Land Rover car insurance
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About Renault
Renault is a French car manufacturer founded in 1898 by brothers Louis, Marcel and Fernand Renault. Today, it forms part of the Renault–Nissan–Mitsubishi Alliance, one of the world’s largest automotive groups.
In the UK, Renault is best known for practical and affordable cars such as the Clio hatchback, along with the Captur and Megane. The brand has also been a pioneer in electric mobility, with the Renault Zoe ranking among the most popular electric cars on UK roads. Renault’s focus on innovation, efficiency and value has helped it remain a strong choice for drivers seeking both everyday practicality and forward-looking technology.
How much does it cost to insure a Renault?
The cost of insuring a Renault depends on factors such as your age, driving history, occupation and the model you choose. Smaller hatchbacks like the Renault Clio are generally among the cheapest to cover, while larger cars such as the Megane or Kadjar usually sit in higher insurance groups.
On average, Renault drivers can expect to pay between £400 and £700 a year for comprehensive cover, although premiums may be higher for sportier or newer versions. The electric Renault Zoe also tends to cost more than the smaller petrol models due to higher repair costs. Comparing quotes across multiple insurers is the best way to get an accurate figure for your circumstances.
Model | Average yearly premium |
|---|---|
Clio | £388^ |
Clio Dynamique | £693^ |
Clio Campus | £456^ |
Captur | £389^ |
Megane | £393^ |
Scenic | £461^ |
Symbioz | £486^ |
Common reasons Renault drivers make a claim
We’ve teamed up with Ageas to show you the most common reasons Renault drivers claim on their car insurance.
How can I get cheaper insurance for my Renault?
There are several ways to make Renault insurance more affordable. Increasing your voluntary excess usually lowers your premium, though you should only choose an amount you could realistically afford if you made a claim. Arranging cover a few weeks before renewal and paying annually instead of monthly can also bring costs down.
Driving carefully, avoiding penalties and building a strong no-claims bonus are among the most effective long-term savings. Parking your Renault securely in a garage or off-road will often reduce risk in the eyes of insurers, while removing optional extras you don’t need can also help. For younger drivers, especially in popular first cars like the Renault Clio, adding an experienced named driver may make cover cheaper. Larger models such as the Kadjar or electric cars like the Zoe are usually more expensive to insure, so comparing quotes from several insurers is especially worthwhile.
What type of insurance do I need?
There are three main types of car insurance to choose from:
Fully comprehensive – the highest level of cover, protecting you, your Renault, other vehicles, people and property in the event of a claim.
Third party, fire and theft – covers damage to other people’s vehicles or property, plus theft or fire damage to your own car. It does not cover accidental damage to your Renault.
Third party only – the minimum legal requirement, covering damage to others’ vehicles or property but offering no protection for your own car.
For most Renault drivers, fully comprehensive insurance is the most suitable choice. It offers the widest protection and, in many cases, is also cheaper than third party policies because insurers often view comprehensive drivers as lower risk. Smaller Renaults such as the Clio are generally the most affordable to insure comprehensively, while larger models like the Kadjar or electric cars like the Zoe may cost more but still benefit from the broader cover this type of policy provides.
Where can I find Renault car insurance?
You can get insurance for a Renault through most mainstream UK insurers, and the quickest way to compare options is with a comparison site such as MoneySuperMarket. By entering details about yourself, your Renault and the type of cover you want, you can view quotes from multiple providers in one place.
It’s worth comparing policies not just on price, but also on the level of protection offered and the excess you would need to pay if you made a claim. For popular models like the Clio or Captur, standard insurers usually provide competitive cover, while electric cars such as the Renault Zoe may also be worth checking with specialist insurers who understand EV repair costs.
What do I need to get accurate car insurance quotes?
Your car registration number and driving licence number
Any no-claims bonus you’ve accrued
When you bought the car and any modifications made
Your expected annual mileage
Whether you’ll use the car for social, commuting, or business purposes
Note: you can still get a quote if you don't know the registration yet
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Reviewed on 21 May 2026 by
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Percentage of total claims made by Renault drivers between October 2024 and September 2025 through Ageas.
The percentage of all claims submitted by Renault drivers through Ageas between October 2024 and September 2025.
The percentage of all claims submitted by Renault drivers through Ageas between October 2024 and September 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between April 2025 and March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between April 2025 and March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between April 2025 and March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between April 2025 and March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between March 2025 and February 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between April 2025 and March 2026.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between April 2025 and March 2026.
Accurate as of 20 May 2026.
