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Suzuki car insurance

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About Suzuki?

Japanese car manufacturer Suzuki made silk looms when it was first launched in 1909, diversifying into cars in the 1950s. It’s now one of the best-known car companies in the world, with production facilities in more than 20 countries.

In the UK, its most successful model is the Suzuki Swift.

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How much does it cost to insure a Suzuki?

The cost of insuring a Suzuki depends on factors such as your age, driving history, and the model you choose. Like all cars, Suzukis are placed into insurance groups from 1 to 50, with lower numbers usually meaning cheaper cover. Smaller cars such as the Suzuki Alto tend to be more affordable to insure, while sportier models like the Swift are placed in higher groups.

Based on recent comparisons, average annual premiums for popular Suzuki models include:

Models

Average yearly premium

Alto SZ

£415^

Swift

£407^

Swift GL

£705^

Alto SZ3

£521^

Common reasons Suzuki drivers make a claim

We’ve teamed up with Ageas to show you the most common reasons Suzuki drivers claim on their car insurance.

Vehicle hit while parked (policyholder or third-party vehicle)

23% ^

Only insured vehicle involved i.e. hit a bollard

20% ^

Vehicle hit in rear (policyholder or third-party vehicle)

15% ^

The percentage of all claims submitted by Suzuki drivers through Ageas between October 2024 and September 2025.

What type of insurance do I need for my Suzuki?

The best type of insurance for your Suzuki depends on how much cover you need and the model you own. Fully comprehensive policies provide the widest protection, covering your own car as well as other vehicles, people, and property. For many Suzuki models, such as the Alto or Swift, this can also be the most cost-effective option, as insurers often view comprehensive policyholders as lower risk.

Third party, fire and theft insurance covers damage to others and protects your Suzuki if it is stolen or damaged by fire, but not if it is involved in an accident. Third party only is the minimum level of cover and pays solely for damage to other people’s vehicles or property.

For most Suzuki drivers, fully comprehensive cover offers the best balance of protection and price, though it is worth comparing all three options to find the most suitable policy.

Fully comprehensive

£538.31 ^

Third-party, fire and theft

£753.69 ^

Third-party only

£667.11 ^

Average cost of car insurance by policy type for Suzukis

How can I get cheaper insurance for my Suzuki?

You can lower the cost of insurance for your Suzuki by adjusting how and when you buy your policy, as well as how you use your car. Comparing quotes around 20 days before renewal and paying annually instead of monthly often results in the best prices.

Other effective ways to cut costs include increasing your voluntary excess (as long as you can afford it), driving safely to avoid penalty points, and parking your Suzuki off-road in a garage or secure car park. Reducing optional extras you don’t need and building up a no-claims discount will also help bring premiums down over time.

If you are a young or inexperienced driver, adding a named older driver to your policy can further reduce your premium, especially on models like the Swift which may fall into higher insurance groups than smaller cars such as the Alto.

Where can I get insurance for my Suzuki?

MoneySuperMarket's comparison tool allows you to compare quotes from trusted insurers across the UK. Once you've filled out a few details, we'll compile all your quotes in one place to help you find the best deal on your car insurance.

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What do I need to get accurate car insurance quotes?

  • Your car registration number and driving licence number

  • Any no-claims bonus you’ve accrued

  • When you bought the car and any modifications made

  • Your expected annual mileage

  • Whether you’ll use the car for social, commuting, or business purposes

Note: you can still get a quote if you don't know the registration yet

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Reviewed on 21 May 2026 by

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Percentage of total claims made by Suzuki drivers between October 2024 and September 2025 through Ageas.

Percentage of total claims made by Suzuki drivers between October 2024 and September 2025 through Ageas.

Percentage of total claims made by Suzuki drivers between October 2024 and September 2025 through Ageas.

Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between April 2025 and March 2026.

Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between April 2025 and March 2026.

Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between April 2025 and March 2026.

Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between April 2025 and March 2026.