Travel insurance for Mexico from £9.37^
Key takeaways
The average cost of travel insurance for Mexico is £63.28
^ The government warns British tourists to avoid some parts of Mexico. Check their website for details before you go
Travel insurance can protect you if your trip is cancelled, you need medical treatment or your belongings are lost or stolen
Do I need travel insurance for Mexico?
Holiday insurance is not a legal requirement. But without it you will be personally responsible for paying all the costs if something goes wrong with your trip.
Travel insurance can financially protect you if your holiday to Mexico is unexpectedly cancelled, you need medical treatment while travelling, or your valuables are lost, damaged or stolen.
According to the latest data from the Association of British Insurers:
British residents had to make 574,000
^ claims on their travel insurance in 2023The average claim amount was £972
^ and the average medical claim £1,750^ In contrast, you can find travel insurance to Mexico from just £9.37
^
What type of travel insurance do I need for Mexico?
Mexico is covered under worldwide travel insurance policies. The specific type of policy you need depends on your travel plans:
One trip to Mexico only
If you are only visiting Mexico, choose single-trip travel insurance and select Mexico as your destination.
One trip to Mexico and other countries
Combining a holiday in Mexico with visits to other countries, perhaps a backpacking trip around South America?
Single-trip travel insurance can cover multiple countries as long as:
You don't head home in-between countries. For that you need multi-trip insurance
You are not away for a long time (policy dependent, but usually a month). For that you need backpackers’ insurance
As you’re heading outside Europe you will need to select worldwide cover.
Several holidays throughout the year
You might save money by selecting an annual multi-trip travel insurance policy.
This will also cover you for staycations in the UK.
Travelling with a medical condition
You can get travel insurance with a pre-existing medical condition, but it may be more expensive than a standard policy.
How much is travel insurance for Mexico?
The table shows the average prices paid by our customers for holidays to Mexico this year. Average price means 51% of customers paid this amount or less. Cheapest price means 10% of customers paid this price or less.
Cheapest price | Average price |
|---|---|
£9.37 | £63.28 |
Can I get last minute travel insurance for Mexico?
Yes, it is possible to get last-minute travel insurance up to the day of your departure, although not all insurance providers will offer this.
Is it cheaper to buy travel insurance closer to my departure date?
No, it is usually more expensive to buy travel insurance last-minute.
If possible you should buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your Mexican holiday.
What should my travel insurance policy for Mexico include?
🚩 Different travel insurance policies have different inclusions and exclusions. You should always read your documents and check what you're covered for.
Standard travel insurance will usually cover:
Illness and accidents
Trip and activity cancellations
Lost luggage (including your passport)
Theft including pickpocketing
Repatriation (bringing you home if you are seriously injured, ill or dead)
Personal liability (you are responsible for accidentally harming someone or their property)
What isn't covered by travel insurance to Mexico?
Typical exclusions include:
Undeclared pre-existing medical conditions
'Unforeseeable' disasters including terrorism, war, strikes and natural disasters
Alcohol and drug-related incidents
Travel to areas advised against by the government (found on the FCDO website)
Adventure or winter sports
💡 Top tip: You can upgrade your insurance to include add-ons like winter sports, gadget cover and travel disruption cover.
Remember your excess!
Your excess is the amount of money you must pay towards any insurance claim you make. It is a fixed amount regardless of the claim size and it is set in advance when you take out your policy.
Increasing your excess can lower the cost of your policy, but make any claims less affordable.
Medical care in Mexico
Mexico has been added to the FCDO's list of countries where there is a risk of methanol poisoning from drinking low-quality alcohol. ➡️ Learn how to protect yourself.
In Mexico there is a private healthcare system for tourists which you will need to pay for. This is why it’s important to have travel insurance in place as it will cover the cost of any treatment you may need. You can’t use the GHIC card as Mexico is not included in this scheme.
Can I get travel insurance for Mexico if I have a pre-existing medical condition?
Yes, you can get travel insurance cover with a pre-existing medical condition, but it may be more expensive than a standard policy.
A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. It includes mental health conditions and disabilities.
You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.
Do I need a visa to visit Mexico?
🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.
No, if you’re travelling to Mexico as a tourist you do not need a visa. When you arrive you will get a stamp in your UK passport and this will show the number of days you’re allowed to stay in the country. If travelling by land you’ll need to fill out an immigration form online in advance.
Do I need vaccinations to visit Mexico?
🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.
The NHS Fit for Travel website recommends that your regular vaccinations are up to date before you travel to Mexico, including your flu and Covid-19 vaccines if you are eligible for these.
Some tourists also have the following vaccinations before arriving in Mexico: Diphtheria, Hepatitis A, Rabies, Tetanus, and Typhoid.
What travel insurance do I need for diving in Mexico?
Your standard travel insurance policy will not usually cover you for a diving or snorkelling trip in Mexico. However, as all policies are different you will need to check yours first. You may need to buy an adventurous sports add on which will cover your trip.
What travel insurance do I need for hiking in Mexico?
You may need to have adventure sports cover for hiking in Mexico. Standard travel insurance policies often will not cover more extreme activities like rock climbing, mountaineering or hiking above a certain height or in riskier locations. You can add adventure sports cover to your existing travel insurance for a fee.
How do I claim on my travel insurance?
Report the incident you want to claim for to your insurer as soon as possible
If something is stolen, report it to the local police within 24 hours and get a report
Keep records of what has happened, including photos or videos and the contact details of anyone involved
Read our guide to making a claim on your travel insurance.
Find cheap Mexico travel insurance with MoneySuperMarket
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Compare travel insurance quotes | Mexico cover from just £9.37
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