Landlord’s boiler cover

Boiler and central heating cover for landlords

Boiler cover can save you a headache if the boiler in your buy-to-let property breaks down – here’s what you should know

MoneySuperMarket doesn't offer a comparison service for this type of product but we have compiled a list below of insurers who can help.

BRITISH GAS BRITISH GAS

Boiler and Controls Breakdown Cover

Per month

BRITISH GAS BRITISH GAS

Central Heating Breakdown Cover

Per month

PLUS HEAT PLUS HEAT

Landlord Boiler Breakdown Cover

Per month

PLUS HEAT PLUS HEAT

Landlord Boiler and Central Heating Breakdown Cover

Per month

PLUS HEAT PLUS HEAT

Landlord Boiler Breakdown Cover (No Excess)

Per month

PLUS HEAT PLUS HEAT

Landlord Boiler, Heating, Plumbing, Electrics and Drainage Cover

Per month

Per month

Special Offer

FREE Annual Boiler Service

YOUR REPAIR YOUR REPAIR

Landlord Boiler Cover- Up to 3 years fixed price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 31ST AUGUST 2019

Per month

Special Offer

FREE Boiler Service + CP12 Gas Safety Certificate Each Year

PLUS HEAT PLUS HEAT

Landlord Boiler and Central Heating Breakdown Cover (No Excess)

Per month

YOUR REPAIR YOUR REPAIR

Landlord Central Heating Cover- Up to 3 years fixed price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 31ST AUGUST 2019

Per month

Special Offer

Includes a FREE Boiler Service + CP12 Gas Safety Certificate Each Year

Per month

SPECIAL OFFER

FREE Annual Boiler Service + CP12 Gas Safety Certificate Each Year

EDF ENERGY EDF ENERGY

EDF Energy Landlord Heating Protect

Per month

YOUR REPAIR YOUR REPAIR

Landlord Heating, Plumbing & Electrical Cover- Up to 3 yrs fixed price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 31ST AUGUST 2019

Per month

Special Offer

FREE Boiler Service + CP12 Gas Safety Certificate Each Year

Per month

Special Offer

FREE Annual Boiler Service + CP12 Gas Safety Certificate Each Year

PLUS HEAT PLUS HEAT

Landlord Boiler,Heating,Plumbing,Electrics&Drainage Cover inc Service

Per month

SSE SSE

SSE Landlord Boiler Cover

Per month

YOUR REPAIR YOUR REPAIR

Landlord Central Heating Cover (No Excess) - Up to 3 Years Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 31ST AUGUST 2019

Per month

When you buy British Gas HomeCare Two by the 16th September 2019 you’ll get a Gift Card worth £10 to spend at Amazon*, Argos, M&S, Restaurant Choice or Hive Home[1].

EDF ENERGY EDF ENERGY

EDF Energy Landlord Heating Protect

Per month

PLUS HEAT PLUS HEAT

Landlord Boiler,Heating,Plumbing,Electrics&Drainage Cover(0 Excess)

Per month

YOUR REPAIR YOUR REPAIR

Landlord Home Cover- Up To 3 Years Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 31ST AUGUST 2019

SSE SSE

SSE Landlord Heating Cover

Per month

Per month

Special Offer

FREE Annual Boiler Service + CP12 Gas Safety Certificate Each Year

EDF ENERGY EDF ENERGY

EDF Energy Landlord Heating Protect

Per month

YOUR REPAIR YOUR REPAIR

Landlord Heating, Plumbing Electrical (No Excess)-Up to 3Yr Fix Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 31ST AUGUST 2019

Per month

When you buy British Gas HomeCare Three by the 16th September 2019 you’ll get a Gift Card worth £20 to spend at Amazon*, Argos, M&S, Restaurant Choice or Hive Home [1].

YOUR REPAIR YOUR REPAIR

Landlord Complete Home Cover Plus - Up to 3 Years Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 31ST AUGUST 2019

Per month

When you buy British Gas HomeCare Four by the 16th September 2019 you’ll get a Gift Card worth £50 to spend at Amazon*, Argos, M&S, Restaurant Choice or Hive Home [1].

YOUR REPAIR YOUR REPAIR

Landlord Home Cover (No Excess) – Up to 3 Years Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 31ST AUGUST 2019

PLUS HEAT PLUS HEAT

LandlordBoiler,Heating,Plumbing,Electric&DrainageCover&Service 0Excess

Per month

YOUR REPAIR YOUR REPAIR

Landlord Complete Home Cover Plus (No Excess) – Up to 3Yrs Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 31ST AUGUST 2019

What is boiler cover for landlords?

Landlord’s boiler cover is a type of insurance designed specifically for landlords to cover the boiler and central heating systems in buy-to-let properties.

Do I need boiler cover as a landlord?

Boiler cover isn’t legally required, even as a landlord if you’re renting your property out – however it can be important in keeping the property habitable. Boiler cover can make it easier to get a broken boiler repaired or replaced, while it can also help cover the cost of gas safety inspections and annual servicing – depending on the policy you take out.

It’s worth noting that while boiler cover is available as a standalone policy, you might already be covered through another source. Boiler cover may be included in your landlord insurance policy or as part of your overall energy tariff.

Do I need boiler cover as a tenant?

If you’re renting it’s likely that your landlord will take out their own boiler cover policy for the property. However if they don’t, you should be able to take out your own policy for the duration of your rental agreement – if you want to avoid this, you can always ask your landlord to consider taking out cover.

What’s included in landlord’s boiler cover?

Generally speaking, there are three types of boiler cover you’ll be able to take out:

  • Boiler only: Boiler cover on its own can help if there’s an issue with your boiler or controls, but it won’t extend to your pipes or radiators
  • Boiler and central heating: Boiler and central heating cover includes protection for your whole heating system, including pipes, radiators, and heat pumps. However the extra level of cover usually comes for a higher cost
  • Home emergency: Home emergency policies can offer a way to get speedy assistance for problems with boilers, heating, plumbing, electrics, home security, and more

Some providers might only cover your boiler in certain cases, such as if the breakdown was caused by select faulty or damaged parts. To make sure you know exactly what you’re covered for you should read over any policy documents before you take out a policy and make a claim.

What extra policies can you get with landlord’s boiler cover?

Depending on your provider and the level of cover you choose, some of the following may be included in your policy as standard – and if not, you may be able to add them at an extra cost:

  • Boiler servicing
  • Gas safety inspections (CP12)
  • Central heating systems
  • Gas supply pipe
  • Plumbing
  • Drainage
  • Home electrics
  • Gas appliances
  • Carbon monoxide testing

Can I get boiler cover for an old boiler?

Providers often have a limit on how old your boiler can be and still qualify for boiler cover – this is often around seven years. If you have an older boiler in your rental property it may be worth looking at new installations – modern boilers are usually more energy efficient and better for the environment.

Additionally, as greener energy solutions are a big part of modern life you may find it easier to get tenants in if your property has a higher green rating.

Can I claim immediately on boiler cover?

Most boiler cover policies have a no-claims period, usually lasting for the first 15-30 days of the insurance term. This is to prevent people from taking out a policy only when they need it so they can claim immediately.

How much does landlord’s boiler cover cost?

The price you’ll pay for boiler cover will depend mostly on the type of policy you take out – higher levels of cover almost always result in higher premiums.

Compare landlord’s boiler cover

The best way to find cheaper quotes for landlord’s boiler cover is to compare your options on MoneySuperMarket. We’ll show you a list of cover options from a range of providers, and you’ll be able to compare them by:

  • The monthly cost
  • The level of cover
  • The excess fees

When you’ve found the deal you want, just click through to the provider’s website to finalise your purchase.

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