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Fiat car insurance

Compare car insurance prices for your Fiat and find a cheaper deal

Why buy cheap Fiat insurance from us?

  • Find affordable cover for your Fiat
  • See prices from over 110 insurers
  • It’s fast free and easy

Who is Fiat?

Italian car manufacturer Fiat was established in Turin more than 120 years ago. Probably best known for nippy little models such as the Fiat Panda, the company’s full name is Fabbrica Italiana Automobili Torino.

In the UK, the Fiat range is most popular with drivers aged between 17 and 24.

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How much does a Fiat cost to insure?

The cost of insuring a Fiat will depend on what type of Fiat you have, among a range of other factors.


Insurers put all makes and models of cars into one of 50 different insurance groups, with one being least expensive and 50 the most expensive. And generally speaking, the more powerful, expensive or rare your car, the higher the group it will be in.


The most expensive Fiat model to insure is the Punto Active Sport, while at the other end of the scale Panda drivers often pay the lowest premiums. This country’s most popular Fiat, the cute 500, sits around the middle of the list when it comes to insurance costs.

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    Three most popular models2

    1. 500 Lounge - £445 /year to insure  
    2. 500 - £538 /year to insure
    3. Punto - £775 /year to insure

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    Three most expensive models2

    1. Punto Active Sport - £1,035 /year to insure
    2. Punto Active - £1,000 /year to insure
    3. Punto Dynamic - £937 /year to insure

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    Three least expensive models2

    1. Panda - £363 /year to insure
    2. Doblo - £373 /year to insure
    3. 500C - £398 /year to insure

2Based on fully comprehensive car insurance policies with one driver holding a full UK licence. Data collected between September 2020 and March 2021, accurate as of May 2021.


Who drives a Fiat?

Fiats are a common sight on roads around the UK, but are most likely to be seen in London and the North West, MoneySuperMarket data suggests.

They enjoy a relatively universal appeal, but are particularly popular with younger drivers – especially those aged 20 to 242.


Average car insurance premiums by age and policy type

2Based on fully comprehensive car insurance policies with one driver holding a full UK licence. Data collected between September 2020 and March 2021, accurate as of May 2021.


What cover do I need for my Fiat?

You'll be able to choose from three main types of car insurance policy when you take out cover - these are:

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Fully comprehensive

Fully comprehensive policies offer the most complete protection, covering you and your vehicle as well as a third party, their vehicle and their property

£583 on average2

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Third-party, fire and theft

Third-party, fire and theft offers cover for other people, their vehicles and their property, but adds protection for your own car if it’s stolen or damaged by fire

£816 on average2

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Third-party only

Third-party only car insurance covers you for damage you do to a third party, their vehicle or their property, but won’t offer any protection for your own car

£1,397 on average2

2Based on car insurance policies with one driver holding a full UK licence. Data collected between September 2020 and March 2021, accurate as of May 2021.

What extra features can I add to my Ford policy?

You can usually choose to add a range of extra features to your car insurance policy. These include:

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Breakdown cover

Breakdown cover pays out for roadside assistance if your vehicle breaks down

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Motor legal protection

Motor legal protection pays out for legal costs you might face related to a car insurance claim

Some of these will be included as standard, while others may be available as an optional addition – though they’ll increase your premiums, so it’s worth considering whether you really need them before taking out extra levels of cover. You can learn more about additional features with our guide to car insurance policy features.

How can I cut the cost of my Fiat insurance?

Steps you can take to lower your car insurance premiums include:

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    Taking care with extra drivers

    Adding more drivers to your policy will have an effect: costs fall if they have experience, but younger drivers will push the up price

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    Avoiding small claims

    If you can avoid claiming on your policy for over a year, you'll start building a no-claims discount - this lets you earn cheaper cover in the future

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    Lowering your mileage

    Driving fewer miles means you're less likely to be involved in an accident as you spend less time on the road. This makes you a lower claim risk

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    Considering telematics

    Telematics cover allows young drivers can earn cheaper premiums by driving well and allowing your insurance provider to monitor your vehicle

Where can I find Fiat car insurance?

Finding car insurance for your Fiat is simple when you compare quotes with MoneySuperMarket. Just give us a few details about yourself, your car, and the cover you want, and we’ll search the market for deals that match your needs.

Once you can see the options available, you’ll be able to find the right deal by comparing them by policy cost, level of cover, and the size of the excess you’ll need to pay to make a claim. Then just click through to the provider’s page to finalise your purchase.



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