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SMART is a German car manufacturer that specialises in so-called microcars designed for zipping around the city and slotting into tiny parking spaces. A division of Daimler AG, SMART was founded in 1994, making it one of the youngest car companies in operation.
Don’t accept the first price you see. Too many people let their car insurance automatically renew at a much higher price. Use a comparison service like ours to check you’re getting a competitive deal when your car is coming up for renewal.
Offering to pay a higher excess shows you won't make smaller claims - but be sure it's an amount you can afford if you do need to claim.
Driving fewer miles means your risk of being involved in an accident is lower, so you'll likely need to pay less for cover.
Paying annually might be a bigger initial spend, but you'll often end up paying less overall than you would with monthly payments.
When choosing car insurance, you have three options:
Fully comprehensive: This is the highest level of coverage, providing financial protection if your car, any other car, person, or property is involved in a claim.
Third party, fire and theft: This covers damages to others' cars or property if you're in an accident. It also protects against fire damage and theft, but it won't cover your car's damages in an accident—only fully comprehensive policies offer that level of protection.
Third party only: This offers financial protection solely for damages to others' cars or property in an accident.
Fully comprehensive policies are often the cheapest, as insurers consider these policyholders to be lower risk. However, this can vary depending on the make and model of your vehicle.
MoneySuperMarket's comparison tool allows you to compare quotes from trusted insurers across the UK. Once you've filled out a few details, we'll compile all your quotes in one place to help you find the best deal on your car insurance.
Your car registration number and driving licence number
Any no-claims bonus you’ve accrued
When you bought the car and any modifications made
Your expected annual mileage
Whether you’ll use the car for social, commuting, or business purposes
Note: you can still get a quote if you don't know the registration yet
Check out our manufacturers page for more makes and models.
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