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Who is Fiat?

Italian car manufacturer Fiat was established in Turin more than 120 years ago. Probably best known for nippy little models such as the Fiat Panda, the company’s full name is Fabbrica Italiana Automobili Torino.

In the UK, the Fiat range is most popular with drivers aged between 17 and 24.

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How much does a Fiat cost to insure?

The cost of insuring a Fiat will depend on what type of Fiat you have, among a range of other factors. Insurers put all makes and models of cars into one of 50 different insurance groups, with one being the least expensive and 50 the most expensive. And generally speaking, the more powerful, expensive or rare your car, the higher the group it will be in.

The most expensive Fiat model to insure is the Punto Active Sport, while at the other end of the scale, Panda drivers often pay the lowest premiums. This country’s most popular Fiat, the cute 500, sits around the middle of the list when it comes to insurance costs.

  • 1

    Three most popular models²

    1. 500 Lounge - £445 /year to insure

    2. 500 - £538 /year to insure

    3. Punto - £775 /year to insure

  • 2

    Three most expensive models²

    1. Punto Active Sport - £1,035 /year to insure

    2. Punto Active - £1,000 /year to insure

    3. Punto Dynamic - £937 /year to insure

  • 3

    Three least expensive models²

    1. Panda - £363 /year to insure

    2. Doblo - £373 /year to insure

    3. 500C - £398 /year to insure

Who drives a Fiat?

Fiats are a common sight on roads around the UK, but are most likely to be seen in London and the North West, MoneySuperMarket data suggests.

They enjoy a relatively universal appeal but are particularly popular with younger drivers – especially those aged 20 to 242

Average car insurance premiums by age and policy type

2Based on fully comprehensive car insurance policies with one driver holding a full UK licence. Data collected between September 2020 and March 2021, accurate as of May 2021.

What cover do I need for my Fiat?

You'll be able to choose from three main types of car insurance policy when you take out cover - these are:

  • 1-One

    Fully comprehensive

    Fully comprehensive policies offer the most complete protection, covering you and your vehicle as well as a third party, their vehicle and their property

  • 2-Two

    Third-party, fire and theft

    Third-party, fire and theft offers cover for other people, their vehicles and their property, but adds protection for your own car if it’s stolen or damaged by fire

  • 3-Three

    Third-party only

    Third-party only car insurance covers you for damage you do to a third party, their vehicle or their property, but won’t offer any protection for your own car

What extra features can I add to my Fiat policy?

You can usually choose to add a range of extra features to your car insurance policy. These include:

  • Tools

    Breakdown cover

    Breakdown cover pays out for roadside assistance if your vehicle breaks down

  • Law

    Motor legal protection

    Motor legal protection pays out for legal costs you might face related to a car insurance claim

How can I cut the cost of my Fiat insurance?

Steps you can take to lower your car insurance premiums include:

  • 1

    Taking care with extra drivers

    Adding more drivers to your policy will have an effect: costs fall if they have experience, but younger drivers will push the up price

  • 2

    Avoiding small claims

    If you can avoid claiming on your policy for over a year, you'll start building a no-claims discount - this lets you earn cheaper cover in the future

  • 3

    Lowering your mileage

    Driving fewer miles means you're less likely to be involved in an accident as you spend less time on the road. This makes you a lower claim risk

  • 4

    Considering telematics

    Telematics cover allows young drivers can earn cheaper premiums by driving well and allowing their insurance provider to monitor their vehicle

Where can I find Fiat car insurance?

Finding car insurance for your Fiat is simple when you compare quotes with MoneySuperMarket. Just give us a few details about yourself, your car, and the cover you want, and we’ll search the market for deals that match your needs.

Once you can see the options available, you’ll be able to find the right deal by comparing them by policy cost, level of cover, and the size of the excess you’ll need to pay to make a claim. Then just click through to the provider’s page to finalise your purchase.

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