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SMART CAR INSURANCE

Compare car insurance prices for your Smart car and find a cheaper deal

  • Find affordable cover for your Smart car

  • See prices from over 110 insurers

  • It’s fast free and easy

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Find cheap car insurance and get rewarded

About Smart?

SMART is a German car manufacturer that specialises in so-called microcars designed for zipping around the city and slotting into tiny parking spaces. A division of Daimler AG, SMART was founded in 1994, making it one of the youngest car companies in operation.

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How can I get cheaper car insurance?

Don’t accept the first price you see. Too many people let their car insurance automatically renew at a much higher price. Use a comparison service like ours to check you’re getting a competitive deal when your car is coming up for renewal.

Offering to pay a higher excess shows you won't make smaller claims - but be sure it's an amount you can afford if you do need to claim.

Driving fewer miles means your risk of being involved in an accident is lower, so you'll likely need to pay less for cover.

Paying annually might be a bigger initial spend, but you'll often end up paying less overall than you would with monthly payments.


Enhancing car security with wheel locks, alarms and immobilisers, as well as being kept off the street at night, can reduce insurance costs.

Modifying your car can be tempting - but the customised feel, improved performance and extra features usually mean your premiums increase.

What type of insurance do I need?

When choosing car insurance, you have three options:

  1. Fully comprehensive: This is the highest level of coverage, providing financial protection if your car, any other car, person, or property is involved in a claim.

  2. Third party, fire and theft: This covers damages to others' cars or property if you're in an accident. It also protects against fire damage and theft, but it won't cover your car's damages in an accident—only fully comprehensive policies offer that level of protection.

  3. Third party only: This offers financial protection solely for damages to others' cars or property in an accident.

Fully comprehensive policies are often the cheapest, as insurers consider these policyholders to be lower risk. However, this can vary depending on the make and model of your vehicle.

Where can I get insurance for my Smart?

MoneySuperMarket's comparison tool allows you to compare quotes from trusted insurers across the UK. Once you've filled out a few details, we'll compile all your quotes in one place to help you find the best deal on your car insurance.

What our customers say about us

Based on 86,914 reviews 4.7/5 of our customers would buy from us again
Very quick cheap and got exactly what I asked gor
Registered for the first time and used to compare car insurance quotes. Money Super Market gave me the cheapest of all the comparison sites.
Very easy to get a competitive quote and generally a little cheaper than compare the meerkat or gocmpare.

What do I need to get accurate car insurance quotes?

  • Your car registration number and driving licence number

  • Any no-claims bonus you’ve accrued

  • When you bought the car and any modifications made

  • Your expected annual mileage

  • Whether you’ll use the car for social, commuting, or business purposes

Note: you can still get a quote if you don't know the registration yet

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Compare insurance for other makes and models

Check out our manufacturers page for more makes and models.

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