118 118 Money Credit Cards

A credit card from 118 118 Money might be the right one for you

Starting out as a directory enquiries service, 118 118 Money launched in 2013. It provides personalised financial solutions and recently introduced the first ever subscription-based credit card on the market

Aiming to shake up the traditional UK financial services industry, 118 118 Money understands that life can be unpredictable and surprising. Its aim is to provide personalised financial solutions to help people handle whatever lands in their path.

In an attempt to challenge the status quo, 118 118 Money introduced the Money Card – the first ever subscription-based credit card. The card has one simple and fixed monthly fee and no other fees. Its customer centric approach means it’s focused on encouraging people to embrace good financial habits and improve their credit score.

Compare 118 118 Money credit cards - Sorted by APR

Your personalised chance of approval

Chance of approval 10/10 GUARANTEED
Chance of approval {{::sliderProduct.productScoring.productLikelihood}}/10
Chance of approval Not rated
Chance of approval Not eligible
Being pre-approved means you’re an ideal customer for this lender and you’re guaranteed to get this card, provided you use the same details as you gave us, and you pass the lender’s ID checks.
We can’t give you a rating for this card either because we can’t match your details to your credit report, or we don’t have enough information about the lender’s acceptance criteria for this card.
You won’t get this card. This is usually because you don’t meet the lender’s acceptance criteria – for example, your income may not be high enough, you have credit problems, or you already have one of this lender’s cards.
This means there’s a good chance you’ll be accepted for this card. For every 100 applications from people in a similar financial situation to you, between 70 and 95 of them will get the card.
This score means it’s around fifty-fifty whether you’ll be accepted for the card or not. It’s worth a go if this is your highest score, and you need the credit for a specific purpose.
It’s unlikely you’ll get this card. For every 100 people in a similar financial situation to you who apply, only between 10 and 30 get accepted for the card. There’s still a chance, but rejection’s more likely than acceptance.

See the full approval scale

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better to get it right the first time. Your scores help you understand which cards you have the strongest chance of getting. The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Chance of approval scale

10/10 = Pre-approved

Chance of approval 10/10 GUARANTEED
10/10 GUARANTEED

10/10 = Pre-approved

Being pre-approved means you’re an ideal customer for this lender and you’re guaranteed to get this card, provided you use the same details as you gave us, and you pass the lender’s ID checks.

9.5/10 - 7/10 = Good chance

Chance of approval 9.5/10
9.5/10
Chance of approval 9/10
9/10
Chance of approval 8/10
8/10
Chance of approval 7/10
7/10

9.5/10 - 7/10 = Good chance

This means there’s a good chance you’ll be accepted for this card. For every 100 applications from people in a similar financial situation to you, between 70 and 95 of them will get the card.

6/10 - 4/10 = Fair chance

Chance of approval 6/10
6/10
Chance of approval 5/10
5/10
Chance of approval 4/10
4/10

6/10 - 4/10 = Fair chance

This score means it’s around fifty-fifty whether you’ll be accepted for the card or not. It’s worth a go if this is your highest score, and you need the credit for a specific purpose.

3/10 - 1/10 = Low chance

Chance of approval 3/10
3/10
Chance of approval 2/10
2/10
Chance of approval 1/10
1/10

3/10 - 1/10 = Low chance

It’s unlikely you’ll get this card. For every 100 people in a similar financial situation to you who apply, only between 10 and 30 get accepted for the card. There’s still a chance, but rejection’s more likely than acceptance.

Not eligible = Consider a different card

Chance of approval Not eligible
Not eligible

Not eligible = Consider a different card

You won’t get this card. This is usually because you don’t meet the lender’s acceptance criteria – for example, your income may not be high enough, you have credit problems, or you already have one of this lender’s cards.

Not rated = We don’t have enough infoinformation

Chance of approval Not rated
Not rated

Not rated = We don’t have enough infoinformation

We can’t give you a rating for this card either because we can’t match your details to your credit report, or we don’t have enough information about the lender’s acceptance criteria for this card.

You'll need to pay a monthly fee, with the amount depending on your credit limit: £8 per month for a £250 credit limit, £14 per month for £500, and £17 per month for £1,200.

You'll need to pay a monthly fee, with the amount depending on your credit limit: £8 per month for a £250 credit limit, £14 per month for £500, and £17 per month for £1,200.

118 118 Money

Balance transfer

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Purchases

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Purchases

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Rewards

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EXPLORE MORE CREDIT CARDS

How to check if you’re eligible for a 118 118 Money credit card

It’s easy to see if you are eligible for a 118 118 credit card before you apply. Simply enter your details into the MoneySuperMarket Eligibility Checker and you’ll be able to browse what deals you are likely to be accepted for. Doing it this way won’t create a ‘hard check’ on your credit file and so won’t affect your credit score.

How to apply for a 118 118 Money credit card

Once you have filled out your details in the Eligibility Checker, you simply select what deal is right for you and click through to apply.

How to manage your 118 118 Money credit card

You can manage your credit card with 118 118 Money online through the website, or by telephone. Extreme customer focus means you can get assistance throughout the application process and with managing your repayments, should you need it. Find all the contact details here.

 

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.