MINI CAR INSURANCE

Compare car insurance prices for your Mini

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About Mini?

Founded in 1969 in the UK, the distinctive Mini brand has survived numerous changes of ownership. First conceived by British Motor Corporation, it became a make in its own right under British Leyland before being taken over by Rover Group in 1986.

When German car manufacturer BMW bought Mini in 2000, it launched a whole new Mini and has since extended the range to include estate and roadster versions.

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How much does it cost to insure a Mini?

How much it costs to insure your Mini will vary based on the model, your driving experience, age, and many more factors.

Here are a few of the Mini's that people have compared quotes for, listed by most popular:

Model

Average yearly premiums

One

£677.67

Cooper S

£573.32

Cooper D

£555.72

Cooper Classic

£518.50

Cooper Sport

£552.07

Cooper Exclusive

£564.97

John Cooper Works

£541.01

One D

£546.81

Cooper S Sport

£665.66

Countryman Cooper (122)

£600.09

How can I get cheaper insurance for my Mini

Don’t accept the first price you see. Too many people let their car insurance automatically renew at a much higher price. Use a comparison service like ours to check you’re getting a competitive deal when your car is coming up for renewal.

Offering to pay a higher excess shows you won't make smaller claims - but be sure it's an amount you can afford if you do need to claim.

Driving fewer miles means your risk of being involved in an accident is lower, so you'll likely need to pay less for cover.

Paying annually might be a bigger initial spend, but you'll often end up paying less overall than you would with monthly payments.


Enhancing car security with wheel locks, alarms and immobilisers, as well as being kept off the street at night, can reduce insurance costs.

Modifying your car can be tempting - but the customised feel, improved performance and extra features usually mean your premiums increase.

What type of insurance do I need?

When choosing car insurance, you have three options:

  1. Fully comprehensive: This is the highest level of coverage, providing financial protection if your car, any other car, person, or property is involved in a claim.

  2. Third party, fire and theft: This covers damages to others' cars or property if you're in an accident. It also protects against fire damage and theft, but it won't cover your car's damages in an accident—only fully comprehensive policies offer that level of protection.

  3. Third party only: This offers financial protection solely for damages to others' cars or property in an accident.

Fully comprehensive policies are often the cheapest, as insurers consider these policyholders to be lower risk. However, this can vary depending on the make and model of your vehicle.

Fully comprehensive

891.56 [0]

Third-party only

780.65 [0]

Third-party fire and theft

770.06 [0]

Average cost of car insurance by policy type for Minis

Where can I get insurance for my Mini?

MoneySuperMarket's comparison tool allows you to compare quotes from trusted insurers across the UK. Once you've filled out a few details, we'll compile all your quotes in one place to help you find the best deal on your car insurance.

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A simple process for car insurance renewal. Entered all my details and plenty of quotes were suggested, one of which I chose.

What do I need to get accurate car insurance quotes?

  • Your car registration number and driving licence number

  • Any no-claims bonus you’ve accrued

  • When you bought the car and any modifications made

  • Your expected annual mileage

  • Whether you’ll use the car for social, commuting, or business purposes

Note: you can still get a quote if you don't know the registration yet

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Compare quotes from 176[2]Accurate as of 16 January 2025. insurers to find the best deal for you

It only takes a few minutes

Compare insurance for other makes and models

Check out our manufacturers page for more makes and models.

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