A fully comprehensive policy covers you for damage done to someone else, their car or their property, as well as damage, repairs, and theft of your own car
£478.53 on average3
1Accurate as of October 2023.
Land Rover is a prestigious, heritage British car brand, specialising in four-wheel drive vehicles. It is owned by multinational car manufacturer, Jaguar Land Rover (JLR).
JLR vehicles are known for combining off-road ruggedness with luxury features, advanced technologies and stylish design. Due to these attributes and their arguably high price tags, Land Rover models, including the Range Rover and Defender, are often perceived as status symbols.
They are also highly targeted by thieves. If you’re a Land Rover owner, it’s safe to say car insurance is imperative for your ‘whip’.
1. RANGE ROVER EVOQUE SE TECH TD4 (180) - £992.02 /year to insure
2. RANGE ROVER SPORT HSE SDV6 (306) - £1,740.28 /year to insure
3. RANGE ROVER EVOQUE PURE TECH SD4 - £776.49 /year to insure
1. RANGE ROVER SPORT SVR V8 SC (575) - £2,714.73 /year to insure
2. RANGE ROVER SPORT AUTOBIOG DYN SDV6 (306) - £2,022.18 /year to insure
3. RANGE ROVER SPORT HSE SDV6 (255) - £2,014.81 /year to insure
1. DISCOVERY TD5 GS - £364.29 /year to insure
2. FREELANDER 2 SE TD4 (160) - £401.57 /year to insure
3. FREELANDER 2 XS TD4 (150) - £406.23 /year to insure
Pays for the cost of calling out a mechanic if your car breaks down
Covers the legal fees you might face in relation to a car insurance claim
Pays out a lump sum if you’re injured or killed in a road accident
Pays for repairs if you accidentally top your car up with the wrong fuel type
Pays for the cost of repairing or replacing a cracked windscreen
Gives you access to a replacement vehicle while yours is in for repair
Covers the cost of replacing your keys if they’re lost, damaged or stolen
Allows a set number of annual claims before affecting your premiums
Up until recently, Land Rover was a brand of vehicles, with seven different models. A Range Rover was one of those models, so its full name was Land Rover Range Rover.
Jaguar Land Rover has now rebranded to JLR, and has launched Range Rover, Defender, and Discovery as brands in their own right.
The cost of Range Rovers can vary significantly depending on factors like the model, trim level, optional features, and location. According to Jaguar Land Rover's website in 2023, the Range Rover SE with standard wheelbase has a starting price of £103,720 while the Range Rover SV with standard wheelbase has a starting price of £161,500 without any upgrades or additional features.
Modifying your car can be tempting - but the customised feel, improved performance and extra features usually mean your premiums increase
Offering to pay a higher excess shows you won't make smaller claims - but be sure it's an amount you can afford if you do need to claim
Driving fewer miles means your risk of being involved in an accident is lower, so you'll likely need to pay less for cover
Paying annually might be a bigger initial spend, but you'll often end up paying less overall than you would with monthly payments
Enhancing car security with wheel locks, alarms and immobilisers, as well as being kept off the street at night, can reduce insurance costs
Don’t accept the first price you see. Use a comparison service like ours to check you’re getting a competitive deal.
Range Rover, Discovery and Defender models are among the best new luxury SUVs you can buy. With their high-end interiors, fancy tech and off-road capability they’re attractive to car buyers looking for a premium 4x4. Unfortunately, that also makes them a target for thieves - and a greater risk for insurers. It’s worth shopping around to see how prices vary between different specifications and models, as well as considering used Land Rovers."
There’s a number of reasons Range Rovers can cost so much to insure. They’re expensive cars to start with and feature technology that can drive up the costs of repairs. But they’re also one of the most stolen cars in the UK and so are considered high risk by many insurance companies.
Yes, like most vehicles, Land Rovers typically lose value over time due to depreciation. Luxury vehicles, like Land Rovers, often lose value at a faster rate than ‘non-luxury vehicles’. This is due to things like a higher initial cost, advanced technology, and a more limited market.
You can find out which group your car is in with our handy car insurance group checker tool – just input your registration number or look up your car’s make and model.
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