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Honda car insurance

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About Honda?

Honda, or Honda Motor Co. Ltd, is a Japanese automobile manufacturer that makes both cars and motorcycles. One of the biggest car companies in the world, they also make garden equipment and marine engines.

In the UK, Honda cars are popular with Londoners aged between 30 and 39.

17568-Honda-logo

How much does it cost to insure a Honda?

The average cost of Honda car insurance was £591.73[2] with a fully comprehensive policy, £843.60 [3] for a third party fire and theft policy, and £809.68[4] for a third party only policy.

Policy type

Average cost

Fully comprehensive

£591.73[2]

Third party, fire and theft

£843.60 [3]

Third party only

£809.68[4]

Common reasons Honda drivers make a claim

We’ve teamed up with Ageas to show you the most common reasons Honda drivers claim on their car insurance.

Vehicle hit while parked (policyholder or third-party vehicle)

20% [1]

Theft

16% [1]

Only insured vehicle involved i.e. hit a bollard

16% [1]

The percentage of all claims submitted by Honda drivers through Ageas between October 2024 and September 2025.

How can I get cheaper insurance for my Honda?

Increasing your excess

Increase – or add – a voluntary excess to get cheaper premiums. But make sure you could afford to pay this amount in the event of a claim.

Buying insurance 20 days ahead

Our research shows this is when you’ll get offered the best renewal quotes and that comparing quotes on this day can save you up to £231[5].

Paying annually

Pay for your car insurance in one go. Annual payments are up to 31% lower than the total cost of monthly instalments, saving you up to £267.

Based on MoneySuperMarket quoted policies for annual car insurance, between August 7th 2024 and November 5th 2024.

Driving safely

Convictions and endorsements for speeding or other driving offences will mean paying more for insurance.

Reducing extras

Add-ons like breakdown cover cost extra to add to your policy. Cutting out the extras you don't need can reduce your car insurance price.

Building up a no-claims bonus

The more no claims bonus you have, the cheaper your premium will be.

Parking off-road

You can reduce the cost of motor insurance by parking your vehicle off the road – such as a secure car park or locked garage – when you're not using it.

Adding a named driver

Young or inexperienced drivers can reduce premiums by adding an older driver to their policy.

What type of insurance do I need for my Honda?

The best type of insurance for your Honda depends on the level of protection you need and the model you drive. Fully comprehensive cover provides the widest protection, insuring your own car as well as other vehicles, people, and property. For many Honda models, such as the Jazz or Civic, this is often also the most cost-effective option, as insurers tend to view comprehensive policyholders as lower risk.

Third party, fire and theft policies cover damage to others and also protect your Honda if it is stolen or damaged by fire, but not if it is involved in an accident. Third party only cover is the most basic option, providing protection solely for damage to other people’s vehicles or property.

For most Honda drivers, fully comprehensive insurance offers the best balance of cover and price, but it is worth comparing all three to see which suits your car and driving needs.

Fully comprehensive

£591.73 [1]

Third-party, fire and theft

£843.60 [1]

Third-party only

£809.68 [1]

Average cost of car insurance by policy type for Honda's.

Where can I get insurance for my Honda?

MoneySuperMarket's comparison tool allows you to compare quotes from trusted insurers across the UK. Once you've filled out a few details, we'll compile all your quotes in one place to help you find the best deal on your car insurance.

What our customers say about us

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  • There is no need for other sites; this company will always offer you the best services, free of charge.

  • Easy to navigate the site value for money best price I found for the level of cover I wanted

  • nothing much to say all done online

  • It was so much cheaper than my new quote by GoSkippy which was over £100 dearer. I took this out only days before my car insurance expires. I’m so happy

What do I need to get accurate car insurance quotes?

  • Your car registration number and driving licence number

  • Any no-claims bonus you’ve accrued

  • When you bought the car and any modifications made

  • Your expected annual mileage

  • Whether you’ll use the car for social, commuting, or business purposes

Note: you can still get a quote if you don't know the registration yet

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Reviewed on 30 Oct 2026 by

Sources and supporting information

  1. [1]

    SuperSaveClub restrictions and T&Cs apply. Click here for details.

  2. [2]

    Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between September 2025 and August 2026.

  3. [3]

    Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket between September 2025 and August 2026.

  4. [4]

    Based on the median annual price of third party only car insurance policies sold through MoneySuperMarket between September 2025 and August 2026.

  5. [5]

    Based on MoneySuperMarket quoted policies for annual car insurance, between July 25th 2024 and October 23rd 2024