Fully comprehensive
✔ Highest level of protection
✔ Injuries and damage to you and your car
✔ Fire and theft
✔ Injuries and damage to others
✔ Legal protection
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Save up to £485[2] on car insurance
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Based on fully comprehensive policies for all drivers across the UK.
Yes, the Land Rover Discovery has higher-than-average running costs. Fuel efficiency and servicing costs could make them slightly more costly than other cars to run. But Land Rovers are known for being reliable and durable, so this could even out in the long run.
It won’t be difficult to insure your Land Rover Discovery. But Land Rovers are high-performance vehicles so it may cost a little more to insure than some other vehicles. You can cut insurance costs by opting for a higher excess or limiting your mileage.
Fully comprehensive car insurance offers the highest level of cover and can often be cheaper than the other options.
If your car is damaged in an accident, fully comprehensive is the only level of cover that will protect you financially against any costs related to you or your vehicle. Third-party policies are designed to protect other drivers in the event you cause an accident.
Some of the factors that impact the cost of your car insurance are difficult to change: your job, where you live, how old you are.
But there are tweaks everyone can make to bring down your premiums. These include:
Increase – or add – a voluntary excess to get cheaper premiums. But make sure you could afford to pay this amount in the event of a claim.
Our research shows this is when you’ll get offered the best renewal quotes and that comparing quotes on this day can save you up to £231[4].
Pay for your car insurance in one go. Annual payments are up to 31% lower than the total cost of monthly instalments, saving you up to £267.
Based on MoneySuperMarket quoted policies for annual car insurance, between August 7th 2024 and November 5th 2024.
Convictions and endorsements for speeding or other driving offences will mean paying more for insurance.
Add-ons like breakdown cover cost extra to add to your policy. Cutting out the extras you don't need can reduce your car insurance price.
The more no claims bonus you have, the cheaper your premium will be.
You can reduce the cost of motor insurance by parking your vehicle off the road – such as a secure car park or locked garage – when you're not using it.
Young or inexperienced drivers can reduce premiums by adding an older driver to their policy.
The Land Rover Discovery is usually ranked between roughly 24 and 46, depending on the exact model. Newer, high-performance models with larger engines will be in higher groups, and likely cost more to insure.
It comes in different trim levels, including 35th Edition, Dynamic HSE, Metropolitan Edition, R-Dynamic HSE, R-Dynamic SE, Dynamic SE, R-Dynamic S, SE, S, HSE, Landmark Edition, Anniversary Edition, HSE Luxury, First Edition. This will affect what insurance group it falls under.
This table shows insurance groups for some common models:
Model | Insurance group |
|---|---|
Discovery 3.0 D250 Dynamic HSE Auto 5d | 43 |
Discovery 3.0 D300 R-Dynamic HSE Auto 5d | 45 |
Discovery SE 2.0 Sd4 Auto 5d | 37 |
Discovery S 2.0 Sd4 Auto 5d | 33 |
Discovery HSE 2.0 Sd4 Auto 5d | 38 |
Don't see your car model?
You can choose between three types of car insurance:
✔ Highest level of protection
✔ Injuries and damage to you and your car
✔ Fire and theft
✔ Injuries and damage to others
✔ Legal protection
✔ Injuries and damage to others
✔ Fire damage to your car
✔ Theft of your car
✔ Legal requirement
✔ Injuries and damage to others
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