Do you live in a burglary hotspot? How to keep your home safe

We’ve crunched the numbers and identified how many burglary claims are made in each UK postcode. Find out how yours fares and how to keep your home safe and secure.

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MoneySuperMarket’s annual burglary hotspots review has revealed the top 20 areas in the UK that are most likely to make a burglary claim – as well as those that are least likely.

We analysed over 3.1 million home insurance quotes from the last two years to find the UK’s burglary hotspots based on the highest and lowest rate of claims for home contents theft in the past five years.*

Digbeth, Highgate and Lee Bank in the Birmingham postcode of B5 took the number one spot, with 57.14 claims recorded for every 1,000 quotes.

The B94 postcode of Olton, Solihull came in second place, with 52.63 claims per 1,000 quotes, and the IG5 postcode of Clayhall in northeast London came third with 51.64 claims per 1,000 quotes.

The results in full

Here’s a quick look at the full list of the top 20 highest areas of burglary claims:

Rank

Postcode district

Post town

Contents Theft Rate (per 1000) *

1

B5

Digbeth, Highgate, Lee Bank

57.14

2

B94

Olton, Solihull

52.63

3

IG5

Clayhall

51.64

4

N21

Winchmore Hill, Bush Hill, Grange Park

50.13

5

M21

Chorlton-cum-Hardy, Firswood

49.22

6

BS7

Bishopston, Horfield, Filton

49.13

7

SK4

Stockport, Four Heatons

49.12

8

B96

Redditch

49.06

9

WR12

Broadway

47.97

10

IG9

Buckhurst Hill

47.83

11

SK8

Cheadle, Cheadle Hulme, Gatley, Heald Green

47.62

12

IG4

Redbridge

47.12

13

B15

Edgbaston, Lee Bank

47.08

14

E18

Woodford, South Woodford

47.04

15

M20

Didsbury, Withington

47.02

16

RM14

Upminster, Cranham, North Ockendon, Bulphan

46.80

17

GU23

Send, Ripley, Ockham, Wisley

46.80

18

NW11

Golders Green, Hampstead Garden Suburb

46.79

19

SE21

Dulwich, Dulwich Village, West Dulwich, Tulse Hill, Sydenham Hill

46.12

20

IG7

Chigwell

45.89

Lowest areas of burglary claims

In contrast, it’s good news for those who live in the Staffordshire town of Leek (postcode ST13) as it has the lowest claim rate, with 0.69 claims per 1,000 quotes.

The Scottish postcodes of G84 (Clynder, Cove, Garelochhead, Kilcreggan, Rhy, Rosneath, Shandon) and KY4 (Cowdenbeath) took second and third place, with claims rates of 0.87 and 1.09 per 1,000 quotes respectively.

Rank

Postcode district

Post town

Rate (per 1000) *

1

ST13

Leek

0.69

2

G84

Clynder, Cove, Garelochhead, Kilcreggan, Rhy, Rosneath, Shandon

0.87

3

KY4

Cowdenbeath (near Dunfermline)

1.09

4

TQ7

Kingsbridge

1.12

5

NP13

Abertillery

1.21

6

EX34

Ilfracombe, Woolacombe

1.24

7

HS2

Isle of Lewis

1.26

8

TA5

Cannington, Nether Stowey, Over Stowey, Spaxton, Fiddington

1.31

9

KY6

Glenrothes

1.36

10

IV12

Auldearn

1.38

11

TS22

Billingham (West), Wolviston

1.48

12

BT13

Belfast, Shankill Road, Woodvale, Ballygomartin, Springmartin, Glencairn, Highfield

1.48

13

PO36

Sandown

1.52

14

TS11

Marske-by-the-Sea, New Marske

1.52

15

BT52

Coleraine, Ballyvelton, Cloyfin

1.55

16

IV30

Elgin

1.55

17

CF46

Treharris, Quakers Yard, Bedlinog, Nelson

1.56

18

TR26

St Ives

1.56

19

TN29

Lydd

1.56

20

EX31

Barnstaple

1.57

How does your postcode compare?

You can find out how your postcode fares by using our burglary claims tool.

Overall, our data shows there’s been a 2.5% national increase in claims rates, with an average of 16.04 claims per 1,000 quotes in 2019, up from 15.65 in 2018.

This could be due to burglars targeting more affluent areas where a higher number of people have home insurance and more claims are made as a result.

It could also be due to an increasing number of people owning high value portable tech such as wireless headphones, fitness trackers, tablets and smartphones – all of which are easy to steal.

However, the 2.5% increase is lower than in the previous year, when claims rates rose by 16%.

What’s more, according to the Crime Survey for England and Wales, which examines long-term crime trends, the number of domestic burglaries in general is going down and you’re a lot less likely to be burgled today than 25 years ago.

Preventative measures

Whether you live in an area more prone to crime or not, it’s always a good idea to protect your home as much as possible to help deter burglars.

The good news is there are a number of simple, practical steps you can take to help keep your home safe and deter thieves. These include:

  • Investing in decent locks for your windows and doors and getting them fitted by a qualified locksmith
  • Marking your possessions with a UV security pen so that if anything is stolen from your home it can be identified
  • Planting prickly bushes or shrubs – but make sure they are cut to a height that allows neighbours to still spot if anyone is trying to break in to your home 
  • Installing cameras and automatic sensor lights or even a fully monitored smart system for greater protection
  • Getting an alarm installed by a supplier accredited by either the National Security Inspectorate (NSI) – a NACOSS Gold supplier - or the Security Systems an Alarms Inspection Board (SSAIB)
  • Keeping valuables away from windows and storing keys out of sight
  • Avoiding leaving packaging from expensive items such as TVs and bikes beside your outside bin as this can indicate to burglars what’s sitting inside your home

What to do if you’re burgled

If your home is burgled, the first thing to do is report it to the police as soon as you can. The police will want to visit your home so avoid touching anything until they say you can.

Once they’ve taken your statement and given you a crime reference number, you’ll be able to make a home insurance claim. Locate your home insurance policy documents and call the claims number as soon as you can.

It’s a good idea to go through each room and take photos, as well as make a note of everything that is missing or damaged. You may also need to provide evidence to prove you own certain items as well as their value.

You can find out more about the steps to take after a burglary in our article.

*When people complete a contents insurance quotation, they’re asked if they’ve made a burglary claim in the past five years.

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