Skip to content

Land Rover car insurance

Compare car insurance prices for your Land Rover and find a cheaper deal

  • Find cover for your Land Rover

  • See prices from over 110 insurers

  • It’s fast free and easy

Hero-Img-Generic-v2-1440px.png

Who is Land Rover?

When British car manufacturer Rover coined the term Land Rover in 1948, it described a utilitarian 4WD vehicle designed for off-road use. Now, however, Land Rover is owned by Jaguar Land Rover (JLR), which has been a subsidiary of India’s Tata Motors since 2008, and is more synonymous with luxury SUVs such as the Range Rover Evoque and the Land Rover Discovery Sport.

MSM discount image

How much does a Land Rover cost to insure?

As high-end cars, Land Rovers are not cheap to insure, but the premium you pay will still depend on the model you choose – as well as your age and driving history. 

Insurers sort cars into one of 50 different insurance groups that have a big impact on your insurance costs. And generally speaking, the more powerful, expensive or rare your car, the higher the group it will be in. 

The Range Rover is by far the most popular Land Rover model in the UK, and is also typically the most expensive to insure. However it's the Freelander that attracts the lowest insurance premiums.

  • 1

    Three most popular models²

    1. Range Rover Sport HSE - £923 /year to insure  

    2. Range Rover Evoque PureTech - £750 /year to insure

    3. Range Rover Evoque SE - £847 /year to insure

  • 2

    Three most expensive models<sup>2</sup>

    1. Range Rover Sport HSE SDV6 - £1,342 /year to insure

    2. Range Rover Sport Dynamic - £1,309 /year to insure

    3. Range Rover Sport HSE - £923 /year to insure

  • 3

    Three least expensive models²

    1. Freelander 2 - £439 /year to insure

    2. Discover Sport SE Tech - £652 /year to insure

    3. Discovery TD5 - £736 /year to insure

Who drives a Land Rover?

London is home to close to 20% of Land Rover drivers in the UK, MoneySuperMarket data suggests. The formerly British brand is also popular in the North West of England and the West Midlands.

As Land Rovers are expensive cars to own and insure, they are most commonly driven by motorists aged between 30 and 64, with those aged between 30 and 39 accounting for around a quarter of Land Rover owners2.

Average car insurance premiums by age and policy type

2Based on fully comprehensive car insurance policies with one driver holding a full UK licence. Data collected between September 2020 and March 2021, accurate as of May 2021.

What cover do I need for my Land Rover?

When you take out car insurance, you’ll be able to choose from three different types of cover:

  • Fully comprehensive

    A fully comprehensive policy covers you for damage done to someone else, their car or their property, as well as damage, repairs, and theft of your own car

    £776 on average2

  • Third-party, fire and theft

    Third-party, fire and theft policies provide cover for third-party damage, but they also add protection for your own vehicle if it’s stolen or damaged by fire

    £1,147 on average2

  • Third-party only

    Third-party cover is the minimum level of insurance you need to drive on UK roads. It covers you for damage to a third-party, their vehicle or their property 

    £1,737 on average2

What extra features can I add to my Land Rover policy?

You can increase the coverage offered by your car insurance policy with extra features such as:

  • Breakdown cover

    Breakdown cover pays for the cost of roadside assistance should your vehicle break down

  • Motor legal protection

    Motor legal protection covers certain legal costs you might face in relation to a car insurance claim

  • Personal accident cover

    Personal accident cover offers a compensation pay-out if you’re injured or killed in an accident

How can I cut the cost of my Land Rover insurance?

Steps you can take to lower your car insurance premiums include:

  • 1

    Avoiding modifications

    Modifying your car can be tempting - but the customised feel, improved performance and extra features usually mean your premiums increase

  • 2

    Paying more excess

    Offering to pay a higher excess demonstrates that you won't make smaller claims - but be sure it's an amount you can afford if you do need to claim

  • 3

    Driving less

    Driving fewer miles means your risk of being involved in an accident is lower, so you'll likely need to pay less for cover

  • 4

    Paying premiums annually

    Paying annually might be a bigger initial outlay, but you'll often end up paying less overall than you would with monthly payments 

Where can I find Land Rover car insurance?

Finding car insurance for your Land Rover is easy when you compare quotes with MoneySuperMarket. Just give us a few details about yourself, your car, and the cover you want, and we’ll search the market for deals that match your needs.

Once you can see the options available, you’ll be able to find the right deal by comparing them by policy cost, level of cover, and the size of the excess you’ll need to pay to make a claim. Then simply click through to the provider’s page to get insured.

MSM discount image

Read about more car makes and models