A guide to pet travel insurance
Key takeaways
Pet travel insurance covers unexpected veterinary bills and emergencies
The cost will depend on the pet's age, health, and medical history
You may also need a pet passport before you travel and to check holiday firms will allow them to travel
Do I need pet travel insurance?
Pet travel insurance isn’t required but it can provide peace of mind when travelling with your furry friend. Without pet insurance you could face hefty veterinary bills abroad if something were to happen and you would also need to cover the cost of repatriation back to the UK if needed. You may also be covered if you have to cancel a holiday because of your pet’s ill health.
Can I get pet travel insurance?
You should be able to find pet travel insurance, but this will depend on the following:
The age of your pet. Most insurers require pets to be at least eight weeks old. However, they must not exceed a certain age, which varies by provider.
Your pet’s health and medical history.
The breed of your pet, some may be exempt from getting insurance
How do I find pet travel insurance?
An easy way to start looking for pet insurance is by comparing quotes from various insurers. This process usually involves completing a detailed form about your pet's health and your travel plans. You may need to give details from your pet's medical records. You’ll then be given a list of policies to choose from, along with the cost of each. Once you select the best offer, you can then complete the purchase online or over the phone.
What can pet travel insurance cover?
Pet travel insurance policies vary by provider, but most include the following:
Protection against accidents, illnesses, and emergencies away from home
Vet fees if your pet needs to be treated
Holiday cancellation if you need to cancel your trip because your pet is ill or has died
Public liability, protecting you financially if your pet causes damage or injury
Theft or loss of a pet – the policy can cover a reward for a missing pet or the costs of finding one
You may also be covered for the cost of replacing a lost pet passport
What is excluded from pet travel insurance?
Typical exclusions on a pet travel policy might include pre-existing conditions, preventive care, or situations where care could have been planned in advance. If you’ve not following the correct quarantine rules, for example, or your pet hasn’t had the right injections. Always check what’s not covered to avoid surprises during your travels
What about pet passports?
A pet passport is a set of documents confirming your pet's health and vaccinations. These are essential for international travel, and it ensures compliance with all necessary health regulations. Many countries require a pet passport for entry to help prevent diseases like rabies. Always verify the entry requirements of your destination country well in advancing of travel. To buy a pet passport, you must consult an APHA-authorised vet. This vet will update your pet's vaccinations and provide any necessary treatments.
Can I take my pet on a plane?
When planning to fly with your pet, it's crucial to know the airline's rules. Each airline has different policies. Some allow pets in the cabin; others require them in the hold. Always check the airline's website or contact customer service for details.
What airlines are pet friendly?
Here are some pet-friendly airlines and their services:
British Airways: Offers a special service called 'Pet Travel Scheme' (PETS) allowing cats, dogs, and even ferrets to travel in the cabin on certain routes
Lufthansa: Known for its 'Pet2Fly' service, Lufthansa allows pets either in the cabin or the cargo hold, depending on their size and weight
Air France: Pets under 8kg can travel in the cabin, while larger pets can travel in the cargo area under the 'Pet Voyageur' program
KLM: Provides a comprehensive pet policy where smaller pets can stay in the cabin, and larger animals travel in the cargo hold, ensuring they are comfortable throughout the flight
When comparing policies of different airlines regarding pet travel, consider the following:
Cabin vs cargo: Check if your pet can stay with you in the cabin or needs to be in the cargo hold
Size and weight restrictions: Each airline has specific guidelines on the size and weight of pets allowed in the cabin
Additional fees: Be aware of the costs involved in bringing your pet on board
What else should I consider before travelling with my pet?
Before you travel with your pet, check their health and vaccination status, and make sure they are able to visit the country you’re travelling to. When packing for your pet, include enough food and water, a travel-safe bowl, their favourite toys, and any necessary medications. Bringing their usual bedding can comfort them in new settings. Lastly, consider your pet's comfort and anxiety during travel. Long trips can be stressful for them, so you’ll want to get them used to their carrier. Your vet should also be able to offer some tips on how to manage their stress and safety while travelling.