.65

15

SK4

Stockport

42.08

16

L16

Liverpool

42.04

17

LS17

Leeds

41.81

18

BS9

Bristol

41.78

19

TW11

Teddington

41.32

20

IG9

Buckhurst Hill

41.28

Lowest areas of burglary claims

In contrast, it’s good news for those who live in Guildford (postcode GU3) which was last year’s top burglary hotspot, as it now sits in position 171.

Whitehaven (CA28) near Carlisle has the lowest claim rate, with 0.76 claims per 1,000 quotes.

The Cornish town of Falmouth (TR11) took second spot, with 0.92 claims per 1,000 quotes, and Cockermouth (CA13) near the Lake District came in third, with 1.08 claims per 1,000 quotes.

There were also 98 postal districts with no recorded claims, according to the data.

Rank

Postcode district

Post town

Rate (per 1000) *

1

CA28

Whitehaven (near the Lake District)

0.76

2

TR11

Falmouth

0.92

3

CA13

Cockermouth (near the Lake District)

1.08

4

SY23

Aberystwyth

1.08

5

CA1

Carlisle

1.10

6

PL19

Tavistock

1.23

7

DD10

Montrose (East coast of Scotland)

1.24

8

NR10

Norwich

1.29

9

KY4

Cowdenbeath (near Dunfermline)

1.32

10

KY5

Lochgelly (near Dunfermline)

1.35

11

NR11

Aylsham (Norfolk)

1.36

12

DL8

Aysgarth (Yorkshire Dales)

1.39

13

PA8

Erskine (near Glasgow)

1.46

14

SW3

Chelsea

1.48

15

CA15

Mayport (near the Lake District)

1.48

16

AB25

Aberdeen

1.54

17

SA14

Llanelli

1.56

18

TD15

Berwick-upon-Tweed

1.57

19

TQ7

Kingsbridge (near Plymouth)

1.59

20

EX17

Crediton (near Exeter)

1.62

How does your postcode compare?

You can find out how your postcode fares by using our burglary claims tool.

Overall, our data shows that there’s been a 16% national increase in theft rates, with an average of 15.57 claims per 1,000 quotes in 2018, up from 13.42 in 2017.

However, according to the Crime Survey for England and Wales, which examines long-term crime trends, the number of domestic burglaries in general is going down and you’re a lot less likely to be burgled today than 25 years ago.

Preventative measures

Whether you live in an area more prone to crime or not, it’s always a good idea to protect your home as much as possible to help deter burglars. Yet according to our research, almost half of us (44%) haven’t taken any measures to protect our homes.

Emma Garland, data scientist at MoneySuperMarket, said: “For thieves, it is all about risk versus reward – if the reward looks likely to exceed the risk, they are going to target that home. Homeowners must do as much as possible to tip the balance in their favour and make things harder for burglars.”

She added: “People who have been targeted by thieves previously pay an average of 16.8% more for contents insurance, so it pays to ensure your home is as protected as possible.”

The good news is there are a number of simple, practical steps you can take to help keep your home safe and deter thieves. These include:

  • Investing in decent locks for your windows and doors and getting them fitted by a qualified locksmith
  • Marking your possessions with a UV security pen so that if anything is stolen from your home it can be identified
  • Planting prickly bushes or shrubs – but make sure they are cut to a height that allows neighbours to still spot if anyone is trying to break in to your home 
  • Installing cameras and automatic sensor lights or even a fully monitored smart system for greater protection
  • Getting an alarm installed by a supplier accredited by either the National Security Inspectorate (NSI) – a NACOSS Gold supplier - or the Security Systems an Alarms Inspection Board (SSAIB)
  • Keeping valuables away from windows and storing keys out of sight
  • Avoiding leaving packaging from expensive items such as TVs and bikes beside your outside bin as this can indicate to burglars what’s sitting inside your home

What to do if you’re burgled

If your home is burgled, the first thing to do is report it to the police as soon as you can. The police will want to visit your home so avoid touching anything until they say you can.

Once they’ve taken your statement and given you a crime reference number, you’ll be able to make a home insurance claim. Locate your home insurance policy documents and call the claims number as soon as you can.

It’s a good idea to go through each room and take photos, as well as make a note of everything that is missing or damaged. You may also need to provide evidence to prove you own certain items as well as their value.

You can find out more about the steps to take after a burglary in our article.

*When people complete a contents insurance quotation, they’re asked if they’ve made a burglary claim in the past five years.

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