Fluid credit cards

published on Tuesday 5 June 2018

Fluid is a credit card provider, and part of the Media Ingenuity Group, an internet business specialising in marketing and sales. The group was formed in 2006 and is a leader in digital marketing and online lead generation companies.

Ready to compare?

Guide to Fluid credit cards

Fluid offers several credit cards for different needs, whether you need to transfer a balance on an existing card or need to shift an overdraft balance, and want to benefit from an interest-free period on this debt. It is the first provider to offer Apply with Confidence, which checks if you are accepted for a card without putting a mark on your credit file, and damaging your credit rating. If you’re unlikely to be accepted for Fluid, alternative products will be suggested for you.

They are balance transfer cards, designed for people looking to reduce the amount of interest they are paying on existing credit cards.

Fluid credit cards are fully regulated by the Financial Conduct Authority (FCA).

Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

About Fluid

Fluid is a new option from New Day Ltd, which was formerly known as SAV Credit. SAV Credit was founded in 2002. It now has around 5.4 million customers across its business, of whom a number are Fluid cardholders.

The Fluid card was created to give users more control of their finances through streamlined balance transfers, consolidating debt into one place, and allowing time to plan repayments.


Ready to compare?

Did you enjoy that? Why not share this article