Part of Hastings Insurance Services Limited, Hastings Essential has a long history of providing customers with insurance for bikes, cars and vans. They have developed a range of products to suits the needs and budgets of all motorists and are a low-cost, no-frills car insurance provider that does away with any extra features and benefits you don’t necessarily need, including personal belongings cover and windscreen protection.
Hastings Essential also provides home insurance, bike insurance and van insurance, and is part of Hastings Insurance, which also owns People’s Choice and Insure Pink.
Contact Hastings Essential
What types of cover does Hastings Essential offer?
Hastings Essential is only available on single-car insurance policies.
Information about Hastings Essential
Although a basic insurance product, Hastings Essential still offers a number of benefits for policyholders, including:
- Free half price MOT voucher with every quote.
- Take out comprehensive cover and you’re guaranteed a courtesy car while yours is in for repairs with an approved repairer. All repairs then come with a three-year guarantee.
- Optional no claims discount protection.
Hastings Essential’s credentials
Hastings Insurance is authorised and regulated by the Financial Conduct Authority.
How young drivers can cut the cost of car insurance
Young drivers are considered a ‘higher risk’ when it comes to car insurance claims, and so premium prices are often sky high if you’re under 21. The good news is there are a few things you can do to help keep the cost of cover down.
Taking out a telematics insurance policy is a good option if you’re a driver and careful at the wheel, as your premium price is calculated on your actual driving style, and not based upon how other drivers in your age group perform. Telematics policies usually put a limit on the number of miles you can cover in a year, and the less time you spend on the road, the less chance there is of you having an accident.
Adding an older, named driver to your policy can also lower prices, check out the video below for more cost-cutting tips.
And it always pays to shop around for cover, to see which insurer is offering the best deal. Visit our car insurance channel today and run a price comparison to see if your car insurance premium could be reduced.