Fully comprehensive
✔ Highest level of protection
✔ Injuries and damage to you and your car
✔ Fire and theft
✔ Injuries and damage to others
✔ Legal protection
Earn up to £130 in rewards every year with SuperSaveClub[1]
Save up to £485[2] on car insurance
You’re protected with Price Promise - we price match and more
Based on fully comprehensive policies for all drivers across the UK.
Yes, the Land Rover Defender has higher-than-average running costs. It isn’t as fuel efficient as some other vehicles and may be fairly costly to service. But their relative reliability and durability could balance out costs in the long run.
It won’t be difficult to insure your Land Rover Defender. But it could prove a little more costly than other vehicles because of its relatively high price tag and performance capabilities. You can cut insurance costs by opting for a higher excess or limiting your mileage.
Fully comprehensive car insurance offers the highest level of cover and can often be cheaper than the other options.
If your car is damaged in an accident, fully comprehensive is the only level of cover that will protect you financially against any costs related to you or your vehicle. Third-party policies are designed to protect other drivers in the event you cause an accident.
Some of the factors that impact the cost of your car insurance are difficult to change: your job, where you live, how old you are.
But there are tweaks everyone can make to bring down your premiums. These include:
Increase – or add – a voluntary excess to get cheaper premiums. But make sure you could afford to pay this amount in the event of a claim.
Our research shows this is when you’ll get offered the best renewal quotes and that comparing quotes on this day can save you up to £231[4].
Pay for your car insurance in one go. Annual payments are up to 31% lower than the total cost of monthly instalments, saving you up to £267.
Based on MoneySuperMarket quoted policies for annual car insurance, between August 7th 2024 and November 5th 2024.
Convictions and endorsements for speeding or other driving offences will mean paying more for insurance.
Add-ons like breakdown cover cost extra to add to your policy. Cutting out the extras you don't need can reduce your car insurance price.
The more no claims bonus you have, the cheaper your premium will be.
You can reduce the cost of motor insurance by parking your vehicle off the road – such as a secure car park or locked garage – when you're not using it.
Young or inexperienced drivers can reduce premiums by adding an older driver to their policy.
Land Rover Defender models typically fall into insurance groups ranging from 27 to 50. The insurance group will depend on the specific model and engine.
The Defender comes in different trim levels, including Standard, S, SE, XS, HSE, X, V8, First Edition, and V8 Carpathian Edition, which will affect what insurance group it falls under.
This table shows insurance groups for common models:
Model | Insurance group |
|---|---|
90 D200 AWD Auto 3d | 27 |
90 2.0 P300 X-Dynamic HSE Auto 3d | 38 |
110 D200 AWD Auto 5d | 31 |
110 3.0 D300 Auto 5d | 44 |
130 5.0 P500 V8 Auto 5d | 50 |
130 3.0 D300 First Edition 130 Auto 5d [8 Seat] | 45 |
Don't see your car model?
You can choose between three types of car insurance:
✔ Highest level of protection
✔ Injuries and damage to you and your car
✔ Fire and theft
✔ Injuries and damage to others
✔ Legal protection
✔ Injuries and damage to others
✔ Fire damage to your car
✔ Theft of your car
✔ Legal requirement
✔ Injuries and damage to others
We’ll reward you every time you make a purchase. Exchange your earnings for a gift card for Amazon.co.uk[6], Sainsbury’s & more
Get a 12-month pass to 1000s of attractions, including London Zoo, Go Ape, Gravity Active, English Heritage and more. Worth £180[7]. App users only
Whether you're buying clothing, homewares or takeaways, earn up to 10%[8]cashback from brands like Just Eat, eBay & Argos.
You and your friends each get up to £20 when they join the Club and make a qualifying purchase. Win-Win!
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
